I am in Qingdao, Shandong, and I am a small employee of a unit and I am 35 years old this year. In 2008, I bought a house in Qingdao, Shandong, which should be said to be on the top of the mountain.

Today is October 2, 2022. I am in Qingdao, Shandong, and I am a small employee of a unit and I am 35 years old this year. In 2008, I bought a house in Qingdao, Shandong, which should be said to be on the top of the mountain. The monthly salary is 8,500 yuan, the mortgage is 4,500 yuan, and the family spends various expenses. If you save money, you will spend 4,000 yuan per month. So the monthly salary is gone after it is received.

So far, my credit card has been overdrawn. The total consumption is 200,000. It is this 200,000 yuan credit card that makes my life full of trouble. How to get rid of poverty by

? How to repay the loan? On the 11th of 2021, I once vowed to work hard for a year, and I thought that on October 1 this year, I would return them all.

But things went against my expectations. Every year was worse than one year, and this year was not as good as last year. My 200,000 credit card still stands high there without any reduction.

is a proof. Next, I will use my own efforts to spend a year. By National Day 2023, I will pay off the credit card that was overdrafted by 200,000 yuan.

I will start today, work hard.

China Bank Credit Card

Construction Bank Credit Card