Having a healthy body is something that everyone expects and hopes for. Having a good body is equivalent to having the whole world. However, in their later years, some elderly people hope that their children will be with them, their wives will be with them, and they will have a w

Preface

Having a healthy body is something that everyone expects and hopes for. Having a good body is equivalent to having the whole world. However, some elderly people in their later years hope that their children will be by their side and their wives will be with them. Only when you care for yourself and live in harmony with your family can you live a happy old age.

When their children are young, some parents, in order not to see their children being wronged, continue to subsidize them and satisfy them. As long as they have what they have and what their children need, they will agree to it. They think that as long as they satisfy their children, they will be satisfied in their old age. , they will be supported by their children. However, what the old man did not expect is that money in his hand will be useful at any time. If he has children, it is better to have it himself. Only when he has money in his hand can he be happy in his old age. choose.

I believe many people know how important it is for the elderly to have money. So what puzzles everyone is how much money do the elderly need to support themselves in retirement? So that you can enjoy your old age in peace? I think many people are curious about this question, and there is no definite answer. A 60-year-old Aunt Li said bluntly: "I have 200,000 in my hand and a pension of 3,000 every month. I don't know what I am doing." Do I have enough money to enjoy my old age? I can only live day by day, but even if I have no money, I will work to earn money for retirement." What is going on? Next let us take a look at the following story.

Narrator: Aunt Li is 60 years old

My surname is Li. I am 60 years old this year. I have been retired for five years. I was very happy when I first retired. After all, I no longer have to get up early to go to work every day, and I don’t have to do so much. Come on, you can sleep until you wake up naturally every day, go out to eat whatever you want, and don’t have to worry about running out of money. Anyway, you still get a pension of 3,000 yuan every month, so eating and drinking is no longer a problem.

After living for two years, I discovered that if I continued to spend this little money as I did, it might be gone in a few years. What should I do when I am too old to move? I don’t know if my savings will be enough for me to live in my old age, which is still a bit worrying.

When I was young, I was quite frugal and ate very little. I almost never went out to eat, and I also worked two jobs a day. Although it was very tiring, I also made some money. Through my frugality, I also saved a little money. When I looked at the balance in my card, I felt happy for a long time. Finally, I no longer had to live in poverty. When my children got married, I also had extra money to hold weddings for them. After that, I also paid back It’s good to have 200,000 left.

I am a strong woman who has refused to admit defeat since I was a child. Although my parents cannot give me a superior life, I also know that they don’t want this, so I don’t blame them. Anyway, after training, I have vowed to work hard since I was a child. The idea of ​​making money was not as easy as I thought when I came out of the society, and I didn't have much education, but I never gave up. I worked several jobs a day and persisted even though others couldn't bear the hardship. I came down just to make money and no longer hesitate to buy two taels of pork.

My wife and I only had one son. I also wanted to have another son, but my wife was not in good health, so we both wanted one. Although there was only one, we gave all our love to him. We have a son, and since he was a child, we have never stopped him from anything he wants. As long as we have it, we will buy it for him, just to prevent him from going our way and hoping that he can eat something that we have never had before. something.

But it may also be the reason why we doted on our son too much, which caused him to stop loving reading at a young age. He had the same temper as us and said that he wanted to go out to work at a young age. Study hard and we tried to find a way to deal with tuition fees, but he refused to listen and decided to go out with the villagers to work in a factory.

When my son first went out to work, I cried for a long time, thinking to myself that it would be very difficult for him to find a way forward if he did not study. I understand how difficult it is to develop in society without education, but what can I do? He is If he didn't listen, he could only resign himself to his fate. Later, he worked for a few years and found a girlfriend in the factory. Not long after they got together, they got pregnant. We didn't want our son to become an irresponsible person, so Just let them get married and we will take care of the money.

We spent more than half of our family's savings on my son's wedding. I also knew that I would have to work hard to make money in the future, but seeing my son happy, I didn't feel tired from working. As long as he If I live a good life, I will be content.

After my son got married, he was also very diligent, which may be the reason why he wanted to be a father. He went out to make money on time every day. When he got his salary, he would keep it for his daughter-in-law as soon as he got it. He would not go out and spend a penny randomly. Seeing them It was going well and I was very happy.

