01 Why are more and more people choosing to live a “low-end life”? As soon as the question
was raised, the number of views on Zhihu instantly reached 302,000.
netizens responded with high praise, "Oh, because it is so fragrant." A pair of shoes used to cost several hundred yuan, but now you can buy them for tens of yuan, and you can save thousands every year on just clothes and shoes. You can also save thousands a year by buying your own groceries and meals every day.
Go to free attractions, parks, museums, and libraries on weekends, take the subway back and forth, and never take a taxi again. In the past, taking a taxi cost several thousand almost every year. Traveling is equivalent to saving four to five thousand. In short,
is low-profile in all aspects, saving money...
can not only pay off the mortgage, support parents, raise children, but also save a little, making life more practical and more ambitious. Do you think it smells good or not?
Yes, isn’t life wonderful like this! Some netizens questioned whether the quality of life is low? In fact, low-end life is a concept relative to "high-end life", which refers to living a high-quality life at a low cost.
Low quality does not mean no quality. It means that under the temptation of various luxury products, people must have a clear understanding of life and society.
Take food and clothing as an example. If time permits, I can buy food and cook for my family after get off work, and I can bring food with me the next day. On the one hand, you can eat healthy food with less money. On the other hand, isn’t it fun for the whole family to sit together and eat together?
Regarding clothing, when you are no longer obsessed with famous brands, but pursue comfort and simplicity, you will become very relaxed and you will not have to spend a lot of time worrying about what to buy every day.
02 There is no such thing as a low-end life. It is just a return to rationality and abandonment of consumerism.
If you want to know more about consumerism, you can watch the documentary "The Culprit of Uncontrolled Consumption"
What is "consumerism"? To put it bluntly, it is to encourage consumption, create some unnecessary gimmicks, and encourage people to overdraw their consumption.
For example, my new clothes are used to please myself, and so is my life.
Although I can't afford a house, I can treat my belly.
Source: Douban netizen
Your weight will not decrease just because you drink one less cup of milk tea.
Source: Douban netizen
Money is not saved, money spent on yourself should never be wasted (this sentence is the cause of exquisite poverty)
The difference between you and the goddess is only a lv bag; if you are a man, you should have it in your shoe cabinet There is a pair of AJ
diamond rings that can only be customized once in a lifetime.
Only children make the choice. I want them.
The only disadvantage is that they are expensive!
...
Have you been hit by the above? Although consumption is an individual's free choice, we must be wary of the "consumerism trap".
Because consumerism will create needs that you don’t need, making you buy and buy. On the one hand, he is a member of the moonlight clan, and on the other hand, he uses various Huabei installment credit cards to make advanced purchases. Some have spent all their money this month before their salary is paid next month, and their wallets are always empty.
What’s even more frightening is that consumerism controls people’s ideas and turns people into material slaves.
They advocate that your consumption is yourself. The more no one loves you, the more you must love yourself, and encourage you to buy, buy, buy. If you are not careful, you will fall into a trap. For example, regardless of whether the financial strength is sufficient, you have to go to a specialty store to buy clothes, skin care products must use overseas brands, and your mobile phone must use an iPhone to have dignity. Buy what you want early and enjoy it early.
A colleague of mine had such a painful experience. When he first started as an intern, his monthly salary was 3k, and he longed for one day to become a real urban beauty.
The popular view at that time was: your consumption is yourself. Watching her local colleagues in the city reciting the LV, having various exquisite afternoon teas every day, and chatting about life in a circle that she didn't understand. Feeling inferior. Think about it, money is earned, not saved.Decisive installment plan, spent 30,000 to buy a bag.
carried it to the office, and everyone asked her where she bought this A product. It was quite true. My self-esteem is frustrated. It turns out that no matter how I objectify, I cannot become a certain kind of person.
I have been frugal and lost a lot of weight for several months. At that time, my family members fell ill and I couldn't afford the money and had to pay off debts. Only then did I realize that savings are the source of confidence for young people.
03. How should we avoid excessive consumption of and ?
1. Learn to keep accounts and sort out your own financial status
Socrates once said that a life without reflection is not worth living. Similarly, if you do not summarize and reflect on past consumption, you will never know where the money has been spent, what money should be spent, and what money should not be spent. The financial situation cannot be improved.
2. Pursue minimalism and give up.
After getting paid every month, first save the money you want to save, and then allocate investment, expenditure, etc.
what is the necessary expenditure. Such as rent, water and electricity bills, buying food and cooking, etc.; unnecessary expenditures, such as drinking milk tea, buying clothes, excessive partying, etc.
Third, recognize your own needs and match the corresponding purchasing power
Rational consumption does not mean that you are not allowed to When you consume, don’t be induced by merchants’ routines, and find a balance between desire and purchasing power.
For example, if your monthly salary is 3,000, don’t buy designer bags in installments. With a deposit of 5,000, don't sign up for various art classes in colleges and universities just to save face.
When you are not sure whether something is what you really need, you put it in your shopping cart for a week, then go back and see if it is worth buying and whether you should buy it now.
Finally, I hope that each of us can act according to our ability and buy what we need.
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