In recent years, the car rental industry has become increasingly popular. Whether it is an ordinary car or a luxury car, it has its own market. Take luxury cars as an example. Nowadays, many people choose to rent a few cars to show off when they get married. However, because young people lack financial strength and want to experience luxury cars, they may also choose to rent a car to have fun.
There is a Mr. Cao in Changsha, Hunan. He spent 1 million yuan some time ago to buy a BMW i8, which is a sports car model launched by BMW . It's just that Mr. Cao regretted not long after buying the car, because he still had a car in his name, and he couldn't usually drive so many cars.
In order to avoid wasting resources, he decided to put the car in a car rental company to make some money. After finding a large local company, we signed the relevant contract. What Mr. Cao didn't expect was that he had rented the car for less than a month and it was totaled without even receiving the rent.
It can be seen from the pictures that the car was very seriously damaged, and even the engine was somewhat damaged. At that time, the loss assessment given by the 4S store was 200,000 yuan, plus a depreciation fee of 100,000 yuan. In other words, when Mr. Cao rented out the car, instead of making any money, he actually lost 300,000 yuan.
When something like this happened, the first thing he thought of was to find an insurance company to settle the claim. After all, hundreds of thousands of dollars is not a small amount. If you can get insurance, that is definitely the best. As a result, the insurance company's claims adjuster took a look at Mr. Cao's car and said that the car was not covered by the claim.
This surprised Mr. Cao very much. He spent so much money on the insurance, but why couldn’t he claim compensation if there was an accident? Isn't this pure money fraud? As a result, the claims adjuster explained to Mr. Cao: You originally bought commercial insurance, and the car was crashed after being rented out, which is equivalent to a commercial vehicle.
Mr. Cao did not expect that he would suffer this loss. If the insurance company determined that his car was a operating vehicle, the commercial insurance purchased at that time would definitely not be valid. After the insurance failed, Mr. Cao found the taxi company again, hoping that they could give an explanation.
The boss of , a car rental company, said that the car was involved in an accident in the hands of the customer, so the claim should be made to him. But after Mr. Cao called the taxi driver, the taxi driver was unwilling to pay any compensation at all. He said that the car was rented by himself. If there was an accident, he should go to the car rental company. Why should he come to him?
After investigation, Mr. Cao found that the car renter’s driver’s license had expired, and the car rental company did not check this information and directly rented his car to a problematic person, which caused an accident. It should be borne by the car rental company. Therefore, Mr. Cao identified the taxi company. After both the insurance and the renter refused to compensate, Mr. Cao firmly determined that the taxi company should bear this responsibility.
As a result, the boss of the car rental company said that when they rent a vehicle, they only look at the consumer's driver's license , regardless of the driver's license. This is their company's rule, so this kind of thing is not caused by their negligence. The dilemma Mr. Cao faces now is that he doesn't know who to ask for compensation.
He believes that both the car rental company and the car renter are responsible, but the car rental company has always refused to compensate because he has no money, while the car rental company believes that it has no responsibility and does not want to compensate. I wonder what everyone thinks of this?
