Source: China News Network
China News Service, Beijing, May 11 (Reporter Guo Chaokai) At present, the telecommunications network fraud crime situation is severe. It has become the most common crime, the fastest rising, the widest involvement, and the strongest response from the people. crime type . On the 11th, the Ministry of Public Security announced five types of high-frequency telecommunications network fraud cases: fraud for bill rebates, fake investment and financial management, fake online loans, impersonation of customer service, and impersonation of public prosecutors and law enforcement. The five types of fraud accounted for nearly 80% of the cases, becoming the five most prominent and frequent types. case.
Among them, rebate fraud has the highest incidence rate, accounting for about one-third of the total number of cases; false investment and financial management fraud has the largest amount of money involved, accounting for about one-third of all funds involved.
Brushing and rebate fraud. Photo courtesy of the Ministry of Public Security.
1. Brushing and rebate fraud.
Brushing and rebate fraud. Due to its short rebate cycle and high success rate in diverting traffic, it has gradually evolved into the most variant and fastest-changing type of fraud, and is closely related to Other telecom network fraud techniques have "fused" with each other and become the main method of attracting traffic for telecom network fraud. The main criminal methods of
fraudsters are: the first step is to divert traffic in the early stage. Publish part-time job advertisements through web pages, text messages, social software, short video platforms and other channels, under the banner of "high commissions without leaving home", or using pornographic content and free gifts as bait to recruit "swiping customers" and "pointers" Like members" and " promoters ", once a victim "takes the bait", they will be drawn into the "tasks" chat group.
The second step is small rebate. After joining the chat group, the fraudster will ask the victim to receive "newbie tasks" in the group. The "tasks" are mainly to increase the transaction volume and credibility of platform merchants and online stores, follow relevant public accounts and accounts, and like short videos. Comments to gain fans, etc. After the victim completes the "novice task", the fraudster will quickly return a small commission to defraud the victim's trust.
The third step is to induce downloading of the order brushing APP. After the victim completes the preliminary tasks and makes a profit, the fraudsters usually arrange for someone to distribute screenshots of the high commission in the WeChat group, luring the victim to download a fake order-splitting APP to do "advanced tasks." Subsequently, the fraudsters used "the more you recharge, the more orders you grab, and the more rebates you get" as bait to trick the victim into advancing funds and recharging money in the order brushing APP. In fact, the victim's funds were transferred to the bank account provided by the victim, and the victim The amount displayed in a person's APP account is only a virtual number.
The fourth step is to complete the fraud. When the victim completes the task and wants to withdraw cash, the fraudsters will set up numerous obstacles, using various excuses such as "the task is not completed", "card order", "abnormal operation and account frozen", etc. to refuse to pay the principal and commission, and even induce victims People invest more and then defraud more funds. Once the victim sees through the scam, the scammer will cut off all contact.
False investment and wealth management fraud. Photo provided by the Ministry of Public Security.
2. False investment and wealth management fraud.
The victims of false investment and wealth management fraud are mostly singles with a certain income and assets or people who are keen on investment, wealth management, and stock trading.
The main criminal methods of fraudsters are: First, fraudsters target victims through multiple channels and defraud their trust. Methods of targeting victims include finding victims through social software and establishing contact, publishing stock and foreign exchange and other investment and financial management information to attract target groups, and using dating platforms to confirm marriage relationships and gain trust, etc. After gaining the trust of the victim, the fraudsters use methods such as pretending to be investment mentors or financial advisors, or falsely claiming to have special resources to obtain high financial returns, to lure the victim to join the "investment" group chat and listen to the live classes of "investment experts" , accept investment guidance from "stock guru".
Subsequently, the fraudster will induce the victim to invest on the fake website or APP provided by the scammer. In the early stage, a small amount of investment can be used to test the water, and a rebate can be obtained. Once the victim increases the investment, he will find that he cannot withdraw cash or loses all, and will be deported. Scammers block people and make it impossible to log in to fake websites and APPs.
Fake online loan fraud Photo courtesy of the Ministry of Public Security
3,False online loan fraud
Scammers use online media, phone calls, text messages, social software, etc. to publish advertising information for loans, credit cards, cash withdrawals, etc., under the banner of "unsecured" "Credit exemption", "interest-free and low interest", "quick loan", "free cash withdrawal" and other pretexts are used to charge handling fees, deposits, capital verification, tax payment, etc. in advance, or to test loan repayment ability, adjust interest rates, etc. Using interest rate cuts and improving credit reporting as excuses, they trick victims who need loans or have handled loan business into transferring money, and even defraud victims of information such as bank accounts and passwords to directly transfer money and consume, thereby committing fraud.
Impersonating customer service fraud. Picture provided by the Ministry of Public Security.
4. Impersonating customer service fraud.
Impersonating customer service fraud. The victims of fraud are usually online shopping users. Scammers illegally steal and acquire buyers’ online shopping information and express delivery order information in advance to refund, Precisely defraud buyers or platform merchants for claims, etc. The main criminal methods of
fraudsters are: first, pretending to be the customer service of an e-commerce platform or logistics express company, falsely claiming that there is a problem with the victim's online shopping products, and inducing the victim to provide bank card and mobile phone verification codes on the grounds of refund, claim settlement, tax refund, etc. and other information to defraud the victim. Second,
claimed to have mistakenly upgraded the victim to a VIP member, authorized him to be an agent, and handled merchandise installment business. On the grounds that failure to cancel the above services would result in additional deductions, he induced the victim to pay handling fees, thereby committing fraud.
Third, on the grounds that the victim’s e-commerce platform membership points and Alipay Zhima credit points are insufficient, the victim is asked to apply for a loan to increase the membership points, and the victim is tricked into transferring the loan to his designated account, thereby committing fraud.
Pretending to be a public prosecutor and law fraud. Photo provided by the Ministry of Public Security.
5. Pretending to be a public prosecutor and law fraud.
Pretending to be a public prosecutor and law fraud follows social hot topics and is constantly iterating and upgrading. The amount of losses caused is often large, and the general public is deeply disgusted. One of the important reasons why victims of this type of fraud are convinced is that the fraudsters illegally obtain citizens' personal information, thereby accurately telling the victim's name, work unit, address, ID number, etc. during the fraud process. of confusion.
The main criminal methods of fraudsters are: pretending to be staff of public security organs, law enforcement agencies, etc., and falsely claiming that the bank account, phone card, social security card, , medical insurance card, etc. under the victim's name have been used fraudulently, or the identity information has been leaked, or they are suspected of money laundering or illegal entry and exit. , concealing drugs in express packages and other illegal crimes, in order to require the victim to transfer funds to a "safe account" to cooperate with the investigation or accept supervision, and then commit fraud.
In order to increase credibility, some fraudsters will show their victims legal documents such as fake arrest warrants published on fake public prosecutors and law websites. In order to remotely obtain the personal information on the victim's mobile phone, fraudsters often ask the victim to download an APP with a screen sharing function. In order to keep the victim completely under control, fraudsters will also lure the victim to a closed space such as a hotel to block all external contact such as text messages and incoming calls.
During the work of the public security organs, we found that some fraudsters also pretended to be government staff from different departments to commit fraud on the grounds of receiving subsidies and scholarships, having their medical insurance cards, securities, and financial accounts frozen, or having abnormal or invalid entry and exit documents. Especially recently, some fraudsters have defrauded victims on the grounds that they are suspected of spreading rumors about the epidemic, selling fake masks, and violating epidemic prevention and control regulations, which has had a bad impact. (End)
