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Social security expenditures are required by the majority of fans. From the care of teachers' benefits for education, I asked me to write more about farmers' retirement benefits, more about workers' retirement benefits, more about doctor's retirement benefits, and more about companies' retirement benefits. After thinking for a while, I decided to write an article about the changes in retirement benefits of the following types of people or the signals of changes that are about to appear.
The first change is the change in the retirement benefits of farmers.
According to the policy and principle of appropriately combining employee pension benefits with farmers since the implementation of the retirement measures for residents in my country, farmers' retirement benefits have been implemented. In rural areas of the village committee of the neighborhood committee, basic pension subsidies and elderly subsidies over 70 years old can be received. If you participate in the pension insurance for residents, the payment will meet the minimum payment period of 15 years. On the basis of basic pension insurance benefits, it can also be appropriately improved according to the calculation method of residents' pension insurance benefits and will be paid monthly.
The retirement benefits of farmers should be established to establish a benefit adjustment mechanism that is compatible with social and economic development, mainly focusing on letting farmers pay pension insurance subsidy ratio increase the standard of retirement benefits, and adjust it in real time and quickly. There are 800 million farmers in my country, so this part of the funds gap is large, so the temporary standard is relatively low. The reason is that there are many people involved. The purpose is to establish a corresponding resident pension benefits adjustment mechanism linked to the wage standards and social average positions and wage base, so that the retirement benefits of farmers can reach about 500 yuan or below 1,000 yuan per month.
The second change is the treatment of retired workers in enterprises.
Retired workers in enterprises, according to the plan for social reform of state-owned enterprises, retired employees of state-owned enterprises arrange to implement pension benefits in the community, so private enterprises purchase employee pension insurance and enterprise annuity system according to flexible employment personnel. In 2022, enterprise pensions achieved 18 consecutive increases, and were integrated with civil servants and institutions within the system, according to the adjustment ratio of 4%. If the pension base exceeds 5,000 yuan and rises by about 200 yuan, the increase in corporate benefits will even exceed the minimum standard of 172 yuan for senior teachers. The purpose is to quickly and significantly increase the treatment of retired employees in enterprises, create a rapid implementation of the spirit of craftsmen in a great country and cultivate a new force for professional and technical development.
The third change is the change in teacher pension.
The rate and range of growth of teachers' pensions exceeding 8,000 yuan is the reason for the rate and extent of the growth rate. The reason is that retirement benefits of more than 8,000 yuan are relatively high income. It is abnormal for retired teachers in a rural area to exceed 8,000 yuan, which is equivalent to the pensions of retired employees of three enterprises. In this case, it can support many pharmacists who are dependent on their pensions. The reason for the adjustment of pension benefits is to attach importance to education development, improve teachers' benefits, and the high pension payment base for teachers. The 30-year payment period is generally relatively stable. At the same time, 100% of all employees purchase occupational annuity according to the 100% contribution base for pension insurance. This advantage has a great influence on the retirement benefits of teachers exceeding 8,000 yuan. At the same time, the reform of the teacher's professional title system has increased the proportion of deputy senior professional titles from 10% to about 30%. This is a fundamental measure to indirectly improve the treatment of teachers. Intermediate professional title evaluation has been relaxed, and further promote the link between teacher professional titles and benefits.
The fourth change is the change in civil servant pension.
The salary of civil servants is implemented in a parallel system of job ranks. Simply put, the increase in service life, the increase in salary, the increase in job rank, and the increase in salary can not only achieve the position and rank, but also the increase in unilateral increase in the pension of civil servants. The changes in the industry and pension of retirement are generally the benchmark of 9,000 yuan to more than 10,000 yuan in civil servants are the benchmark and yardstick for all pension adjustments every year. The pension of civil servants is relatively high, and the most important thing is to subsidize more welfare rights, and the retirement living allowance is also relatively high. Before retirement, the social security payment base is also very common. Payment is based on the payment level of 120%. At the same time, all employees purchase higher-grade medical insurance ratios and social security. The high pension for civil servants and stable wages during their employment are obvious to us. They are the iron rice bowls among the iron rice bowls.
The fifth change is the characteristic of 18 consecutive increases in pensions.
In September 2021, the pension has been raised, with an average increase of 300 yuan. According to the maximum upper limit of 4%, the 18th company commander of the pension in 2022 has some new characteristics. For example, the increase in corporate pensions is much higher than that within the system, the increase in rural areas is much higher than that in urban areas, and the overall support is much higher than that in senior professional titles. The increase in 2022 is more than that in 2021, the pensions for those who enjoy the elderly over 70 years old are relatively higher than that in 2021. The increase is relatively high, and the increase is a proportion between 1% and 2.5%, occupying the adjustment range, most provinces. On the basis of the adjustment of the quota, the linkage was appropriately increased, and the adjustment ratio was appropriately tilted to take care of key groups and elderly allowances, and enjoy retired groups over 70 years old.
