1,
Zhang Yin was born in Shaoguan, Guangdong in 1957. Her ancestral home is in Jixi City, Heilongjiang Province. Her father is a soldier and has 8 children at home. Zhang Yin is the eldest, and has been very independent since childhood. Therefore, she dares to fight a protracted war with the gangster in the future.
At that time, Zhang Yin quarreled with her classmates, and her parents criticized her first. Zhang Yin said, so I developed a habit since I was a child and could understand others very much...
She knew the difficulty of her parents, so she always thought that should do something to make her parents, brothers and sisters and more people live a good life.
However, things didn't go as expected, and soon, my father was imprisoned for some reason. Since then, Zhang Yin has taken on the important task of supporting her family with her mother.
By 1977, the national resumed the college entrance examination , and his father was rehabilitated. With the support of her parents, Zhang Yin went to the exam and got into college as she wished, studying accounting majors, which laid the foundation for her future entrepreneurship.
After graduation, Zhang Yin went to a fabric company in Shenzhen to work as an accountant. After half a year, he moved to a joint venture to serve as the company's finance minister, and then as the Minister of Trade.
During that time, the Japanese TV series "Ashin" was being broadcast in China. With his own efforts, Ashin became a big boss from a low-level woman, which made the audience excited.
This also deeply affected Zhang Yin. Later she said, "I think this kind of entrepreneurial experience is very meaningful to women and has a huge sense of accomplishment. I hope to be the Ashin of China and also like the feeling of conquering the world with bare hands."
Thinking of this, the opportunity will come soon.
2.
Zhang Yin often goes to Hong Kong for business trips. During a business trip, she met a noble man in her life - Gao Moubao, the factory director of a papermaking company in Yingkou City, Liaoning.
Zhang Yin learned during a conversation with Gao Moubao that the paper industry on the market was very backward at that time, and they all had to import waste paper from Hong Kong to solve the problem of paper raw materials. Gao Moubao also suggested to Zhang Yin: You have connections in Hong Kong, so why don’t you come to Hong Kong to do waste paper trade?
Zhang Yin didn't quite believe that waste paper could still do business.
Gao Moubao added, don’t look down on waste paper, they are treasures, the papermaking industry in the future will definitely shift from resource papermaking to recycled paper, and there is gold under that road!
Perhaps because she heard the word "gold", Zhang Yin was a little excited. Before she came back to the company to report, she ran to the waste paper market in Hong Kong for a field investigation. She didn't know if she didn't look at it. She was shocked when she saw it. Oh my god, it was so spectacular...
Many factories and unit factories were piled up like mountains. The waste paper was packed into dozens of containers and sent to the mainland, and then groups of trucks drove in to wait for the delivery of waste paper...
"The business opportunities for waste paper are really great." Zhang Yin immediately made a decision after returning to the company.
She resigned to her boss, and then returned to Hong Kong to collect waste paper business with her 30,000 yuan.
Zhang Yin later recalled this experience and said that she didn't really want to go to Hong Kong at the beginning. At that time, she developed very well in Shenzhen, and it was not easy to save 30,000 yuan in salary, but she happened to have an opportunity at that time, so she went there without hesitation.
After establishing the company, she used the connections she had accumulated during her previous work to contact some paper mills in the mainland to help them collect waste paper. At that time, the mainland's packaging paper relied heavily on imports, and the market was very good, and the supply was in short supply.
Zhang Yin’s key task is to collect as much waste paper as possible in Hong Kong, so many people in the future said that she was “collectioning junk”. However, "collection of junk" is not that easy.
As the saying goes, you don’t know the depth of the water if you don’t enter the industry. Zhang Yin soon discovered that half of the waste paper she had finally collected was not qualified.
In order to sell the waste paper in your hands for more money, the seller deliberately mixed water into the waste paper to increase the weight, resulting in a large amount of wet paper mold, which is not available at all. Therefore, she went on the battle in person and opened the truck after the waste paper to check. Those who failed were exposed on the spot...
