Zheshang Bank
Help small and micro enterprises "e" to fight the epidemic
"This 500,000 yuan loan from Zheshang Bank is so timely, allowing us to organize material production with peace of mind." The person in charge of Ningbo Haishu Junkai Food Co., Ltd. said, "The entire online operation from application to withdrawal took just over an hour. We will send the food to the 'front line' as soon as possible!"
Junkai Food is the first batch in Zhejiang Province to obtain a special pass for epidemic prevention and supply guarantee Small and micro enterprises, due to the continued impact of the epidemic, have increased food demand and are in urgent need of working capital to purchase raw materials. This new credit loan of 500,000 yuan from Zheshang Bank has brought "timely rain" to the enterprise.
Wei Tai Biotechnology Company responded to the national call and worked overtime to produce medical masks. China Zheshang Bank opened a green channel to provide a new loan of 1 million yuan to the company in a timely manner, and the interest rate was reduced on the original basis at a preferential rate, allowing the company to "load lightly." The picture shows the company's production workshop.
It is understood that in order to fight the epidemic, Zheshang Bank released six measures to financially support small and micro enterprises on February 5, involving loan forgiveness, active renewal, increased credit, green channels, etc. As of February 14, the bank had provided automatic credit extension and loan quota increase to nearly 1,500 existing small and micro enterprises through the "Credit Link" product alone, promptly solving the financing needs of small and micro enterprises during the epidemic.
Zheshang Bank learned from the survey that Mr. Zhang, the person in charge of a handicraft production company in Taizhou City, is in the epidemic area. As a local village cadre in Huangyan, he shoulders the important responsibility of sticking to the front line of rural epidemic prevention and is unable to repay the due loan on time. The bank immediately extended the loan and informed Mr. Zhang that he would just go through the loan renewal procedures after the epidemic is over, and there is no need to worry about credit issues.
In order to support the fight against the epidemic, Dongcheng Hotel Group proactively responded to the national call and provided free accommodation for medical staff and quarantined personnel. Zheshang Bank Guangzhou Branch has taken the initiative to provide financial support for Dongcheng's hotels in Hubei, Hunan, and Guangdong by waiving principal repayments and renewing loans, and will provide continued financial assistance in terms of companies resuming work and stabilizing operations after the epidemic subsides.
In Nanjing, Mr. Qiu, a customer who returned to his hometown for the New Year, cannot return to the city due to the outbreak of the epidemic, but his loan of 1.6 million yuan from Zheshang Bank is about to expire. When he was anxious, the account manager took the initiative to contact him and completed the loan renewal procedures remotely within half an hour through "image data + video recording", which relieved his heart.
"Since the outbreak of the epidemic, Zheshang Bank's branches across the country have responded quickly. Based on a detailed preliminary analysis of small and micro enterprise customers, various measures have been taken to provide finance for the majority of small and micro enterprises to smoothly tide over the epidemic period and fight against the epidemic. Escort." said the relevant person in charge of Zheshang Bank. (Reporter Zhou Cui)
Export-Import Bank
The financial force behind the "Xiaotangshan" hospital
The Export-Import Bank Jiangsu Branch has given full play to its functions and fully supported Xuzhou Engineering Machinery Group Co., Ltd. has participated in the construction of "Xiaotangshan" hospitals in many places. Anti-epidemic hospitals provide precise and powerful financial guarantees for epidemic prevention and control.
It is understood that XCMG Group is a leading enterprise in the domestic construction machinery industry, and the series of heavy machinery it produces are one of the main equipment involved in the construction of anti-epidemic hospitals. At the construction sites of Leishenshan and Huoshenshan hospitals in Wuhan alone, more than 70 pieces of XCMG equipment are working 24 hours a day. In addition, XCMG has invested more than 130 pieces of machinery and equipment to fully participate in the construction of "Xiaotangshan" anti-epidemic hospitals in Beijing, Tianjin, Zhengzhou, Xi'an, Xuzhou and other places.
In order to support Xugong Group’s participation in the fight against the epidemic, the Export-Import Bank of Jiangsu Branch acted quickly and actively contacted enterprises. It provided a loan of 450 million yuan to the enterprise on the first day of resumption of work to help the enterprise increase the production of machinery and equipment and contribute to the front line of construction. Put more effort into it.
