Headlines We introduced the Dior Exhibition in Shanghai. In fact, there are two types of people who can become Dior high-order clothing customers:
One type is very young and beautiful white and rich beauty, and the other type is the winners of mature life who are proud of the spring, such as Zhu Tai and Liao Tai who are going to talk about in our article today.
In the first and second episodes of the Hong Kong Memoirs, we introduced two types of women in the Forbes rankings in Hong Kong. Some of them have obtained property gifts through beauty, some have survived for their husbands, and some have inherited them legitimately as children.
年年年年年年||The long-lived and rich female rich people on the Forbes list of Hong Kong
年年年年年年年年年年年年||The female rich people who are in a family struggle for the Hong Kong Forbes list (2)
Let's first review the eight women on the Forbes list of Hong Kong:
▲ Put it on this rich list again and review it.
Today's two people are a little different.
Liao Tang Huiai and Zhu Liyuehua, who are ranked third in women, have started their careers with their husbands and the other with their fathers, but they have become famous and stand out in the upper class of Hong Kong where men are in power. With their talents and abilities, they have made their careers bigger and become winners in life on the list of rich people, and are real strong women.
first talk about Liao Tai. Liao Tanghui'ai, who ranks third in women (27th in the entire list), is the daughter-in-law of the famous Chaozhou businessman Liao Baoshan.
▲ Her husband Liao Lie is Liao Baoshan’s eighth son (some say it was born to his concubine).
▲ Liao Baoshan, founder of Liao Chuangxing Bank.
▲ It is the predecessor of Chuangxing Bank and was first founded in 1948.
Many articles say that Tang Huiai married into the Liao family because she married into a wealthy family. It is true that there is a wealthy family, but in fact, when she became the daughter-in-law of the Liao family, Liao Baoshan had long passed away. As the eighth son, Liao Liezheng did not get much benefit in this huge family system.
As for the reason for Liao Baoshan's death, he was once known as the "king of West Ring Real Estate", and used the deposits of bank depositors to buy land to build a building, and his style of doing things is very bold.
▲ As a result, in 1961, due to some rumors deliberately spread by the outside world, the public thought that he ran away with the money, and a bank run began.
Although the company tried hard to maintain stability, Liao Baoshan still died of a sudden cerebral hemorrhage due to excessive worry.
▲ Tang Huiai was born in Macau and has a timber business at home. She is the second child at home and has an older sister and two younger brothers.
When she was 5 years old, her father died of alcohol and opium. My mother held several positions alone, and she had to take care of the four siblings and was busy managing the business at home.
▲ Tang Huiai said that from grandmother to mother, she is a good businessman, and she is also a role model in her mind.
Mother not only makes money to support the family, but also has a wide range of knowledge. Remember that "education is the most valuable investment", and sending all four siblings to study in middle school abroad was not easy in that era, and it also proved that the Tang family's economic strength was not bad.
Tang Huiai was sweet and cute when she was young, and she was also a top student. It was when she was in middle school in the UK that she met her later husband Liao Liezheng. The two were a perfect couple, and they had a similar family background. They even went to New York to study at university together.
▲ In 1970, the two registered their marriage in the United States and then returned to Hong Kong.
▲ She didn't want to be a full-time housewife and asked for help, and got herself an assistant manager job at Liao Chuangxing Bank.
After staying in the bank for several years, she was uneasy about the status quo and decided to come out and do something big. In 1976, she earned her first pot of 5 million yuan from building a building and selling shops on her own Macau land, and created the predecessor of Jihui Group, Weibang Investment.
Relying on this relationship where her husband Liao Lie works in the loan department of his own bank, Tang Hui'ai's company not only has a bank endorsement, but also can use the financial company's license to buy and sell residential properties at lower loan interest. In the era when the real estate took off, it was definitely a stable profit and no loss.
She and her husband have a son and a daughter, Liao Weilin and Liao Weifen.
▲ This is a photo of the family of four when they graduated from their daughter Liao Weifen Cornell University in 1997.
Although he is a rich second generation and has a lot of resources, Liao Liezheng does not have too much professionalism. It is said that in 1993, he cashed out all his shares in his bank and then broke free. Occasionally, I would accompany my wife to several social parties in the upper class, very low-key.
