2021.6.25 Domestic payment industry information
01
freight version Didi Manbang is listed, planning to acquire payment license
Recently, , known as the freight version Didi, manbang Group , listed on New York Stock Exchange , becoming the first digital freight stock. The stock price rose by nearly 15% on the first day, and its market value reached US$23 billion.
manbang Group was established in January 2017 and was merged by Jiangsu Yunmanman and Guiyang Truck Bang. It is positioned as an intermediate hub connecting truck drivers and cargo owners. It mainly provides matching services for truck and cargo information and charges certain intermediate fees from both parties. Before the listing of
, Manbang Group had completed multiple rounds of financing, with a financing scale of more than billions of dollars. The latest financing occurred in November last year, completing approximately US$1.7 billion in financing, led by SoftBank Vision Fund, Sequoia, Pumi and Fidelity.
In addition, Manbang Group's investment lineup also includes Hillhouse Capital , Tencent Investment, Lightspeed China, Tiger Global Fund , etc. For the field of long-distance freight, the giants have taken a fancy to its huge market potential and bet on Manbang Group.
For Manbang Group, whose performance growth has ambitions far from being limited to the freight field. When other Internet giants are focusing on financial business, Manbang Group naturally wants to get a piece of the pie.
As early as 2019, Manbang Group began to seek a payment license. It was reported that Manbang Group might acquire Haier Financial Holdings' Quick Connect to obtain tickets to the payment industry.
However, the transaction later lost news and was not successfully concluded. According to industry insiders, the transaction between Manbang Group and Haier Financial Holdings was not approved by regulatory authorities, so negotiations could not be continued. The payment license of
Quick Connect has now found a new owner and will be transferred to by Haier Financial Holdings to by Zhejiang China Small Commodity City Group Co., Ltd. . The estimated transaction price is 449 million yuan, which is a shrinking price compared to the price reported two years ago.
It is understood that in addition to basic freight services, Manbang Group also involves in the financial field and provides insurance, loans, and electronic oil card financial services to truck drivers. In addition, a large number of online transactions on the Manbang platform are now occurring. Only by obtaining a payment license can Manbang Group truly establish a transaction closed loop.
So we can look forward to further actions of Manbang Group in paying for licenses!
02
Weifang Hundred bus lines achieve "full coverage" of mobile payment
Since June 25, more than 1,600 buses in Weifang urban area have all opened UnionPay IC card flash payment, UnionPay QR code and UnionPay mobile flash payment functions, realizing the diverse mobile payment pattern of UnionPay, bus IC cards, "Weifangtong" APP, WeChat, Alipay , and creating a more convenient and diverse ride-hailing payment environment.
Citizens only need to open " Cloud Flash Payment ", mobile banks of each bank, retrieve the payment code, and close to the on-board ticket machine scanning area to "pay as soon as you want".
You can also bring mobile phones or watches, bracelets and other wearable devices bound to UnionPay cards, as well as UnionPay IC cards (including savings cards and credit cards) issued by any bank in China, and close to the in-car ticket machine sensing area, you can directly take the bus "pay with one wave".
03
Taiwan issued 2 new electronic payment licenses: Quanying Payment, Quanpay
June 24th news, the Taiwan Financial Management Commission announced that the joint venture of FamilyMart convenience store and Yushan Bank , Paifu International "Quanying Payment", and the "Quanying Payment" with 100% investment in Quanlian have obtained a license to establish an electronic payment institution, and the capital amount is all wholly-owned and full license of 500 million yuan, and will be established and opened within half a year.
As of now, Taiwan has 5 specialized in electronic payment institutions and 23 electronic payment institutions (including 18 banks, China Post Co., Ltd. and 4 electronic ticket issuing institutions).
The Financial Management Council licenses Quanying Payment Financial Technology Co., Ltd. and Quanfu Co., Ltd. to operate business projects including agency collection and payment of substantial transaction funds, acceptance of stored value funds and transfer of funds between electronic payment accounts.
04
Minsheng Bank Fuzhou Branch was fined 1 million yuan
On June 22, the Fujian Banking and Insurance Regulatory Bureau issued an administrative ticket to the Fuzhou Branch of China Minsheng Bank Co., Ltd.
Because of the inadequate investigation of the investment of financial product funds in non-standard debt assets before investing in non-standard debt assets and failing to issue loans according to the progress of the project, the Fuzhou Branch of Minsheng Bank was fined 1 million yuan, and the parties involved Huang Xiaolin, Chen Juan and Li Rong were warned.
