Many people see the bright side of the stars, and it is difficult to see the sad side behind the stars...
I wonder if everyone knows Chen Lihong, he is a senior media person and a famous speaker in Taiwan. Life was very happy, but it was changed because of a serious illness.
media once reported: "Taiwanese famous vocalist Chen Lihong was shocked to the fourth stage of brain cancer last year. After chemotherapy and target treatment, he gradually returned to normal. However, he developed discomfort symptoms at the end of last month. In addition to brain cell necrosis, cancer cells were also found. The monthly medical expenses were as high as 400,000 yuan. Li Mingliang, the former director of the Department of Health, sent a letter to hope that friends would help."
Li Mingliang, former director of the Taiwan Department of Health, sent a letter to hope that friends would help."
Li Mingliang, former director of the Taiwan Department of Health, Li Mingliang, sent a letter to him. He once talked about Mr. Chen's family situation. He said: "Chen Lihong, the second generation of other provinces, has been working hard for Taiwanese people in the past. Because the cost of new drugs and target treatment in the United States is expensive, plus the cost of children's education, Chen Lihong is an unbearable economic pressure for Chen Lihong. I hope to raise enough costs for him."
It is very ironic that when Mr. Chen was in good health, he complained many times in interview programs about how insurance fraud is useless. In public programs, he told everyone not to buy insurance, but rather invest. Unfortunately, it was ruined in the end. His friend once said: "If he even takes a small part of the investment money to buy a critical illness insurance, he will probably not completely change his entire family life due to huge medical expenses."
It's a pity that "there is no regret that the book is used when it is used, and insurance cannot be bought in urgent need!"
If you say insurance is not important, then it is not important; if you say insurance is very important, then it is very important. Whether it matters or not depends entirely on one's own thoughts. Of course, if you can say with certainty, "I won't encounter any risk, I don't need it." Insurance is naturally not needed, because it is originally one of the ways to resist risks.
insurance is like this. I think it’s expensive when I buy it, and I feel annoying when I pay the fee, but I regret buying it when I make a claim! Buying insurance is not about spending, but about moving the money from your left pocket to your right. Buying insurance is not to make money, but it is the best way to reduce accidents and disease losses and pass on risks. Insurance premiums are a microcosm of living expenses. Cheap premiums represent poor life. Are you willing to discount your future living standards? So what is expensive is living expenses, not insurance expenses.
basic functions of insurance
basic functions of insurance are the original and inherent functions of insurance. There are two main views on the basic functions of insurance. One view believes that the basic functions of insurance are to share losses and compensate losses or pay insurance benefits; the other view believes that the basic functions of insurance are economic compensation and insurance benefits payment functions.
Economic compensation function: is to pay compensation according to the actual amount of the subject matter of the insurance contract after an insurance accident occurs or a loss is caused. This is the basic function of property insurance;
Insurance payment function: is to pay the insurance both parties to the insurance according to the insurance amount agreed in the insurance contract when the insurance accident occurs. This is the function of personal insurance.
provides five major guarantees
Income guarantee: In case of events, it will provide you and your family with cash equivalent to the income of several years in the future.
Property protection: ensures that your property belongs to you, and at the same time ensures that your family’s property does not shrink.
Family future guarantee: realizes the plan for children to enjoy education and realizes the dream of a family's eternal prosperity.
Family Responsibility Guarantee: enables you to truly be "filial to your parents", "raising children", and "husband and wife respect and love each other".
Life value guarantee: Ensure that you have medical expenses when you are sick, ensure that your family will not be poor due to debts, and ensure that your life value continues.
share four pressures
living expenses: Survival requires materiality, life requires quality, and life requires value. In case you don’t have the ability and time to make money, how can you ensure these three aspects?
Pension costs: Income decreases, expenditure increases, and health is getting weaker. After decades of work, how will you spend your old age happily?
Medical expenses: Whether it is minor or serious illness, you must pay a certain medical expenses. Are you ready?
Funeral expenses: people will eventually leave the world. Looking at the forefathers, have you shining your ancestors? Looking at future generations, are you leaving debts or wealth?
Only insurance can share these pressures without hesitation.
assumes three major responsibilities
Support parents: Parents work hard all their lives, how can they make their parents live happily and live a happy life?
Loving couples: After ten years of cultivation, they can cross the same boat, and after a hundred years of cultivation, they can sleep together. The couple should share their lives and support each other. How can they jointly resist the coming of risks?
Raising children: Raising children to grow up and educating children to become successful. How should parents assume this important task?
These responsibilities can only be borne without regrets.
only for one purpose
emergency poverty alleviation: A person may encounter sudden risks in his life, such as serious illness, accidental disability, death, etc. Anyone who encounters risks will need to spend a lot of money, and even more so, it will lead to insufficient income. Often at this time, only insurance can provide a lot of cash to help you at the fastest speed. Have the above information from
originated from insurance? insurance is very professional, you need to be cautious when purchasing, and refuse favorable insurance, so the protection is more considerate. Have been guaranteed? Do a more professional Hong Kong insurance evaluation? Welcome to get the evaluation report for free. If you need to reprint, please indicate the source.
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