So Jihui Group was actually built by Tang Hui'ai and her two younger brothers who returned from studying abroad.
▲ Tang Wenliang, who studies finance, is responsible for company management and external business, while Tang Ziliang, who studies civil engineering, is mainly engaged in property decoration.
The three of them worked together, and the sister was the commander of the orders, and the younger brothers were the number one soldiers who charged into battle. By developing residential units, selling houses, purchasing office buildings, investing and renting, the three siblings have made great achievements in the real estate industry in Xiangjiang.
To say the time when I really made a fortune quickly was when Tang Huiai escaped by chance because she placed a large amount of money in the mainland. After all the funds were recovered, she made a quick decision to buy a large number of parking spaces with low prices and easy to manage to meet the market needs of the supply and demand at that time.
▲ From 1998 to 2001, she purchased more than 700 parking spaces and became the veritable "parking space queen".
▲ My younger brother Tang Wenliang modestly said that his sisters are unique in vision and wise and decisive.
To say that Tang Hui'ai used more than 30 million yuan to buy a level worth 200 million yuan, which is inseparable from various financial means of bank mortgage cashing. In addition to the mountains behind Chuangxing Bank, this is also based on the strategy of his younger brother Tang Wenliang.
▲ Now he is the chairman of Jihui Group, he has the title of doctoral degree and is also the darling of the media. He often talks about it in his personal finance column.
He said that when he was a child, he learned gambling skills and casino management with a generation of gambling king Mr. Fu Laorong in Macau. The family did not ban him from gambling repeatedly, but emphasized one truth: you can lose all the money you have, but never ask others to borrow money.
This has also become his primary consideration for future investment. If you think about how much losses you can bear, you will be brave and fearless.
▲ He said that his sister was the person in charge of the group, and she made all the major decisions of the company, and she worked hard. I am only responsible for the execution, follow up, and occasionally help attend some social events.
▲ Another younger brother, Tang Ziliang, is as low-key as his sister. He has the title of Datuk and rarely appears in public except for family activities.
In 2003, Liao Liezheng passed away, which coincided with SARS. Jihui Group took advantage of the market price to fall, relying on the money earned from parking spaces in the early years, gradually embarked on the road of buying shops and renting out, earning nearly 30 billion yuan in assets, which can be said to have grasped the pulse of the times. This company has not been listed so far, and only holds for long-term and does not engage in short-term investments.
▲ Speaking of her children, each of them has made achievements. Except for both of them who are still unmarried, she is a little troubled by wanting to hold her grandson.
▲ After his son Liao Weilin returned from studying abroad in 2003, he started as a clerk in his own group.
▲ His first scandal was that he was suspended for drunk driving in 2006. His explanation for this was that his father was in a hurry to go home to visit his mother and then he had a car crash. Given that filial piety is commensurate, he was finally sentenced to two months in prison and two years of probation, a fine of 13,000 yuan and a one-year suspension.
▲ Unlike Jihui Group's long-term rental collection style, he is fond of short-term trading and is famous for his "fast, accurate and ruthless" business style.
▲ In 2015, he started his own business and started his own company Zhengba Group.
"fast in and out" housing speculation style can naturally make a lot of money when the real estate market is rising, and he has become famous because of it. But once uncontrollable factors are encountered, especially in Hong Kong in the past year, the performance of the entire company is worrying.
As the famous diamond king and the second generation in the city, Liao Weilin's private life has naturally attracted attention from various media.
▲ In early 2016, he was photographed participating in the Rich Second Generation Bureau of Fu Mingxian's ex-boyfriend, Zhuang Jiabin, the prince of Zhuang Shi Group. At that time, Zhao Shizeng's son Zhao Shihao was also present. Although Liao Weilin was not captured in the hug, she was inevitably classified as a bird of a feather in such a lively and fragrant place.
▲ In 2017, he had a money dispute with others and was recovered from HK$60 million.
▲ In 2019, he had a lawsuit with Lao Yuyi, the chairman of Caihua News Agency Group and a famous strong woman in the city. The reason is that the Hong Kong property market is declining. Liao Weilin, who originally agreed to purchase the property under Lao Yuyi, temporarily broke the contract, causing the other party to lose 40 million Hong Kong dollars in property price difference. In addition, the previous deposit of 20 million yuan could not be obtained, and another difference of 60 million yuan was generated, which is more than the total profits of Zhengba Group in three fiscal years.
