Tong Jingwen just got married, which was a big happy event, but Tong Jingwen, who had just become a wife, encountered a big problem: her parents-in-law had to pay the full amount to buy a house for their couple.
Some people may be puzzled. If you don’t spend a penny, you can live in a new house. What’s the point of confusion about this? Isn’t this a great good thing? Some families don’t have this condition if they want to buy a house in full.
But Tong Jingwen doesn't think so.
Tong Jingwen and her husband Zheng Ye just finished their certificate last month and started looking at the houses everywhere. After all, it is different from when they were in love. Now the two have formed a family, taken root in this city, and will have children in the future. What is the root of not having a house of your own?
The couple first saw a school district house, which was a good environment and was in the city center, so there was nothing wrong with it except expensive. When Tong Jingwen saw the unit price, she took a breath and said that it cost more than 30,000 yuan per square meter! The down payment alone will cost less than one million!
Let’s not talk about whether they can take out so much down payment at one time. After they really buy it, they will pay off their mortgage every month. Will the whole family drink the northwest wind?
Tong Jingwen and Zheng Ye are both ordinary working families, and their parents can't save so much in their entire lives. Besides, the mortgage loan of this house will have to be paid for 30 years. As soon as you get married, the couple naturally don’t want to.
Can't afford a house in the city center, so the couple settled for the second best and chose a remote one. The house is a three-bedroom apartment with a total price of 1.5 million yuan. Although the location is remote, the subway entrance is not far away. The transportation is quite convenient and it is convenient to go to work later.
Tong Jingwen thought about it in her mind. The down payment for a house of 1.5 million is about 500,000 yuan. She took 200,000 yuan from her parents, and then the house was added with her name as the joint property of the couple, and the two of them paid off the mortgage together after marriage.
In this way, you can pay off your mortgage in more than ten years, and two people can still have living expenses every month.
The couple was very satisfied with this room. Tong Jingwen was already planning the layout of the room in the future: "Zheng Ye and I live in the master bedroom. After marriage, we will definitely have two children. Then one child will live in one room!"
It is obvious that in Tong Jingwen's plan, this room does not have a place for her parents or in-laws, and she does not plan to live with her elders.
However, my parents-in-law came over soon.
A few days ago, my parents-in-law went to her house for dinner. At the dinner table, my parents-in-law told them what they thought and wanted to pay the house in full: "Let's forget it. If you borrow to buy a house with , you will get 6,000 yuan per month, which is almost half of your salary. What should I do if I have a baby after I have a baby? If you want to raise a baby at home, you will have no income for a long time. After paying off the mortgage, you will have no extra money to live. When the child is born, the expenses will be even greater. How can you ensure your quality of life? Our grandson's quality of life cannot be guaranteed. Isn't we just buy a house for the sake of the children? Why not grit our teeth now and buy the house in full, and you will not be under such great pressure in the future!"
in-laws are willing to fund the full amount of money to buy a house, so Tong Jingwen is naturally happy. But soon, she discovered something was wrong. Where did her in-laws get 1.5 million? This is not a small number.
"We plan to sell the house we live in now and the old house in our hometown in our county. With the savings of so many years, we can almost raise 1.5 million."
Tong Jingwen was moved after hearing this. Her parents-in-law wanted to sell her house and support her couple in buying a house!
But she hadn't been moved for long, and she came back to her taste.
"Not right, my parents-in-law sold the house, where do they live? It's impossible to rent a house, should we live with us?" Tong Jingwen thought silently in her heart, without saying a word.
As expected, the mother-in-law paused for a while and continued, "When the time comes, we can move to your place, and we can still take care of your children, and mom can also serve you during confinement and do housework for you. How great is this! Aren't it three rooms? You live with Zheng Ye, and we are one room, and the children live alone. Even if you have a second child in the future, it will be a long time later."
Tong Jingwen lowered her head and didn't speak, and she didn't want to live with her in-laws.After all, my living habits are not in line with each other, and now I look quite harmonious. What if there are conflicts in the future? Will Zheng Ye always stand on his side? How could she live her life if she looks up but doesn’t look down?
After saying this, they were not happy when Tong Jingwen looked unhappy. For the sake of the children, it is under great pressure to bear the mortgage, but Tong Jingwen is not grateful and even dislikes them!
Zheng Ye was also very unhappy with her husband. It was a great thing for parents to be willing to help, but the wife not only did not appreciate it, but also rejected her kindness. What an unfilial daughter-in-law!
Tong Jingwen was even more worried when she saw her husband's attitude. She was standing on her parents' side now and living with her in-laws soon, so her husband would definitely not talk to her. To take a step back, the house is the money spent by her parents-in-law. Can she add Tong Jingwen’s name to the house?
The house has nothing to do with me, she can’t live in peace!
Faced with the persuasion of her husband and in-laws, Tong Jingwen was confused. Should we accept the advice of our parents-in-law to buy a house in full?
