just now! Central Bank latest LPR quotation is released!
remains unchanged
-year LPR4.3%
-year LPR3.65%!
Suzhou mortgage interest rate continues to bottom out 4.1%!
latest LPR quote
Stay unchanged
-year LPR; LPR for more than 5 years is 4.3%. or above LPR is valid until the next release of LPR.
latest LPR quote was consistent last month and remained unchanged. Although
remains unchanged, this value is also amazing. What level is this? Fang Guan made a line chart of LPR for more than five years since 1991.
can be seen very clearly that the benchmark interest rate of today is the lowest since 1991, and the lowest in the past 30 years!
According to the central bank's regulations, the execution interest rate can be lower than the lpr quotation of 20bp, so the Suzhou mortgage interest rate will continue to bottom out at 4.1%.
15 banks in Suzhou have dropped to 4.1%
continues to bottom out
According to Fangguan’s latest survey, currently 215 banks in Suzhou can basically achieve the first house of 4.1% and the second house of 4.9%. is the lowest mortgage interest rate point in the past 14 years.
The latest mortgage interest rate in Suzhou is as follows
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Note: The specific execution interest rate depends on the customer's own situation. Fans who need to apply for a mortgage are advised to consult the bank in the specific situation. Because depending on the situation of cooperative properties, intermediaries, personal credit reporting, etc., the mortgage interest rates and mortgage cycles of each bank will also vary.
A mortgage interest rate on August 23, 2022 is as follows
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Note: The specific execution interest rate depends on the customer's own situation. Fans who need to apply for a mortgage are advised to consult the bank in the specific situation. Because depending on the situation of cooperative properties, intermediaries, personal credit reporting, etc., the mortgage interest rates and mortgage cycles of each bank will also vary.
Compared with the data on August 23 , the interest rates of 15 banks in Suzhou are currently executing the lowest mortgage interest rate of 4.1%, which has been maintained for nearly a month and has continued to bottom out.
This shows that Suzhou's mortgage interest rate will not drop again in the short term, but combined with the previous statements by the central bank will still have room for decline in the future.
Fang Guan also consulted some bank managers before, and they all said that the possibility of dropping is quite high.
This also shows that the future mortgage interest rate will likely maintain a downward trend.
In addition, the current loan cycle of major banks is basically loan cycle around 1 weeks, and the slowest is that it can be released within 2 or 2 weeks, and the loan speed is still very fast.
Combined with the previous market, the interest rates have basically dropped to the lowest level and are very stable. Although the general trend of mortgage interest rates in the future is to decline, it is difficult to ensure that there will be no slight fluctuations in the market.
So for home buyers, timing is the most important thing!
Only by grasping the market can you bring the greatest benefits to yourself!
substantially lowers the threshold
boosts confidence in buying a house
From the recently released financial statistics report, we can see that with the continuous optimization of the central and local real estate market policies, the market has recovered.
In the past week, the national real estate market has been constantly moving, and cities such as Qingdao , Jinan, Ningbo have optimized their real estate market policies.
This is all for one purpose: to stimulate the market to stabilize!
This is also very consistent with the policy requirements of to implement policies in accordance with the city of .
As we all know, the reduction of mortgage interest rates in will reduce the cost of buying a house and stimulate home buyers to enter the market .
Since this year, the central government has been conveying a signal that it will continue to reduce mortgage interest rates, and has been in implementation. So far, it has reached 6 consecutive drops!
substantially lowers the threshold for residents to buy a house and boosts market confidence.
The LPR remains unchanged this time, and it is also intended to stabilize the market.
In the development laws of the real estate market, Looking at finance in the short term, the loose financial environment will inevitably help the market improve.
Of course, it is unknown whether the central bank will cut interest rates again in the future. The most important thing for real estate is confidence. Only when confidence is restored can the real estate market develop healthily and steadily.
Overall, the current Suzhou real estate market is in the stable period of . Buying a house at this time is no different from the best period in recent years, especially for urgent needs, the cost of buying a house has been greatly reduced, and various policies are constantly favorable. At this time, everyone must choose a suitable good project to buy.
After all, the most important thing about the current policy is to ensure the healthy and stable development of the property market, so that more people can buy suitable houses.