▲ Liao Weilin, who pursues speed, is determined to make quick money by going public, but his company's profits are unstable, and the profit model is still single, and the risk of relying solely on property speculation is extremely high. The lawsuit with Lao Yuyi once again delayed the process of his group's listing. In January this year, Zhengba has withdrawn its third listing application.
Compared to his brother who is restless and constantly news, his sister Liao Weifen (Jennifer) looks very much like a mother, down-to-earth and low-key.
▲ She graduated from Cornell University in architecture and returned to Hong Kong to establish the first independent real estate consulting website "Property Point" (PP.COM), in Hong Kong, and made her first pot of gold. Then she started her own coffee brand, Sir Hudson International in 2003.
▲ Perhaps it has inherited the business genes of women in the family and started a business like fish in water. Now her company owns four brands: "HABITŪ", "Suzuki Cafe Co", "The Coffee Academïcs" and "Harakan-S", with a total employee base of more than 300, becoming the third largest coffee brand in Hong Kong, alongside Starbucks and Pacific.
▲ She dresses very low-key and simple.
I originally thought she was influenced by her mother until I watched a TV show "The Battle of the Rich and Poor" she participated in in 2013.
▲ The reason why she dresses simply is because of her natural allergic constitution. She has a lot of food that cannot be eaten and many clothes made of materials cannot be worn.
▲ In the show, she experienced the difficult life of being a hotel waiter during the day and staying in a subdivided flat at night, and also saw the other side of Hong Kong that she had never noticed before.
The harsh living environment, dust causes allergies throughout the body, but even if the body is unwell, Liao Weifen insists on completing the task. The most important thing is that when she comes into contact with people from different classes, she can deeply feel her empathy and respect, and she does not have the spoiled style of the three rich generations.
▲ Her performance on the show received unanimous praise, and everyone praised her educative temperament.
▲ After the show, she really put "focus on vulnerable groups and improve the residential environment" into practical actions, promote related charitable activities, and help more people in need within their ability.
is very much like a mother. She inherits the excellent qualities of women in the family, is determined and courageous, does not rely on her family reputation, and makes herself completely independent.
▲ In 2019, Liao Weifen was awarded the Greater Bay Area Outstanding Female Entrepreneur Award.
In fact, when it comes to Liao Tai, the most enviable thing is not the net worth of 3.6 billion US dollars on the rich list, but the mutual support of the whole family along the way, living up to the opportunities of the times and doing things with the flow.
▲ The siblings who have suffered hardships since childhood have had a good relationship, and there is no so-called intrigue among the big family to fight for power and profit.
▲ Even if there are occasional disputes in the business world, they can be tolerant of each other.
Liao Tai is enthusiastic about charity and charity, always remembering "take it from society and use it from society". She also passed on this concept to her family.
▲ She is the vice chairman of the Women's Joint Association and organizes participation in women's activities from all walks of life. Since 2003, I have owned my own private charitable foundation.
▲ In 2016, she (most left) and Chief Executive Carrie Lam (in the picture) attended the Women's Day dinner together and was awarded as a patron.
▲ In 2018, she and her brother jointly donated money to Caritas College, and named it Tang Luofengxian, the mother who raised them with great difficulty.
▲ The donation ceremony was on Tang Huiai's 70th birthday. The organizer thoughtfully arranged a birthday celebration for her, and the whole family greeted her in unison.
▲ Last year, the foundation donated 10 million Hong Kong dollars to Polytechnic Bureau for reconstruction in the name of Mr. Liao Liezheng. Standing next to her was Cai Li Huili, the wife of toy king Cai Zhiming. Zhu Liyuehua, who ranks seventh among women (45th in the entire list), is also a representative figure who made her fortune by herself. She has a well-known name in Hong Kong and is "the shell".
▲ Zhu Tai was the first to top the list of female rich people in 2017. She is also the only one among these female rich people who mainly engage in finance. However, the financial circle is unpredictable, and it is normal for Zhu Tai’s wealth to fluctuate with the fluctuation of stock prices over the years.
