Nowadays, telecom fraud dens are mostly hidden overseas, and they are committed by gangs. With division of labor and cooperation, the defrauded funds can be quickly transferred to overseas accounts, and the funds are difficult to recover. Therefore, it is very important to make good use of the "golden half hour" after being defrauded. It is very likely to help you recover your losses.
What is the "golden half hour"
The half hour after the defrauded person discovers that he has been deceived is the golden time for disposal. He should cooperate with the police and banks and adopt self-rescue and help-seeking methods to maximize the recovery of losses. The golden half hour is determined by considering that after the scammer discovers that the money has arrived, it will take about half an hour to find someone to transfer the money, so it is a race against time with the scammer. The sooner the defrauded person discovers that he or she has been deceived, the sooner he can help himself, the more effective it will be.
First of all, the victim should save himself immediately
After discovering that he has been deceived for the first time, immediately call the scammer's bank card customer service number, follow the automatic voice prompts, and deliberately enter the wrong password three to five times to temporarily lock the scammer's bank card account. Scammers will not be able to transfer money smoothly through telephone banking, ATM machines and counters, buying time for the police to deal with the case later. It should be noted that locking the card by entering the wrong password is usually only valid for that day, and the scammer can still use the bank card normally the next day. Therefore, everyone has to repeat the above operations until the bank card is frozen for a long time.
Secondly, enter the wrong password when logging into online banking
. The victim should log in to online banking immediately, and also deliberately enter the wrong withdrawal password to lock the online banking payment function of the scammer's bank card, because the card used by the scammer usually has the online banking function enabled, making it easier to use the scammer's bank card. The fraudulent money was divided into several amounts of less than 20,000 yuan and taken away from the ATM machine.
Call the nearest police
Victims can ask relatives and friends to help themselves and try to call the nearest police as soon as possible. By buying time through self-rescue, the police can take relevant measures and go to the bank to permanently freeze the scammer's bank card account.
