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However, the top priority of life and afterlife includes deposits. It is best to take everything into account in handling deposits so as to be prepared for any trouble.
1. Tell the trusted people in advance the relevant situation of the deposit,
If you can trust your wife or children, you need to tell your wife or children in advance the specific bank, the specific deposit amount, and the specific bank card password. Some elderly people are careless because they are not able to withdraw their money in time when encountering critical situations, or after suddenly falling into a coma or suddenly dying from the world, the deposits in the bank will be unaware of them. Since your wife or children are kept in the dark, the wealth will not flow into their own fields. Even if your wife or children later search for deposits from banks, it will take a lot of time and energy, especially if you need notarization. With the payment of notarization fees, the deposit will shrink in disguise.
2. Don’t talk about deposits with outsiders
As an elderly person who is away from home, you need to control your mouth. Don’t say anything you shouldn’t say too much to avoid losing your words. If you talk about deposits with outsiders, in addition to causing outsiders to be ready to lend you money, don’t forget to attract the big tree and not reveal your money. After all, you must be wary of others. Moreover, there are ears to the wall. Once the news leaks, the thief will steal your money or make the thief think about your money. Having said that, many outsiders laugh at others for not having them and hate others for having them. If you have more deposits than outsiders, it will arouse jealousy from outsiders; if you have fewer deposits than outsiders, it will arouse ridicule from outsiders, so talking about deposits can be said to be harmful but not beneficial. If you want to ensure that your deposit is foolproof, you must be careful of your relatives and friends, and be careful of strangers who are planning to be ill-gotten. In the face of fraud, you must be guarded against day and night, and strive to be impeccable.
3. Deposits are scattered or concentrated, and specific deposit amounts are required. Specific analysis of the amount of deposits
If your deposit has not exceeded 500,000, it is best to have at least one or two or two nearby banks, which is within the coverage of a bank deposit insurance of 500,000 yuan and facilitate memory. If deposits within 500,000 yuan are too scattered, any negligence will inevitably lead to omissions. If your deposit exceeds 500,000, it's another matter. It's best to have a deposit limit of 500,000 for each bank, and so on. Because the amount of deposit is large, no matter how many bankers deposit, they will enjoy it and will never forget it.
Conclusion: Savings during your lifetime are property, and after death, property will become inheritance. It is recommended to make a will in black and white during your lifetime, and let your children check the will after a hundred years. Therefore, children will not only compete to express their inheritance for more inheritance, but also avoid disputes arising from children to compete for inheritance.
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