In addition to "Shell", she also has a different name called "Casino Princess".
▲ Her father, Li Huiwen, was originally named Li Shufu, known as "Brother Fu". He first made money by providing fishing boat mortgages to fishermen in the Ap Lei Chau area. Later, he became a celebrity around the gambling king with his extraordinary ability.
▲ He is the owner of the Golden Hall of the largest VIP gambling hall in Lisboa. He is well aware of the gambling industry in Macau and has had good contact with many celebrities in the business district.
▲ When the Lisboa Resort project opened in 2018, Li Huiwen (most left) completed the ceremony as a shareholder with the fourth wife and second son He Youheng.
But the outside world actually knew very little about his personal information. Until his daughter became the richest woman, he was widely mentioned as the "richest man's father".
▲ Li Yuehua was born in Hong Kong in 1958. She immigrated to the United States in 1972 and studied at Kinmen University.
▲ In 1979, she met and fell in love with her husband Zhu Woyu and got married in 1985. After the marriage, the two engaged in real estate investment in California.
▲ When I was young, Zhu Tai liked this large pearl jewelry like Mailus and huge diamond earrings.
In 1992, in order to challenge herself and pursue a broader development space, she chose to move back to Hong Kong to settle down.
Relying on the stock brokerage license brought from her father’s friend, she and her husband, who was a accounting husband, founded Jinlifeng Securities, with the English name Kingston.
▲ Kingston is the name of the only son of the two Zhu Junhao (right).
▲ Relying on his father's local connections in Hong Kong, Mrs. Zhu met all kinds of wealthy people. Including the above-mentioned relationship with Liao Liewen (Liao Liezheng's brother), the head of Chuangxing Bank, mentioned by the above, and can have a lower lending interest rate.
▲ She also founded the Hong Kong Listed Companies Chamber of Commerce in 2002 with Lawrence Ho. In name, it is to consolidate the connection between listed companies. In fact, it is to make more money by joining together.
, she is good at dancing and quickly found her own way of doing business. In 2005, she acquired Mait Technology with financial problems and changed its name to Gold Group. She acquired the Macau Junyi and Royal Gold Castle Hotel for more than 1.7 billion yuan, which has hundreds of gambling tables, which can be regarded as inheriting her father's gambling career.
The reason why Zhu Tai is called the "Shell Queen" is her unique vision. By spending a small amount of money to buy a large number of shares of companies with poor performance, "bringing backdoors" and introducing the assets of mainland rich people who want to inject concepts. It not only cashes out at a high level to make profits, but also does good deeds. The most famous one is Li Zekai's "Privatization of PCC Yingke" incident in 2009.
▲ Although this business was thrilling, she was involved in the investigation of the China Securities Regulatory Commission, but she also became famous.
In 2010, in order to get rid of the color of family business, Gold Group acquired all the interests of Jinlifeng for 12 billion yuan, and renamed Jinlifeng Finance, realizing its own company's backdoor listing.
▲ Through listing, increasing popularity and increasing financial strength, Jinlifeng once became the first place in Hong Kong's Chinese securities firms.
Although she is called Zhu Tai, she also gave the position of chairman of the company to her husband and only served as CEO, but in fact she is the leader of Jin Lifeng and owns the most shares, and her husband Zhu Woyu has zero shares in the group.
▲ But she gave her husband enough face, and everyone said that he was responsible for accounting as the company's military advisor.
Compared to Liao Tai's low-key appearance above, Zhu Tai is definitely taking the noble lady route.
▲ She prefers all kinds of huge pearl necklaces, gems as big as pigeon eggs, jade jewelry, and valuable brand watches.
son Zhu Junhao graduated from the University of Southern California in 2007 and worked as a trader at a local securities bank for 2 and a half years before returning to his company to work as a manager of the corporate financing department.
▲ He said that he had never enjoyed special treatment and had no separate office. He was from nine to eight like everyone else, and after get off work he had to accompany his parents to participate in various social engagements.
But the hard work that rich kids say is really just a talk, especially when they have a super good mother who plans everything.
In 2012, Zhu Tai directly spent 1.43 billion yuan in his personal name to acquire all shares of the parent company of Xianshi Biaoxing, Sincere Watch, and sent his son to serve as managing director.
