Not all stories are moving. A long time ago, a rich man died without children and could only leave his inheritance to his relatives far away. Many people think that his relatives are lucky because their relatives are beggars, and with money, they can become different from before.

Not all stories are moving.

A long time ago, a rich man passed away without any offspring, so he could only leave his inheritance to his relatives far away.

Many people think that his relatives are lucky because their relatives are beggars, and with money, they can become different from before. No one would have thought that he would be a beggar at night, but he would become a rich man when he woke up.

When someone asked him how to use the money, the beggar said, "I want to buy a better bowl and a strong wooden stick, so that I can be more convenient when I go out to beg for food in the future."

It can be seen that the power of habit is terrible.

If you have inertial thinking during the investment process, you may be able to make money occasionally, but the probability of losing money will be greater. Therefore, before the age of 40, you must develop three good investment and financial management habits. Benefit for life.

01

In the past, if you want to achieve something, you must go through the imperial examination level.

There is a scholar who lived in a store to study on the way to Beijing for the exam, and had two dreams when he was sleeping at night.

A dream is that I grow cabbage on the wall by myself;

A dream is that it rains heavily, I carry a straw hat and an umbrella.

After waking up from the dream, the scholar clearly remembered the dream and felt that having such a dream before the exam must have been reminded, so he went to the street to find a dream interpretation person.

The dream interpreter told him: Go back, you will definitely not pass the exam this time. Because growing vegetables on the wall can't survive, it's a waste of effort, and carrying a straw hat and umbrella is completely unnecessary.

The scholar felt discouraged after hearing the master's words and decided to pack his luggage and go home. However, this strange behavior was seen by the store owner and asked about it.

After listening to the scholar's description, the boss smiled. The boss claimed that he could interpret dreams. He told the scholar: Planting vegetables on the wall means you want to high school (plant), wearing a straw hat and holding an umbrella, which means it is double insurance.

The scholar made a lot of sense after hearing this, so he decided to take the exam and passed the exam.

Through this story, we can feel that the habit of thinking is terrible. Many times, we will be limited by the fixed thinking patterns and even interfered by the thinking of people around us.

During the investment and financial management process, some people say that a stock has a good rise, so you follow up. However, they don’t know that they have built positions a long time ago, and the cost is much lower than that of you. If you follow up blindly, you may buy at a high level.

If you want to do a good job in investment and financial management, you must have your own thinking model. When you encounter stocks and funds that others think are good, you must think more by yourself. Have your own basis for judgment.

When you are facing stocks and funds with good rises, you must think more about whether it is overvalued or undervalued at this time, what is the market environment and what is the industry prospects. Thinking more will reduce losses.

02

Harry Truman is a famous president in American history. He has never been to college and has experienced many failures on his entrepreneurial journey. When he entered the government, he was almost fifty years old.

At this age, many people in the country are almost retired. Who is going to do anything and travel around with your pension?

But Truman is completely the opposite. Although he has never been to college, he has a good reading habit. He has a wide range of knowledge, not only reading literary novels, but also reading encyclopedias and biography of celebrities.

is this habit that has given him a lot of knowledge reserves. Finally, he led his country into a period of prosperity.

reading can not only absorb nutrients, but also make a person think calmly. It is the most cost-effective and useful way to learn.

Every successful person has the habit of reading, especially investment and financial management. If it is as simple as buying and selling, it is not called the capital market.

The contents involved in stocks include: finance, finance, economics, management, equity structure and other disciplines.If we only follow the trend and buy stocks, we must not be a qualified investor.

CEO of a Fortune 500 company has the habit of reading magazines every day. He can read for half an hour every day and read dozens of magazines in a month. If we can read half an hour a day, we can read a book of 200 pages in a week.

According to this data, you can read at least four books in a month and read about 50 books in a year. So what about ten years?

When we accumulate reading volume, a lot of knowledge will be communicated. Later, reading became easier and easier. As knowledge is accumulated, cognition is improved, the pattern is larger, and investment becomes rational.

03

0 During the Three Kingdoms period, there were many famous military advisors, and the most commendable ones were Zhuge Liang and Sima Yi .

When Zhuge Liang was in the Northern Expedition of , Sima Yi remained silent against each other. Zhuge Liang sent someone to curse, but the other party did not respond. Finally, Zhuge Liang sent someone to send the woman's clothes.

The clothes given to women mean that if you don’t go to the battle, you will be worse than a woman. The generals around him were very angry and asked for battle, but Sima Yi was abnormal and put on his clothes, allowing the messenger to bring back his message.

This is a protracted war. In the end, Zhuge Liang died in the Northern Expedition. Shu Kingdom had no Zhuge Liang, and the dragons had no leader, and was eventually defeated by the Wei army.

Investment and financial management, we often encounter such a situation. When we see the stock market plummeting, we complain about the market and panic and want to cut our losses. When I saw the stock market soaring, I was happy and wanted to buy a lot of money, but I was trapped.

All of this is caused by insufficient self-control. People who lack self-control often hurt others and themselves. If Sima Yi could not help but rush out at that time, he would have been defeated by Zhuge Liang.

If we are optimistic about stocks, there is no problem with the company's fundamentals, no problem with performance, no problem with dividends, what does it matter if it falls sharply? Hold on to impulse and endure loneliness and you will eventually gain a lot of money.

Because we face too much news every day, such as news released by the official media, positive news released by the self-media, and panic news transmitted by relatives and friends. We need to block it, rather than being tempted by these news.

The best way is to formulate an investment strategy, ignore it after buying, do not follow relevant news, and do not affect your emotions.

04

The power of habit is amazing.

Especially for people before the age of 40, these three habits should be cultivated.

Habit can push you to success, and it can also lead you to failure. Because, unknowingly, these habits affect our behavior, our work efficiency, and our success or failure.

htmlHabits before the age of 140 affect whether we can succeed. Good habits will always have more good luck!