The Export-Import Bank of China provided a loan of 450 million yuan to Xugong Group on the first day of resumption of work to help the company increase the production of machinery and equipment. The picture shows a series of heavy machinery produced by XCMG participating in the construction site of an anti-epidemic hospital.
It is reported that since the outbreak of the epidemic, the Export-Import Bank of China has made every effort to prevent and control the epidemic, while also effectively playing a countercyclical regulatory role, actively promoting the resumption of work and production of enterprises, and striving to ensure the smooth operation of the economy. On the one hand, we will increase credit support for enterprises with key guarantees for epidemic prevention and control, actively connect with enterprises, adjust credit arrangements, increase support for medical, pharmaceutical and epidemic prevention material production enterprises in provinces and cities severely affected by the epidemic, and ensure that funds are earmarked for special use. Solve corporate problems; On the other hand, in accordance with the principle of handling special matters and handling urgent matters urgently, in business processing, measures such as establishing "green channels", simplifying business processes and procedures, and innovating service models are adopted to effectively improve business processing efficiency and comprehensively Improve the level of financial services during the epidemic prevention and control period.
It is worth mentioning that in order to better support the resumption of work and production and reduce the financial burden of small, medium and micro enterprises, the Export-Import Bank of China immediately issued an interest rate reduction exemption for small, medium and micro entities in Hubei Province and all wholesale, retail, logistics and transportation industries. The support measures to collect interest for February will help companies survive the difficult period and resume stable development. According to
data, currently, the Export-Import Bank of China has issued a total of 10 billion yuan of anti-epidemic-themed financial bonds to raise funds through market-based means to provide strong financial guarantee for epidemic prevention and control and achieving the established goals of economic and social development. (Reporter Zhao Meng)
Postal Savings Bank
Financial support gives companies confidence to resume production
"Because we have received timely support of 1.6 million yuan of 'anti-epidemic guaranteed loans', we are more confident to expand the production of protective materials at full capacity and fully guarantee De'an County normal supply of epidemic prevention materials. "On the afternoon of February 21, the person in charge of Jiangxi Xiafeng Medical Materials Co., Ltd. said excitedly after receiving the credit funds from the Postal Savings Bank.
Jiangxi Xiafeng Medical Materials Co., Ltd. mainly produces medical gauze and abdominal pads. It is also a backbone enterprise in the production of JiujiangDe'an anti-epidemic materials. After the full start of work on February 18, in order to increase material production, the company is preparing to add a mask production line and has obtained relevant production licenses. Full mass production can only be completed when funds are in place.
In order to accurately support small and micro enterprises in the fight against the epidemic, on February 12, the Postal Savings Bank Jiangxi Branch and the Jiangxi Financing Guarantee Company launched an innovative "Anti-epidemic Guaranteed Loan" product. After understanding the actual operating conditions and needs of the company, the Jiujiang De'an County branch within its jurisdiction worked overtime and raced against time. Through a combination of online and offline office methods, it stepped up and expedited the loan issuance procedures, effectively breaking the bank's urgent need for funds due to resumption of work. dilemma.
The Postal Savings Bank of China is racing against time to provide full financial support for epidemic prevention enterprises to resume work and production. The anti-epidemic campaign is being launched across the country. In Hainan, in order to meet the financing needs of enterprises selling anti-epidemic materials, the Postal Savings Bank Hainan Branch opened a green channel and issued a 2.5 million yuan loan to Hainan Longzhilin Pharmaceutical Supermarket Chain Operation Co., Ltd.
The picture shows staff from Postal Savings Bank Hainan Branch learning about Hainan Huajian Pharmaceutical Co., Ltd.’s financing needs in epidemic prevention and control.
Hainan Huajian Pharmaceutical Co., Ltd. is a pharmaceutical company in Hainan Province engaged in the sales of drugs, medical devices, etc. It is a small business loan customer of the Postal Savings Bank Hainan Branch. Postal Savings Bank Hainan Branch opened a green approval channel to actively meet the financing needs of enterprises in epidemic prevention and control, and provided a credit line of 17 million yuan to the enterprise to fully support the enterprise's resumption of work and production.