▲ One of the reasons for the acquisition is that the whole family is a fan of Franck Muller, a famous watch agent who first set up a show agency. The fun of rich people is so simple.
▲ In the photo of this famous watch, in addition to the Zhu family and the group operation directors, there is also Zhang Zhilin, who is the brand ambassador of the Asia-Pacific region.
▲ Zhang Zhilin and his wife are also friends of Zhu Sheng and Zhu Tai, and often attend various activities together. The beautiful alligator-skin Hermes and Zhu Taishu's huge rings are easy to watch.
▲ They also attended Zhu Junhao's wedding in Koh Samui with a group of celebrities, looking at his familiar face in this photo.
▲ In November 2015, Zhu Junhao and his girlfriend Luo Zhiqi, who had been in love for 9 years, held a grand wedding ceremony on Koh Samui.
▲ Many relatives and friends gathered together to bless this couple. The number of people and the scale shows how big the Zhu family made a big deal.
▲ The bride graduated from the Parsons Design Institute in New York. Although the woman is not as rich as the Zhu family, she is also a musical family.
Then he returned to Hong Kong, and the Zhu family held a banquet for guests at the exhibition center.
▲ Son Zhu Junhao said that the mother would pay for it all, and the mother’s only request was to hope that the couple would grow up as soon as possible.
▲ Zhu Tai was definitely in a jewelry and energetic manner that day, and wanted to know the value of this jade on her neck.
, who has always been high-profile, loves to invite a group of celebrities to participate in large-scale events, which can not only exchange feelings but also find new business opportunities.
▲ In August 2018, the couple invited more than 400 relatives and friends to go to Jeju Island for a party for four days to celebrate the 35th anniversary of their marriage. It is also Zhu Tai’s 60th birthday. This scene is even more grand than his son’s wedding.
▲ Husband Zhu Woyu presented flowers and kissed him, which made Zhu Tai smile happily.
▲ The two also played the role of the Korean emperor and queen together, which was quite romantic.
▲ Friends from all walks of life were invited to the scene to celebrate together, including Zhu's old friend, Zhilin and his wife, Zhou Meifeng in the upper left corner, with her son Cai Zhuoheng and daughter Cai Xinxi, her current wife Yang Xiaojuan in the lower left corner, and Zhen Zhen and her son Liu Ziqian in the lower right corner (now renamed Zhang Liheng, the actor of Agui in "The Dreamer" who was very popular last year).
▲ Xiang Huaqiang and Xiang Tai Chen Lan directly disguised themselves as wealthy businessmen in the Middle East. Kuang Meiyun, former Miss Asia Lebei and Guo Shaoming from Sasha International were all present to witness Zhu Sheng and Zhu Tai's happy time together.
▲ Son Zhu Junhao and daughter-in-law Luo Zhiqi presented their mother with a carefully designed 60th birthday gift. The whole family took a photo under the fireworks and had a happy time.
To be honest, it is not easy for a strong woman who is busy with her career to manage her family life so harmoniously. Mrs. Zhu said that the couple can support each other for 35 years because of mutual understanding and firmly believe that each other is a destined fate. Only by being tolerant can they be loved for a long time.
However, in the past two years, Zhu Tai, who has always been proud, has encountered a small setback in his career.
▲ Since Jinlifeng went public, its stock price has risen since 2015 and has reached its peak in 2017 (nearly HKD 9 per share). Its market value once exceeded 130 billion yuan, causing Zhu Tai, who holds 75% of the shares to soar and became the richest woman. However, since 2018, the company has been in constant negative news. First, the China Securities Regulatory Commission pointed out that the equity was highly concentrated, and then it was removed from the MSCI Hong Kong Index. The stock price has been falling all the way and has fallen below HK$1 to this day.
, whose wealth has been severely reduced, not only lost the position of the richest woman, but also was troubled by various trivial matters of the company.
▲ In November 2018, she was suspected of being involved in the missing fraud case of Yang Zhihui, chairman of Landing Group. The place where the couple held their wedding anniversary was Jeju Mythical World Resort, owned by Landing.
