As you have seen recently, the yen exchange rate continues to fall, which is the lowest level of in the past six years, .
In response to this, Bank of Japan President Kuroda Haruhiko said that the Bank of Japan is looking forward to promoting demand growth by implementing a loose monetary policy beyond . While corporate income increases and employee wages rise, prices show a slow rise. On the one hand, the depreciation of
yen will increase the export performance of Japanese companies, and on the other hand, it will also increase the import cost of raw materials. Japan Economic Group Federation President Masahiro Tokura said in an interview with the media recently that depending on the industry and industry, the impact of the depreciation of the yen is also different, and it is best to maintain stability.
So, what impact will the decline in the yen exchange rate have on us? Please listen to the editor’s story...
The impact of the depreciation of the yen
► The depreciation of the yen for international students is equivalent to the appreciation of the RMB, which means that studying in Japan is quite cost-effective at this time. is equivalent to a 76% discount. Why does say so? For example, if you apply for a language school in Japan, the tuition fee for the first year is around 1.7 million to 800,000 yen . Previously, I went to Japan to study in a language school ( exchange rate 0.068), and the tuition required to pay in the first year was about RMB 47,600 to 54,400 .
Now apply for a language school (today's exchange rate is 0.052), and the tuition fee required for the first year is about RMB 36,100 to 41,300 . In other words, in terms of tuition fees, you can save more than 10,000 yuan. For international students from ordinary families, the 10,000 yuan saved can be used to buy air tickets to Japan, or as living expenses after going to Japan, which can all relieve the family of a lot of economic pressure.
► Home buyers
At this time, the yen exchange rate is down, and is a godsend opportunity for those who want to buy real estate in Japan. is depreciating because the yen is yen depreciated, so for people with high transaction volume, the more they exchange yen at this time, the more they "make". The biggest advantage of the decline in exchange rate is that buying a house in is cheaper to . Based on a house worth 20 million yen, it would cost RMB 1.3 million to depreciate the house before it depreciates, but now it only costs RMB 1.04 million to buy it! Save more than 200,000 yuan!
yen depreciation is very friendly to international students and home buyers, but may not be so friendly to friends who live and work in Japan. The depreciation of the yen means that one's salary has also shrunk to a certain extent. This period of time is very unsuitable to send money back to China from Japan.
But in order to ease the public The Japanese government has also announced various welfare policies. Next, let’s take a look~
Subsidy issued by Japan
► International students are given a subsidy of 100,000 yen
According to NHK, the Japanese government plans to issue .1 million yen (≈5390RMB) subsidy to international students who are unable to obtain income from working due to the epidemic and are in financial difficulties. The applicants are , an international student who entered the country before the end of March. Japanese students studying in universities, colleges, technicians, , etc. can also apply for emergency subsidies. Applicants apply to their school, and the school will issue a subsidy before the end of this month after review.
► People who live on pensions, each person is 5,000 yen
According to FNN, on the 15th, Japanese ruling cadres of Liberal and Komeito parties held talks with Prime Minister Kishida and demanded that people who live on pensions pay COVID-19 countermeasures subsidies. According to relevant sources, is expected to pay 5,000 yen per person . According to several relevant people, it is estimated that "subsidy is targeted at 26 million people, with a total scale of 5,000 yen per person, with a total scale of 130 billion yen" .
► Increase children's allowance
The government has also decided to increase children's allowance. On the basis of the original allowance, each child of a family receiving children's allowance will increase the "temporary special payment" of 10,000 yen per child. The specific amount and conditions for are decided by the regional governments themselves. Parents can consult the local department responsible for "Children's Hands".
► Enterprise welfare subsidies
Since the epidemic, the Japanese government has successively issued subsidies to individuals and enterprises to varying degrees. On January 18, 2022, it decided to issue a business resurrection support fund of up to 2.5 million yen to enterprises and individual business owners again.
► Object: 1. Small and medium-sized enterprises and individual business owners in all industries in Japan; 2. From November 2021 to March 2022, the monthly turnover decreased by more than 50% compared with the same period between November 2018 and March 2021; or a decrease of more than 30% or 50% was not over; 3. Enterprises and business owners affected by the new crown epidemic.
► Payment amount: 1. Payment amount = turnover in the base period - turnover in the target month × 52. The base period is any period of "November 2018~March 2019", "November 2019~March 2020", "November 2020~March 2021" [To facilitate the identification of the target month, the period used to compare the turnover month (base month)] 3. The target month is any month from November 2021 to March 2022 (the turnover decreases by more than 50% or more than 30% or more than 50% less than 50%) 4. The payment amount varies according to the decrease of turnover by more than 30% or more than 50%
1) The turnover decreases by more than 50%, and is based on the annual business of enterprises and individual business owners The amount varies. Personal business owners: enterprises with a maximum payment of 500,000 yen and an annual turnover of 100 million yen and less than 500 million yen: enterprises with a maximum payment of 1 million yen and more than 500 million yen and less than 1.5 million yen and less than 500 million yen: enterprises with a maximum payment of 1.5 million yen and more than 2.5 million yen and less than 2.5 million yen and less than 2.5 million yen and less than 2.5 million yen and less than 2.5 million yen. In short, in order to deal with the epidemic, the Japanese government has issued subsidies of varying degrees to help everyone overcome the difficulties of the epidemic smoothly. Of course, its ultimate goal is to drive the country's economic growth and promote consumption. As everyone living in Japan, the Japanese government will have a bottom-line solution for difficulties in medical care, education, travel, etc.
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