Since the outbreak of the epidemic, the Postal Savings Bank has accurately connected with enterprises fighting the epidemic, increased loan support, optimized the credit approval process, and strengthened preferential interest rate support. According to statistics, from January 24 to February 16, the Postal Savings Bank has granted 40.4 billion yuan in credit to enterprises related to epidemic prevention and control, and completed 14.5 billion yuan in loans. (Reporter Du Bing)
Industrial Bank
Dual-front battle against the epidemic "Loans move" to resume work and production
The workshop was a tense and busy scene, and the production lines were already operating at full capacity... February 15, Hengan Group's newly introduced mask and protective clothing production line has officially started production. About 500,000 masks and 1,000 protective suits are made here every day and then shipped to the most urgently needed front lines in the fight against the epidemic.
When the epidemic hit, in order to ensure the supply of anti-epidemic materials such as masks and protective clothing, Hengan Group urgently purchased a batch of related production equipment to produce emergency anti-epidemic materials. When Hengan Group was in urgent need of funds, Quanzhou Branch of Industrial Bank took the initiative to provide door-to-door services, opened a green channel for credit, quickly approved the loan, and completed the loan approval within two days, and provided a financing interest rate discount of nearly 100 basis points. On February 13, working capital loan worth 150 million yuan was successfully disbursed.
html On February 13, Industrial Bank issued a working capital loan of 150 million yuan to Hengan Group and provided a financing interest rate discount of nearly 100 basis points. The picture shows workers in the diaper workshop of Hengan Group busy on the production line. In the past few days, most provinces across the country have successively sounded the call to resume work and production. A reporter from the "Financial Times" learned in an interview that in the face of problems such as labor difficulties and capital turnover problems caused by the epidemic, Industrial Bank has taken multiple measures to launch a "combination punch" of financial services, making both offline and online efforts to accelerate the promotion of Enterprises resume work and production.
As of February 20, Industrial Bank Quanzhou Branch has provided 1 billion yuan of comprehensive financial services, focusing on meeting the capital turnover needs of manufacturing enterprises above designated size in Quanzhou Shishi during the resumption of work and production, as well as the capital needs of the company's long-term development. Previously, Industrial Bank had increased and renewed loans of more than 60 million yuan for entity enterprises in Shishi City.
The menacing epidemic has interrupted financial services. It is worth mentioning that technology empowerment has opened up a "fast lane" for corporate financing for banks.
Qiaodan Company is actively organizing and resuming work in an orderly manner, and the current employee attendance rate has reached 70%. Since February alone, Industrial Bank has provided Jordan with an additional 300 million yuan in financing, effectively assisting the company in resuming production. The picture shows workers in the newly converted mask workshop producing.
As a leading company in the domestic sporting goods industry, Jordan Sports needs a large amount of funds to purchase raw materials and maintain daily operations as it resumes work and production. After learning about the company's financing needs, Industrial Bank provided an electronic bill discount product "Xing e Tie" worth 230 million yuan with automated processing of the entire process, allowing the company to achieve "second discount" financing without leaving home.
It is understood that during the epidemic, Industrial Bank handled a total of 1,800 bill discounting transactions with an amount of 11 billion yuan through "Xingetie", serving 560 corporate customers. Affected by the epidemic, banks' offline business has been restricted, and financial technology has shown its talents. In Fujian, relying on the "Financial Services Cloud" (Fujian Provincial Financial Services Cloud Platform), Industrial Bank uses big data to accurately score and profile small and medium-sized enterprises, intelligently match financing needs and financial supply, and strive to achieve the goal of "letting information travel more and companies traveling less." ", opening a green channel for small and medium-sized enterprises to resume production and work, and realizing banking services "online, mobile and immediate". As of press time of the Financial Times reporter, "Financial Services Cloud" had provided a total of 3.4 billion yuan in credit for various small and medium-sized enterprises. (Reporter Li Lan)
CITIC Bank
Fighting the "epidemic" together is not an empty talk
Affected by the sudden epidemic, the New Year of the Rat will be full of difficulties and dangers for many enterprises, including catering enterprises. For Haidilao , a leading company in the Chinese catering industry, the pause button pressed by the epidemic caused the company to suffer huge losses and face the severe test of a sudden stagnation in capital turnover. However, corporate sentiment is revealed at critical moments - for society, Haidilao resolutely responded to the country's call and closed all mainland stores; for employees, the company decided to properly arrange 100,000 employees and not abandon anyone at critical moments; for disaster areas, it responded to disaster areas as soon as possible We rushed to the front line to fight against the epidemic, donated money and goods worth 5 million yuan, transported more than 16 tons of vegetables and fruits, and donated 20,000 boxes of self-cooked hot pot to Hubei hospitals every day until the epidemic stabilized.