▲ In March 2019, the China Securities Regulatory Commission conducted another investigation into Jin Lifeng, which is also related to this case. Although there is no clear description of the following so far, Jin Lifeng's side also claimed to be a routine matter, but the stock price is losing ground.
Zhu Tai, who has always been high-profile, also tried her best to keep a little low-key and reduce her 100-person gatherings.
▲ In September last year, as a member of the National Committee of the Chinese People's Political Consultative Conference, she led a group of people to Zhangjiajie to inspect the project and negotiated with the local government for cooperation and development in finance, hotels and tourism.
▲ The members of the tour include Cheung and his wife, Lu Liangwei and his wife, and Grasshopper member Cai Yizhi and his wife. A group of people traveled to various famous attractions. It is a star tour group.
▲ Zhu Sheng and Zhu Tai, who is the leader of the organizer, is the most unobtrusive. Passers-by were aiming at Zach Cheung behind, and he didn't recognize the richest ex-girlfriend who passed by.
▲ Zhu Sheng and Zhu Tai have to hold hands everywhere and hug each other when he takes pictures. He is so good that his relationship is enviable.
▲ During this epidemic, Zhu Tai suffered heavy losses in the hotel properties at hand, but she did not forget to do charity. As a member of the Presidium of the Development Fund of the Hong Kong Friendship Association, she participated in donations to the families of medical staff who died in the fight against the epidemic in the mainland.
After talking about Mrs. Liao, the entire series of female rich men on the Hong Kong Forbes list were all talked about.
C. Wright Mills mentioned in his book "The Elite of Power", wealth not only makes the rich rich forever, but also tends to monopolize new opportunities to "acquire" huge wealth.
Return to the rich women in Hong Kong, they either stand on their father or lean on their husband's shoulders, and have a passage to ascend faster than ordinary people.
▲ Most of the mainland’s richest women started from scratch due to their historical background.
In this article, although Liao Tai and Zhu Tai have relied on the power of their families, their current achievements are mostly based on their own hard work.
As we all know, stable and harmonious family relationships are a solid backing and the key to entrepreneurs who can focus on their careers and focus on them.
Most of the rich have virtuous and capable wives behind them. The marriage fulfills men and protects their careers. However, the gender of the rich is different if it is women. Most of the rich are single because Chinese marriage emphasizes women's efforts and does not appreciate enterprising women. Many women are also given the reputation of "regardless of family" when striving for their careers.
Just like Li Guoqing openly complaining that Yu Yu would not wash his socks, it seems that women would be unforgivable if they don’t do housework. Women still have to worry about being held back by these macho men on the way to run with all their might.
▲ The turmoil in Qing Yu Nian started again. On the evening of August 9, Li Guoqing posted on his personal Weibo that he and Yu Yu were sued by his son for his purpose in order to ask the court to confirm that the Dangdang shares held by him and Yu Yu for his son is valid. This means that if the lawsuit is won, the son's 18.65% of the shares can be independent of the common property of the couple, and Yu Yu can control most of the company's equity even if he divorces.
Liao Taizhu was able to maintain a harmonious and stable family relationship while developing his career. There was no scandal that everyone knew was a well-known scandal. In fact, it was because they found a partner who was in harmony and supported his wife.
Liao Tai met a husband who is not so professional and not very strong, and he has no masculinity. He is solely in charge of his own. Mrs. Zhu is fortunate to have a husband who appreciates him. He supports and assists unconditionally, "helping his wife for big and small things."
Of course, the two women also give enough face to the outside and enough status to the inside, although they have absolute voice in the business world. But once you return home, you will definitely be in the right position with your husband and family, adjust your tone of speaking and handling things, and also play the role of your mother and wife.
Indeed, in Asian society, it is difficult to be a perfect wife, and it is even more difficult to be a perfect wife with a successful career. It not only requires women to have the fighting spirit of their careers, but also the vision of finding a partner, and also have the soft figure of willing to work hard to manage their feelings under the collective subconscious of male society. Women with not such traditional ideas are really difficult to complete this lifelong work.
These three things are really not something that can be achieved by competing for talent and wisdom. More or less, it requires extraordinary luck, and it is simply unparalleled. Forbes is not easy, but it is even more difficult to win in life. After all, it is not easy for women to start a business.
