In 2015, my country launched a vigorous supply-side reform. The industry continued to cut overcapacity and adjust structures. The banking industry, non-bank financial industry, and traditional industries and enterprises began to face the problem of rising NPLs and high accounts r

In 2015, my country launched a vigorous supply-side reform. The industry continued to cut overcapacity and adjust structures. The banking industry, non-bank financial industry, and traditional industries and enterprises began to face the problem of rising NPLs and high accounts receivable.

The spread of the epidemic in early 2020 has not yet subsided, and the real estate industry has experienced successive thunderstorms due to policy tightening, which has further contributed to the rise in the balance of non-performing loans. The continuous increase of non-performing assets in various industries has created objective conditions for the development of the non-performing asset management industry.

The so-called non-performing assets refer to bank credit assets that do not meet the principles of safety, liquidity and efficiency, are overdue, sluggish, bad debts and face risks such as substandard, doubtful and loss-based bank credit assets. Because it cannot bring normal interest income to the bank, it is even difficult to recover the loan principal, causing asset losses to the bank and forming certain bad debts. It gradually forms potential financial risks in the periphery of the non-sound operation of the financial system, which has always been the concern of the country and financial institutions. core.

In the domestic traditional financial market, due to historical particularities, the non-performing asset management industry has developed since 1999. It has been very difficult to enter the industry. New licenses have basically stopped being issued. Resources are very scarce, which has formed high natural industry barriers.

The non-performing asset business from banks and large state-owned enterprises is basically monopolized by the four major asset management companies . Their profits are relatively more generous. The profit model is mainly to obtain discounted income from non-performing assets, integration income such as mergers and reorganizations, and real estate pledges. There are four main parts: property asset value-added income and tax preferential income.

But outside of the four major asset management companies, the non-performing asset industry still has abundant entrances and is full of opportunities. Against the background of the great wave of Internet innovation, business models are updated and iterated, and the non-performing asset management industry is ushering in a new golden era.

Disposal of non-performing assets includes bad debt write-off, self-collection, asset securitization and secondary market transfer. Specific to the industry and the company itself, if you want to see this market clearly, you must go deep and work hard. Get involved personally.

is different from any other industry. Disposal of non-performing assets is the last, heaviest and most difficult link in the financial risk management industry chain. It looks calm and simple on the surface. In fact, There are surging undercurrents and numerous mechanisms below the surface.

Disposal of non-performing assets is an important link in the financial risk management industry chain , This process is a very long and hard accumulation. Each link requires repeated verification, trial and error and then adjustment through a large number of actual operations, and gradually converges to An efficient and relatively correct way to go.

In the field of non-performing assets, there are no shortcuts. Only by doing solid work and products can we truly stand out from the fiercely competitive market environment.

Xiongzhi Paipai has been deeply involved in the non-performing asset investment industry for many years and has successfully established a firm foothold in this blue ocean market. has established a systematic service platform to continuously share reliable investment opportunities in the non-performing asset field with investors. , to share the wealth feast of the non-performing asset industry. Based on its many years of experience in real estate asset disposal, Xiongzhi Paipai is committed to constantly exploring rich, real and valuable investment projects for investors to choose based on their actual conditions.