on the roadside, on major social platforms, and on bus stations. Such tempting slogans make many young people with shortages yearn for it. When they couldn't help logging in to the website, making phone calls, and filling in information, one foot stepped into the trap tailor-made for them by the lending gang.
No income certificate? It doesn't matter.
No real estate certificate? That's fine.
No collateral items? It will be all right.
As long as you hold your ID card and take a nude photo, luxury cosmetics, the latest electronic products, and European N-country travel are no longer a dream. Doesn't it sound very touching? Therefore, under the influence of vanity and competencies, many young people have been moving forward one after another into the path of "online loan".
However, the loan is a good time and the repayment of the crematorium is a crematorium. In recent years, news such as young students commit suicide and being threatened because they cannot afford to pay their loans, and there are naturally many such cases in Shenzhen.
Today, the Shenzhen People's Procuratorate held a press conference on the special campaign to combat organized crime and eliminate evil, reporting the latest progress of Shenzhen's first typical case of "campus loan". Taking this opportunity, I will talk about the "campus loan" that has caused thousands of students to repay tonight during the 9 o'clock pm.
Xiao Fang is a student from a university in Shenzhen and should have had a bright future. Since he went to college, in order to "make some pocket money", he has become obsessed with online gambling and has owed a lot of debts. Just when Xiao Fang was worried, his classmates strongly recommended him a campus loan company without mortgage or property proof.
Want to "take a try" again, Xiao Fang tried to borrow 6,000 yuan. Unexpectedly, not only did he fail to block the original hole, but he also accumulated the amount of debt from 6,000 yuan to more than 100,000 yuan because he could not afford the loan, which increased by nearly 20 times.
The desperate Xiao Fang can only keep hiding from the loan company. So, the loan company approached Xiao Fang's parents again, intimidating and threatening Xiao Fang's parents to repay the loan for Xiao Fang...
also had similar encounters with Xiao Fang. He was keen on electronic products and was attracted to a laptop priced at 13,000 yuan. Because he was tight and didn't want to ask his parents for it, he found an online loan company. I originally thought that I could pay it back with frugality, but in less than two years, the debt was 1.1 million yuan, nearly 100 times.
If you think these students are "involving themselves", you are very wrong. In fact, the lending gangs have a long time to know who will "go to the trap".
reporter learned from Shenzhen police that there is such a lending gang in Shenzhen. They deploy salesmen in major universities, and through these salesmen, they have come into contact with some college students who have loan needs, and then review personal information, family information, etc., and have mastered a batch of resources for college students characterized by Shenzhen’s household registration, superior family conditions, advanced consumption habits, and poor self-control ability.
After finding the "prey", the gang lured them to sign outrageous contracts, and then took advantage of the college students' fear of being known to be in debt to the outside world. They frequently threatened and intimidated students to pay back the money by making phone calls and sending messages, and took the opportunity to ask students to "borrow new and old ". When their debt doubled, the gang then used various means to force the debt to ask for money.
In August this year, the Nanshan District Procuratorate filed a public prosecution against a "campus loan" gang. The gang nudged the families of students who owed the debt by blocking the keyhole and used the nude videos that the students who owed the debt were forced to shoot when they borrowed money, and the final illegal profit was 1400,411.77 yuan. This ill-gotten gain put the seven student families under the pressure of repayment and almost broke down.
In the end, the court sentenced Zhang Mou, the main member of the gang, to 9 years in prison for fraud, and the other 10 people were also sentenced respectively.
Source: Shenzhen Evening News
