The epidemic has been repeated recently, and epidemics have occurred in many provinces. Many close contacts or second-quarter contacts need centralized isolation or home quarantine. So a friend asked, is it necessary to buy an isolation insurance for ? How long will it take effect after purchase?
The isolation insurance currently on sale is actually an accident insurance with additional isolation protection. Generally, the main insurance of is accident insurance, which expands the protection of the new crown. is a series of protections after being forced to be isolated on the basis of traditional accident insurance, such as isolation allowances, diagnosis allowances, etc.
COVID-19 isolation insurance will take effect after purchase? is added? ml5 COVID-19 isolation insurance generally has a 22-day waiting period after purchase, which means it will take effect after 2 days. Therefore, people in need should still purchase in advance. In this way, when risks occur, you can apply for insurance compensation.
For close contacts of COVID-19, the quarantine period will inevitably affect the income of individuals and families. If you purchase isolation insurance and the insurance contract has taken effect during the quarantine period, and meets the insurance company's compensation conditions, the policyholder will receive a insurance compensation of several hundred yuan every day. As income compensation.
quarantine insurance is suitable for people who often travel on public transportation. The risks are exposed more, and the risk of isolation will also increase. It is more cost-effective to buy isolation insurance. In addition, it is often necessary to go to places where people gather, and it is also more guaranteed to purchase isolation insurance.
However, when purchasing isolation insurance, you must read the insurance regulations clearly and see the definition of "isolation" in the terms. Some "isolation insurance" has high claims conditions, and customers may face the problem of difficulty in claiming.
0 If the insured encounters quarantine and meets the claims conditions, you must keep the quarantine notification, quarantine fee payment and other certificates, and promptly notify the insured insurance company.
Insurance is a means of transferring risks in individuals and families. By purchasing insurance, the risks are transferred to the insurance company. When the risk occurs, the insurance company can provide certain compensation for the economic losses caused to the individuals and families.
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This article is originally created by the bank minions. Welcome to follow and take you to gain knowledge!