What's even more annoying is that once, Zhang Yin negotiated a business with a Macau businessman. It was originally said that the transaction price was HK$3 million, and the other party wrote her a check.
Who knew that a Macao businessman was not moral and came to exchange for a slander and wrote her a check of 3 million won (1 Hong Kong dollar is about 135.6749 won). Zhang Yin was almost angry after she figured it out!
She was not afraid at all, and she chased Macau overnight. She didn't know what method she used, so she asked the merchant to exchange the check back.
More than a year later, she said with fear: "It's very simple to let you 'evaporate', but at that time there was no word for fear."
This is nothing, and what's even more surprising is that Zhang Yin's waste paper recycling business is snatching food from the underworld.
Because at that time, the waste paper recycling business in Hong Kong was monopolized by the underworld " Triad ". The pulp they resold to waste paper buyers had a moisture ratio of up to 30%, and many waste paper recycling companies dared not speak out.
Therefore, adding water into waste paper once became the "industry rule".
However, after Zhang Yin came to Hong Kong to do waste paper recycling business, he not only robbed their business, but also asked to reduce the moisture ratio in the waste paper to 10%-15% when recycling waste paper.
This completely angered the underworld.
Someone called Zhang Yin to intimidate her. If this continues, she will burn her factory and even clamor for her to kill her life...
Several times, Zhang Yin went out to collect waste paper, and was threatened in person.
Zhang Yin is a child from a military family after all, and she is not timid at all. After being intimidated, her head turned around and began to go to and from get off work in different ways every day, playing the "hide and seek" tactic with the underworld.
Take the subway to work today, then take a taxi tomorrow, and then take the bus again... Anyway, every trip is different, and you are always vigilant and nervous. If something is wrong, you will run away or seek help. Anyway, it will always make the other party unable to catch it.
While she was playing "hide and seek", she called the police. Later, after a long time, the underworld could not afford it. In addition, the waste paper business could not make money by making money by making money in the film and television industry? After a while, the people of the "Three Reunions" no longer took this woman seriously.
Because of Zhang Yin's courage and integrity, many people are gradually willing to cooperate with Zhang Yin and start selling waste paper to the entrepreneurship and Hong Kong and Shenzhen.
Because Zhang Yin insisted on changing the "industry rules", he actually reduced the moisture of waste paper to 15%. After winning the first battle, Zhang Yin's ambition became even more inflated. He secretly swears that he must be the "Waste Paper King" ! After the business gradually grew, Zhang Yin also signed a waste paper supply contract with Wuhan Dongfeng Paper Factory and Tangshan Paper Factory in Hebei.
In order to realize her dream, Zhang Yin also found a man who could help her become the "Waste Paper King".
Liu Mingzhong was born in Taiwan Province, grew up in Brazil, graduated from a prestigious university, and is proficient in English and Portuguese . He opened several clinics himself and worked part-time in steel trade.
Zhang Yin saw Liu Mingzhong's first glance, and suddenly shed a golden light in her eyes. She felt that this man had the talent for business, so the two dated and got married soon.
After marriage, under Zhang Yin's simple and easy-to-understand ideological work, Liu Mingzhong decided to give up his previous career and fully enter his wife's career map. Both the couple took the junk.
At that time, looking at the world, the United States had a particularly rich waste paper resources and the recycling industry was very mature. It was called "Saudi Arabia among Waste" in the industry .
Zhang Yin and her highly educated husband Liu Mingzhong discussed it and decided to go to the United States to do a career!
Just do it. They calculated and went to the United States to establish Central South Holdings Company.
Zhang Yin is the chairman and Liu Mingzhong serves as vice president.
In the early days of their establishment, they rented an apartment with an area of 70 square meters in Los Angeles, which was used as an office during the day and as a residence at night.
Because of the past experience in recycling waste paper in Hong Kong, Zhang Yin deeply understands that he must find a stable source of goods and find a factory that can cooperate with for a long time.