At that time, I really wanted my family to live a happy life, but who would have thought that my wife passed away suddenly, which was hard for me to accept for a while. However, after a week of adjustment, I came to my senses and understood that people cannot be resurrected after death. , as long as the living people live well, then my wife will protect us if she knows well under the spring.

After my husband left, I worked for a few years and then retired directly at the age of 55. After retirement, I was completely idle. I lived with a pension of 3,000 yuan every month. I was the only one at home every day. I live alone. My son and daughter-in-law have moved out. They are busy and have no time to come back to accompany me. I understand them and have nothing to complain about. Young people should work hard and make money to support their families.

When I was alone in front of me, my life was pretty good. I had a full schedule every day. I went to square dances and went shopping in shopping malls. When I was tired, I went home to watch TV and read newspapers. It passed by without me noticing. Only half a year passed very quickly.

Later, I may have lived alone for a long time, and I became a little bored and worried, because in the past six months, I did not go out to make money, and all I spent every day was savings and retirement funds. Although it was not much in a day, it was circle The time was really terrible and exceeded my budget. At that time, I was thinking, if I wandered aimlessly like this, what would happen if I really couldn't move that day, or got some terminal illness? manage.

And I clearly feel that as I get older, I find that it is very strenuous for me to walk more, especially when going uphill. A short two minutes actually took me five minutes. , it’s simply too difficult. If this continues, will one day sooner or later my feet be useless? It’s unimaginable.

Although I am old and half-buried, I am still very afraid of death. I am very afraid that I will die that day. In the past, in order to prolong my life, I would exercise and dance square dance every day, but now I I don’t even dare to dance in the square or exercise because I’m afraid that if I suddenly die outside and no one knows about it, it will be troublesome. Anyway, I don’t want to die so quickly at the moment. I still want to live for another twenty or thirty years. ?

I worry every day that I will not wake up at all that day. Moreover, I only have 200,000 in savings and a small pension. What if I need a large sum of money for surgery one day? Where was I going to find the money? During that time, I was really worried every day. My sisters didn’t know what was going on, and they often came to ask me what I was doing. Later, I told them about it.

However, after they heard this, they said to me: "You are stupid, what are you doing thinking about this, it's still early? And don't you have a son? You are afraid that no one will provide for you in old age, calm down." I also I know that my sister is right, and it has always been a tradition to raise children to provide for old age, but I don’t want to trouble my son. I believe that others are the same. They won’t bother their children when they are in trouble themselves. What do I have to do? If time cannot solve it, we should use other solutions to solve it. Unless we have to, we will not trouble our children. So I was also thinking about whether to find a job as a cleaner to earn some pension money. I don’t want to worry about it in the future. When your children are in trouble, you can still have money to go to a nursing home.

I also know that at my age, it’s time to enjoy my old age at home, and I don’t want to go out to the wind and sun. But in today’s society, everything is expensive, and you have to spend money just to go out, so who dares to stop, If you don’t work, you won’t have money. If you don’t have money, you won’t be able to eat. And when you are sick, you won’t be able to get a penny out. What should I do then? Anyway, I don’t want to go through the hard life again, and I don’t want to find anyone else. When borrowing money, it’s difficult to pay it back if you don’t have the money, so I have to consider my retirement.

But when I think about going to work, I feel panicked. There is no easy job. No matter whether I do well or not, as long as my boss is unhappy, I will be the one who suffers. Besides, I have to get up early every day and rush here and there early. It’s very tiring, I don’t have any free time, and I have to say some hypocritical things for the salary. If it weren’t for making money, I wouldn’t want to work anymore. Who doesn’t want to wake up every day with something to eat and money to spend?

Hey, I'm really depressed now. I don't know what to do. Should I find a job and save some pension money, or live day by day. I currently have a savings of 200,000 and a pension of 3,000, but I don't know if it will be enough. It’s not enough for me to support myself in old age. If it were enough, I wouldn’t consider working. I’m already old and it’s hard to find a suitable job when I go out to look for it. It’s also exhausting myself. But I don’t know if my savings will be enough for me in my old age. For retirement, no, I have to do some calculations carefully to see if my savings are enough for retirement. If not, I should go out and find a job as soon as possible and make some money for two or three years. Otherwise, I will be in big trouble by then. , I was so exhausted that even if I didn’t say anything, I would be in trouble for my son.