Finance plays an important role in serving the real economy and injects strong impetus into promoting economic development. Shaanxi Bank of China seizes important strategic opportunities, actively aligns with national and Shaanxi provincial strategic plans, conscientiously implements a series of national policies and measures to stabilize economic growth, and continues to strengthen services for small and micro enterprises with forward-looking thinking, overall planning, and strategic layout. , continue to meet the diversified needs of the real economy, strive to promote the high-quality development of inclusive finance, and provide strong support for the development of small and micro enterprises in Shaanxi.
Firmly build the financial defense line and increase relief efforts.
In order to thoroughly implement the work arrangements of the Party Central Committee and the State Council to stabilize the economy the broader market , and implement the State Council's package of measures to stabilize the economy and the People's Bank of China "Financial 23 Articles", Shaanxi Bank of China quickly Reactive and proactive. As of the end of May, the bank had provided a total of 4.95 billion yuan in inclusive financial loans to 3,893 small and micro enterprises, small and micro business owners, and individual industrial and commercial households. At the same time, the policy of fee reduction and profit sharing has been implemented to reduce corporate financing costs, achieve "incremental expansion, quality improvement and cost reduction", benefiting more inclusive small and micro enterprises, and making due contributions to "stabilizing the economic market."
Solve urgent difficulties, worry and hope, show financial speed
Industry insiders pointed out, "The launch of 'Bank of China Qinchuang Loan' demonstrates the determination and sincerity of Shaanxi Bank of China in serving the construction of 'Qinchuangyuan', and demonstrates Shaanxi Bank of China's practical actions and actions to solve the problems of enterprises." Financial speed." In order to support the construction of Qin Chuang's innovation-driven platform, Shaanxi Bank of China innovatively launched the "BOC Qin Chuang Loan" exclusive service plan in August 2021, targeting the customer groups of science and technology enterprises in the start-up, growth and mature stages, using the equity of the head office Advantageous resources such as investment platform, BOC Securities professional listing guidance, and scientific and technological innovation themed bond business, supporting the "credit + bond + investment" combination model, support "Qin Chuangyuan" in introducing and cultivating technology-based small and micro enterprises with inclusive financial credit business Financing development. As of the end of May, the bank's credit balance to key enterprises in the industrial chain was 33 billion yuan, an increase of 1.2 billion yuan, an increase of 7.7 billion yuan in strategic emerging industry loans, an increase of 4.6 billion yuan in technology finance loans, and an increase of 5.1 billion yuan in medium and long-term manufacturing loans. Yuan.
Deeply cultivates characteristic industries to deliver service quality
Since this year, Shaanxi Bank of China has held more than 60 series of docking activities for key customer groups such as specialties, special new , science and technology innovation, industrial chain supply chain, agricultural industrialization leading enterprises, etc., to provide More than 800 participating companies provided exclusive financing docking services. Currently, 358 small and micro enterprises have been provided with inclusive financial loans worth 1.511 billion yuan. Through high-quality and efficient inclusive financial services, small and micro enterprises can "relieve pressure and empower" the healthy development of small and micro enterprises. Protect and protect.
Zanthoxylum bungeanum is the top agricultural product in the urban agricultural industry in Weinan and South Korea. Shaanxi Bank of China started from the circulation link and created a "Pepper Merchant Loan" tailored for Zanthoxylum bungeanum traders. It is issued according to the season when Zanthoxylum bungeanum is on the market, and the repayment plan is set according to the payment cycle. , which has been unanimously recognized by local pepper merchants because of its low interest rate, high quota, and flexible guarantee methods. As of the end of May this year, "Jiao Shang Loan" has issued a total of 468 transactions worth 360 million yuan, benefiting more than 20,000 pepper merchants and pepper farmers, and has been highly praised by Hancheng's pepper industry.
keeps integrity and innovates, and achieves steady and long-term development. Shaanxi Bank of China will strengthen its confidence in development, seize market opportunities, strengthen overall planning and coordination, and continue to exert efforts at multiple points to launch a "combination punch" of inclusive finance and stabilizing the economy, so that the "policy gift package" that benefits enterprises and warms people can exert its maximum effect, and contribute to the promotion of our province Economic stability and quality improvement contribute to the strength of Bank of China. Li Bin/text
