We often see some houses auctioned online, and the prices of these houses are generally very low, which is a great temptation for friends who need to buy a house. So can I buy a house auctioned by the court? Many people are reluctant to take action. Today, the editor will give you a detailed introduction. Is it true that it is true that the court auction house should not be touched? And list the new regulations on houses auctioned by the court. Interested friends come to know about it!
1. Can I buy houses auctioned by courts
1. Nowadays, there are often products auctioned by courts on the website, and the most common one is houses. Currently, housing prices are high, so many people have turned their attention to relatively cheap court auction houses. So can I buy a house auctioned by the court? This answer is obviously yes.
2. Houses auctioned by courts are generally because the debtor is unable to repay the debt, so the house is forcibly recycled and auctioned by the court to repay the debt. These houses are mortgaged by banks through formal channels. Houses with complete property rights can of course be bought.
3. The price of houses auctioned by courts is relatively low, generally only 30% off or even lower than the market price. We can give a simple example. A house with a market price of 1 million yuan was only 700,000 yuan for auction in the court, so many friends will be moved.
4. However, the house auctioned by the court cannot be purchased with a loan and must be paid in full, so many people can only watch and do not have the real strength to pay at once.
2. Try not to touch the court auction house
A saying circulates online that court auction house should not touch the court auction house, so it has many disadvantages. The following is a list of them for everyone, providing reference for friends who need to buy, and don’t be blind.
1, go to the door to make trouble
Generally, the former owner of the house who was recycled by the court may be a deadbeat who arrears of money, or a person with a gangster background, ran away because of the reasons such as debts. This is a big trouble. In the future, creditors often come to the door to cause trouble unreasonably, so the new home will not be peaceful. Therefore, you must fully understand the house information before purchasing.
2. Lease issue
There is another troublesome place for the court auction house, because it may have been rented out by the original owner before and signed a 5-year or 10-year lease. In this way, it cannot be moved in in time if the tenant is photographed, unless the tenant and related compensation issues are properly handled in a timely manner. In short, it is very troublesome.
3. Cannot borrow a loan
. The auction house purchased through the court cannot be borrowed. All the house payment must be paid within a certain period of time. Moreover, the auction house does not have post-service. If there is a problem with the house, it cannot be solved. Therefore, sufficient funds must be provided.
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3. New regulations on houses auctioned by courts
1. Court auction houses refer to houses that are forcibly executed by courts. They are usually referred to as "foreign auction houses" and are also called "silver main market". However, forensic auction houses are not necessarily sealed from banks, and private seals are also sealed. Most houses have loans from banks. When the bank goes out, it will apply for a mortgage right of . At the time of auction, the bank has the priority right of to receive compensation .
2. According to Article 1 of the "Regulations of the Supreme People's Court on Seizure, Seizure and Freeze Property in Civil Execution of People's Courts", the people's court shall make a ruling and serve it to the person subject to execution and the person subject to execution.
3. If the measures to be taken to seize, seize or freeze require assistance from relevant units or individuals, the people's court shall prepare notice of assistance to the execution and serve it to the assisting executioner together with a copy of the ruling. The seizure, seizure, freeze rulings and notices of assistance in execution shall take effect when the rulings are delivered. And Article 2 The people's court may seal, seize or freeze the movable property occupied by the person subject to execution, real estate, specific movable property and other property rights registered in the name of the person subject to execution.
4. Unregistered buildings and land use rights shall be determined based on the land use rights approval documents and other relevant evidence.If the third party confirms in writing that the property belongs to the person subject to execution, the people's court may seal, seize or freeze the property if the third party holds a movable property or real estate, specific movable property and other property rights owned by a third party or registered in the name of a third party.
