Client situation: female, age 45+, Interior staff , married and have no children. About insurance: I have known a customer for more than a year. She has a moderate recognition of insurance and feels that she needs to buy it in the future, but she thinks it is not very urgent. She is not yet 50 years old and is in good health. She hopes to buy insurance before she is 50 years old (50-year-old customers purchase insurance and will undergo a physical examination as required). I have always believed that spending a few hundred yuan a year to buy medical insurance is a waste. Why this time the communication insurance: The customer wants to accompany his family to bed. According to the current regulations of the hospital, the hospital needs to test the new crown situation of the person accompanying the bed. At the same time, it is necessary to do throat swab , blood test and ct. The result is ct. It is found that the 2mm small nodule in the lungs. Current suggestions: The hospital's test results are 2mm*3mm solid nodules, but it may be nodules caused by chronic inflammation. The customer will change to an authoritative hospital and re-examine the follow-up visit in the specialist outpatient clinic.
Insurance suggestions: The customer has just found a solid lung nodule (2mm*3mm). Generally, health insurance will be required to extend the insurance for half a year to one year before taking out the insurance, and it will be excluded even after the insurance is successful. Customers can choose annuity products that do not require physical condition to save money for possible future illnesses. In addition, some annuity products will give away medical resources. So why should you take out insurance as soon as possible: when your body is completely healthy, you will fully protect your body, and will not be excluded from various diseases, postpone or even refuse to cover.
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