Since the establishment of the occupational annuity welfare system in government agencies and institutions, it has attracted the attention of many enterprise personnel. Because of the implementation of this system,
represents the retirees of government agencies and institutions in the future, who can enjoy two pensions at the same time. Treatment, in this case, is there such treatment for corporate retirees?
1, two pensions
Retirees of government agencies and institutions can receive two pensions. The main reason is that government agencies and institutions have established occupational annuities for employees. This is a supplementary pension insurance system, that is, during the period of employees’ employment, except on time In addition to paying social security in full, an additional occupational annuity must be paid. According to relevant regulations, the payment rate is 12%, of which the employer pays 8% and the individual pays 4%. All expenses will be credited to the occupational annuity personal account. In this case, the occupational annuity can only be received after retirement. In this case, the occupational annuity is regarded as the second pension for retirees.
2, the way of receiving
There are two main ways to receive occupational annuity: one is that retirees can receive occupational annuity monthly after going through the retirement procedures. The calculation method is the personal account balance of occupational annuity divided by a certain number of months. Then the pension is paid monthly according to the amount of income, until the balance of the occupational pension is received.
The other is to withdraw occupational annuities at a time. There are two main ways to withdraw. One is to purchase commercial pension insurance at a time, and then retirees enjoy the corresponding benefits of commercial pension insurance and enjoy inheritance rights, and the other is retirees’ choice To settle abroad, you can request a full withdrawal of the occupational annuity at one time.
3. Enterprise annuity
Institutions and institutions have occupational annuities, and enterprise units also have enterprise annuities. Although the names of the two are different, their essence is the same. Both belong to the supplementary pension insurance system, but the enterprise annuity does not Compulsory, while occupational annuity is mandatory.
In recent years, in order to attract talents, some companies have established enterprise annuities for their employees. In this case, as long as employees and companies continue to pay, they can receive a second pension after they retire. Up.