But Zhang Yin can’t speak English at all, and all business can only be discussed with Liu Mingzhong.
The couple often drive a used car and buy waste paper in various parts of the United States. They take the initiative to visit each other and ask others to cooperate with them. Sometimes they just eat a hamburger to satisfy their hunger before they have time to eat.
for a while, and Zhang Yin realized that this was too inefficient, so he hired a translator and took the translator to find a partner alone.
Every time, when she talks with others about cooperation, she says that she has done the waste paper business before. Some people believe that more people ignore her.
Soon, they used a more effective move.
In order to attract more customers, Zhang Yin and Liu Mingzhong discussed and decided to use money higher than the market price to acquire waste paper from people who are willing to cooperate. Even if they lose money, they will not change the price, which is to make others feel profitable.
This really has an effect.
Not long after, the two of them got the order. In less than half a year, Zhongnan Holdings has slowly opened up the US market, and more and more waste paper suppliers have taken the initiative to cooperate with them.
The following year, Zhang Yin and her husband Liu Mingzhongyi jointly acquired two small local waste paper recycling companies, gradually gaining a foothold in the United States.
Not long after, they also encountered a new opportunity.
At that time, my country implemented the exchange rate reform . The RMB began to depreciate significantly, and the trade volume with the United States also increased significantly. Many merchants took advantage of the trade gap and made a lot of money.
Zhang Yin also seized the opportunity and after recycling waste paper at a low price in the United States, he used a "slow boat" to send it to China continuously, and after processing, he sold it all over the world, making a lot of money.
She soon established 7 packaging factories and transportation companies in the United States, and her business territory continued to expand.
Since then, Zhongnan Holdings has become the leader in the waste paper export industry in the United States!
The New Yorker magazine wrote that Zhang Yin is "Waste Paper King" . Zhang Yin is the only Chinese woman to be on the list when the United States evaluates the well-known female entrepreneurs in the United States.
For success, she explained:
"When she started her own business, it happened to be the golden period of China's reform and opening up . After arriving in the United States, it coincided with the continued prosperity of the US economic recovery.
In addition, the United States has rich forest resources, developed paper industry, and extremely scientific waste paper recycling system. In addition, after the development in Hong Kong, the company has strong funds and a high starting point. With an honest and trustworthy business style, the development speed is amazing."
Not long after that, Zhang Yin made another surprising choice.
She began to change her mind, from operating waste paper to using waste paper as raw materials to making paper. Only by mastering core papermaking technology can an enterprise last longer.
At this time, Liu Mingzhong discovered a big business opportunity.
After inspecting the market, he found that the domestic high-end packaging paper is in high demand, especially high-end cow jam paper, which is always in short supply. In the past, high-end cow jam paper was generally imported from abroad.
Liu Mingzhong quickly told Zhang Yin these ideas. When Zhang Yin heard this, he was very surprised because her husband's ideas coincided with hers.
Therefore, Nine Dragons Paper's first production line was quickly completed and put into production to produce high-end cow jam paper. In the same year, Nine Dragons Paper's annual production capacity of high-end beef paper reached 200,000 tons. You should know that at that time, the annual production capacity of most paper mills in China was only about 50,000 tons, and Nine Dragons Paper was several times that of other paper mills!
Two years later, Zhang Yin spent a huge amount of money to expand the production base. Not long after, Nine Dragons Paper's production scale exceeded 1 million tons, becoming the leading leader in China's packaging paper, and one of the few giant packaging paper production members in the world.
However, Zhang Yin did not stop and further expanded the new production line.
She went north and built another papermaking base in Taicang, Jiangsu, which can reach a production capacity of 950,000 tons.
During that time, the high-end cow card paper produced by Nine Dragons Paper was very popular. Coca-Cola, Nike, Sony , Haier , P&G , etc. all used Nine Dragons Paper's paper, and there were groups of trucks waiting to pick up goods every day.