The sixth change is, the pension gap is getting smaller and smaller.
The performance of pension in 2022 is that the gap between the system and outside the system is reflected in the narrowing of the gap between the intermediate and senior professional titles, and the narrowing of the gap between the retirement benefits of the intermediate and senior professional titles. More importantly, it is reflected in the narrowing of the gap between the employee’s pension benefits and the residents’ pension benefits and the comparison between flexible employment personnel. What is more advantageous is the long-term and more paid personnel who have paid for the minimum payment period of 15 years or more. The gap in pension benefits is getting smaller and smaller, and it takes care of the fair and sustainable development of pension benefits of vulnerable groups, old, young, and poor areas, as well as ethnic minority areas and rural areas, allowing vulnerable groups to see hope, see the future, and feel the happiness brought by the real increase in pension benefits.
The seventh change is, the influence of professional titles in the process of adjusting pension linkage is becoming increasingly weak.
22 pension adjustment professional title and pension adjustment show that we insisted on the right choice, which is to weaken the influence of the deputy senior professional title, and of course, weakening the deputy senior professional title, the influence may have influenced the cheese of the deputy senior personnel who have passed the review, but we must do this, and we must adjust it in this way, because the concept of common prosperity and wealth are distributed, and we are not allowed to eat big pots, nor are we allowed to engage in egalitarianism, and the retirement benefits of senior professional titles exceed the retirement benefits of intermediate professional titles of more than 2,000 yuan. This violates the general environment of common prosperity, and improve the scale of middle income and limit the high and low insurance to expand the middle. The three principles are important basic principles for the adjustment of pension insurance, and it is also the general trend and direction for the future.
The 8th change, the national coordinated trend of retirement benefits for all retired employees is further clarified.
The national coordination of pension and retirement benefits for enterprises started in September 2021 has sent us a positive signal, that is, pension insurance, and ultimately, it is to achieve national coordination. Not only is the overall coordination of retired employees of enterprises. This is the first step, and the next step is to coordinate the national coordination of pension institutions and institutions. The third step is to solve the integrated pension adjustment plan, realize integrated adjustment within and outside the system. This signal conveys a downplay of the system, weaken the advantages of payment and retirement benefits within the system to a certain extent, strengthen the incentives of more than 200 million flexible employment personnel, participate in employee pension insurance and enterprise annuity , enrich and develop our society to a greater extent, ensure the overall scale and in-depth development, and progress towards deep water areas.
The 9th change, the standards for retirement living subsidies will continue to increase.
The significant increase in retirement living subsidies is the top priority for the adjustment of pension benefits in 2022. The standard for retirement subsidies is basically changed by reference to the 70% performance wages of in-service personnel. In some areas, this standard has been raised to the 80% standard and a 30% increase in the increment. Will the performance wages and retirement living subsidies also be raised? Will the performance wages and the incremental performance wages be changed according to the standard of increasing the incremental performance wages? This depends on the financial payment capacity of various places and the importance of education and medical care in various places, reflecting that the retirement benefits of retired employees are still different and different. However, from a long-term perspective, the standard of retirement living subsidies has been raised a lot, and it is very likely that each person will increase the standard of about 1,000 yuan per month, which is also closely related to our professional title.
The 10th change, the allowance for 70 years old will be appropriately tilted, special groups.
Starts to implement elderly allowances at the age of 65. In most areas, elderly allowances at the age of 70 begin. During the pension adjustment process in 2022, the appropriate preference will be given. The elderly group shows age advantages and the greater advantages of senior citizens, making pension benefits over 70 years old, making pension benefits over 80 years old, and making pension benefits over 90 years old, and making 100-year-olds aged 90 years old aged 100 years old aged 90 years old aged 100 years old aged 90 years old aged 100 years old aged sensation the superiority of senior citizens. The minimum amount of subsidies shall not be less than 300 yuan per person per month. The two biggest advantages of seniority subsidies are that they coordinate the national unified standards. The second advantage is that they are completely decoupled from professional titles to reflect fairness. Therefore, seniority subsidies are more affordable than teaching experience allowances. The reason for their popularity is that everyone treats equally and fairly in the face of age and longevity.
Workers, farmers, intellectuals, employees, etc. have formed my country's multi-angle and multi-level pension benefits system. In the future, unified standards are the general trend, raising the standards for subsidies is the general trend, strengthening the unity of retirement allowances is the general trend, and raising the base of middle-income people is the general trend.
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