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Traffic Accident Regulations

After a traffic accident occurs, the liability of the party concerned shall be determined according to the degree of fault of the traffic accident. If the accident is caused by the fault of the party concerned, the party at fault shall bear full responsibility. How to deal with the accident without car damage insurance? If you take full responsibility, the insurance company will compensate within the limit. If there is no car damage insurance, you will compensate by compulsory traffic insurance. If the limit of compulsory traffic insurance is exceeded, you will be liable for compensation. Article 22 If the parties reach an agreement through negotiation, the following methods can be used Performance of compensation for road traffic accident damages: (1) The parties themselves compensate; (2) Claim compensation from the insured’s insurance company or road traffic accident insurance claims service location, and if the parties fail to perform through negotiation, they may apply to the People’s Mediation Committee for mediation or apply to the People’s Mediation Committee. The people's court filed a civil lawsuit.

Compulsory Insurance Regulations

Article 21 of the Regulations on Compulsory Motor Vehicle Traffic Accident Liability Insurance: A road traffic accident involving an insured motor vehicle causes a road traffic accident other than the insured person or the victim In case of personal injury or property loss, the insurance company shall compensate within the liability limit of the compulsory motor vehicle traffic accident liability insurance in accordance with the law. Road traffic accident losses are deliberately caused by the victim, and the insurance company will not compensate. 2. Traffic accident handling work Steps The handling of traffic accidents can be roughly divided into the following steps: 1. Accept the report. After receiving the report from the party or others, the traffic management department of the Public Security Bureau shall file a case in accordance with the jurisdiction; 2. On-site treatment, after the traffic management department of the Public Security Bureau accepts the case, Immediately send personnel to the scene to rescue the injured and property, survey the scene, and collect evidence.

Damage Compensation Mediation Form

3. Determination of responsibility, the traffic management department of the Public Security Bureau, on the basis of ascertaining the facts of the traffic accident, determines the cause and effect of the parties’ violations and the cause and effect of the traffic accident Liability of the party involved in a traffic accident, 4. Adjudication and punishment, the traffic management department of the Public Security Bureau shall, in accordance with relevant regulations, issue a warning, fine, temporarily detain, revoke the driving license or detain the person responsible for the accident.5. Mediation of compensation for damages, for the compensation of casualties and economic losses caused by traffic accidents, in accordance with relevant regulations and compensation standards, and according to the accident liability, the traffic management department of the Public Security Bureau shall convene the parties for mediation, and the two parties agree to reach an agreement. The mediator prepares and issues a mediation statement for damages.

Mediation within a fixed time limit

6. Sue to the court, and if both parties fail to mediate within the statutory time limit, the traffic management department of the Public Security Bureau shall terminate the mediation and issue a mediation conclusion, and both parties will initiate a civil lawsuit in the court. Friends who like this article like to comment! Want to get more relevant legal knowledge? There is also the problem of "traffic accidents"? You can directly click "Learn More" at the bottom left of the article to communicate with Mr. Song online,