Can I buy insurance if I have a disability? Regarding this issue, Beijing Life Insurance will introduce insurance-related knowledge points to you today for your reference.
Those with disabilities may not be able to purchase insurance
million medical insurance and critical illness insurance
If you are mildly disabled, depending on the degree of disability, you have the opportunity to take out insurance. If you are paralyzed, physical deficit, blindness, hearing impairment. For people with mental illnesses, critical illness insurance and medical insurance are refused insurance.
Accidental insurance
If it does not affect daily life, even if you are disabled, you will have the opportunity to take out insurance according to the degree of disability. However, if it is severely disabled and has affected daily life, such as paralysis, there will still be certain restrictions when purchasing accident insurance. For example, some accident insurance is refused insurance for paralyzed patients.
Social Security
Social Security is a benefit given by the state. Whether it is a man or a woman, a young man, or whether it is a disabled person, you can purchase social insurance .
cancer prevention insurance
can pay an insurance premium after the insured suffers from malignant tumors. Health notifications are relatively relaxed. As long as they are not suffering from malignant tumors or related diseases, they can be insured.
The country has different levels of disability classification, which can be divided into ten levels, meet the standards for the certification of persons with disabilities, and will be issued with professional certification by state organs.
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