After seeing the challenges faced by Haidilao and the great love shown in the face of the epidemic, China CITIC Bank Beijing Branch actively implemented the requirements of the regulatory agencies and the head office on financial services to support enterprises affected by the epidemic, quickly contacted Haidilao and understood the needs in depth , working together with Baixin Bank to fully provide credit funding support. China CITIC Bank and Baixin Bank quickly launched the emergency credit granting process for epidemic prevention, and the three levels of the head office and branches cooperated closely.The handling branch completed the data collection and credit reporting in just two days. The head office and two-level credit approval departments provided rapid support and completed the approval within three days. China CITIC Bank and Baixin Bank have provided a total of 2.1 billion yuan in credit lines to Haidilao and promised to increase their support for its supply chain enterprises and provide more in-depth financial services to Haidilao. On February 19, the first loan amount of RMB 810 million was successfully transferred into Haidilao's account.
The picture shows the staff of China CITIC Bank providing financial services to customers.
fought the epidemic side by side to overcome the difficulties, and saw the true love in times of need. The feelings of the banking institutions towards their country are reflected in their unrelenting support for national brands from China to the world, and they grow together with them through hardships and hardships. The assistance to Haidilao is just one example of the many deeds of China CITIC Bank and Baixin Bank on the front lines of the financial war against the epidemic. China CITIC Bank and Baixin Bank stated that they will continue to help each other with enterprises from all walks of life, work together with people from all walks of life, and use practical actions to explain bank responsibilities and corporate responsibilities. (Reporter Meng Yang)
Minsheng Bank
"Online factoring" solves corporate funding problems
"On the one hand, companies need to raise a large amount of funds and increase purchases from pharmaceutical companies; on the other hand, companies must speed up the delivery of anti-epidemic drugs to hospitals. Accounts receivable for medical supplies were quickly raised. "
During the critical period of epidemic prevention and control, a pharmaceutical company in Jiangxi was urgently authorized to become one of the procurement companies responsible for the province's epidemic prevention and control materials. In the face of an unexpected epidemic, enterprises face huge challenges in terms of their emergency material reserves and the turnover of funds required to purchase emergency materials. The tight capital chain adds another sense of tension to enterprises in their battle against the epidemic.
While companies are fighting on the front line against the epidemic, China Minsheng Bank has also taken action.
"We immediately recommend non-recourse factoring to enterprises." The relevant person in charge of Minsheng Bank said that factoring financing has the advantages of revitalizing accounts receivable and providing working capital, which is exactly in line with the company's needs. Match current needs.
Another practical problem is that during the anti-epidemic period, transportation has been blocked. How to ensure accurate information communication and timely disbursement of financing? In this regard, Minsheng Bank has innovated a new method of "online factoring", "without going out, without meeting". From business application to financing issuance, the entire process is completed by customers online. It is reported that Minsheng Bank has provided a total of 48.9 million yuan in non-recourse factoring financing for this customer, solving the urgent need of the enterprise.
The picture shows staff from the Transaction Banking Department of China Minsheng Bank handling online factoring business for enterprises.
In Shanxi, a coal production company, as an important industrial basic enterprise, resumed coal production as soon as possible after applying for approval. However, in the face of the current epidemic, the financial pressure on enterprises has increased a lot. According to the relevant person in charge of Minsheng Bank, this company is also on Minsheng Bank's ranking list. After understanding the needs of customers, it recommended leasing factoring to customers in a targeted manner.
"Lease factoring can effectively revitalize the company's fixed assets and provide cash flow for the company." The person in charge said. How can
achieve fast financing and loan disbursement with less application materials? Minsheng Bank recommended online factoring to this coal production company. Apply for financing through online factoring, data information is directly connected, information is submitted for exemption, and application documents are electronic. It is understood that the company will apply for 80 million yuan in financing through online factoring in the near future.
"Financial Times" reporters learned that since the anti-epidemic work started this year, Minsheng Bank has successively provided "production guarantee" for many companies in Chongqing, Guangzhou, Nanchang, Chengdu, Shanghai, Shenyang and other places through various online channels such as online factoring. , promote anti-epidemic” special factoring financing. (Reporter Du Bing)