In a blink of an eye, Zhang Yin changed from "Queen of Waste Paper" to "Queen of Papermaking"!
Public information shows that Zhang Yin manages the company's method is that Nine Dragons Paper's raw material expenditure accounts for about 58% and 78% of sales and sales costs, while Central South Holdings Company in the United States provides Nine Dragons Paper with a stable supply of raw materials.
In this way, the company will achieve healthy development and its profits will rise steadily.
In March 2006, after discussing with her husband, 49-year-old Zhang Yin made Nine Dragons Paper listed in Hong Kong. Therefore, Zhang Yin ranked first in the Hurun Rich List with a wealth of HK$27 billion, becoming the richest woman in China in the list!
For a moment, many people said it was incredible because no one noticed Zhang Yin in the past, but she suddenly became the "dark horse" on the wealth list that year.
hurun also stamped and admitted that is the richest female self-made person in the world!
th that year CCTVChina Economic Person of the Year award speech description Zhang Yin: A small accountant 20 years ago, today's richest woman. She turned stones into gold and turned waste paper into forest.
Zhang Yin explained: "I am not a nouveau riche, but I am a natural growth of the enterprise."
also teaches her secret of success, saying that it is "specificity". Because in the 1980s, it was very profitable to do real estate and financial stocks, and everyone changed their careers and did it, but she didn't, and she has always focused on the paper industry.
After years of development, in 2008, Nine Dragons Paper had 21 international advanced wrapping paper paper production lines in China, involving an annual production capacity of 7.75 million tons, which can be said to be dominant.
But at this moment, something happened to Zhang Yin!
One wave has not yet settled, and one wave has started again.
In April of the same year, Zhang Yin was deeply trapped in the "blood and sweat gate".
Hong Kong college student team revealed that Zhang Yin's "Nine Dragons Paper" often had work-related accidents, violating the " Labor Law " and other sweatshops. Zhang Yin was pushed to the public opinion and everyone shouted and beaten.
However, the Guangdong Federation of Trade Unions investigated and confirmed that Nine Dragons Paper is not considered a "sweatshop". Zhang Yin also responded in time that the relevant allegations did not conform to the facts, but there were also insufficient treatment for employees and needed improvement... The storm of
and other storms subsided, and Zhang Yin's wealth shrank to 7% continuously. It was once rumored that Zhang Yin went bankrupt and was called the "bankruptcy door".
In the huge storm, Zhang Yin, who was involved in the valley, did not accept the financing plan of investment banks and PE. She was calm in the face of danger, and continued to focus on strengthening internal management.
resistant to the impact of this huge wave by ensuring sufficient cash flow , strictly controlling capital expenditures, strengthening risk control, etc.
Not long after, Zhang Yin was like a dead tree in spring, magically "resurrected" and returned to the Forbes China Rich List Top 40, and quickly ranked first among the richest females in the "Hurun Rich List".
In 2010, in the Yushu earthquake, Zhang Yin and Nine Dragons Paper donated 15 million yuan to the disaster area of Yushu .
During the epidemic in 2020, Zhang Yin and her husband Liu Mingzhong donated RMB 30 million to Hubei. A year later, Zhang Yin was awarded the donation personal title of the 11th " China Charity Award ".
To date, Nine Dragons Paper has become the largest modern packaging paper production group in China and even Asia.
For the glory of this journey, Zhang Yin always responded to the outside world: "I am lucky and have the right time, place, and people."
Only when the sea flows through, show the true nature of a hero. A weak woman has experienced the ups and downs of the business world, and she has washed away the sand. She can still catch the waves in the depths of the whirlpool of the rivers and lakes. In addition to relying on luck, she must at least have some of the ability and courage to "strike the water in the middle".
Author of this article: Wan Xiaodao, writing celebrities and gossip, based on evidence; the image is positive and the shadow is oblique, all of which are taken by oneself. Welcome to follow @Wan Xiaodao headline account
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