Recently, our city issued the "Notice of the Luohe Municipal People's Government on Issuing Several Measures to Further Relieve Difficulties and Promote Stable Economic Growth in Luohe City", which clearly proposes to increase the intensity of entrepreneurial guarantee loans, and ensure the issuance of entrepreneurship loans of 1.6 billion yuan by 2022, and strive to invest 11 billion yuan .
Entrepreneurship Guarantee Loan is a public welfare entrepreneurship loan guarantee institution established by the government. It guarantees entrepreneurial loans provided by qualified entrepreneurial individuals and small and micro enterprises. It is issued by the bank and provided by the finance department to provide interest subsidies to support individual entrepreneurship or small and micro enterprises to reduce the burden of entrepreneurship. The annual interest rate of loan is only 2.2% .
Personal Entrepreneurship Guarantee Loan
All types of entrepreneurs who come to Luo, return to Luo, and Luo who are not employed in government agencies, enterprises and institutions when starting their own business can apply. When applying for
, the husband and wife should have no other loans except for school aid, poverty alleviation, housing, car purchase loans, and small consumption loans below 50,000 yuan (including credit card consumption). To apply for a personal entrepreneurship loan, you only need to provide a personal ID card, and the loan funds will be directly sent to your personal account within 7 working days. If you meet the conditions, you can apply for a maximum entrepreneurial loan of 200,000 yuan.
Partnership (Organization) Entrepreneurship Guarantee Loan
Loan Object:
1. All types of entrepreneurs who come to Luo, return to Luo, and Luo who are not employed in government agencies, enterprises and institutions when starting their own business can apply.
2. In addition to small consumption loans for education, poverty alleviation, housing, and car purchase, the husband and wife should have no other loans except for small consumption loans of less than 50,000 yuan (including credit card consumption).
3. Adopt economic entities that meet the organization's employment shall not be less than 50% of the total number of employees and have signed labor contracts for more than one year.
Partnership and organization can apply for a maximum entrepreneurship loan of RMB 1.5 million.
Entrepreneurship Guarantee Loan for Small and Micro Enterprises
Enterprise Loan Application Conditions:
1. In the 12 months before applying for a loan, the newly recruited personnel meet the requirements reached 15% of the existing number of employees in the enterprise (the number of enterprises with more than 100 people reached 8%).
2. Sign a labor contract with employees for more than one year, pay social insurance (participating in urban and rural residents' pension insurance is deemed to be paid social insurance), and have no serious illegal and irregular credit records such as defaulting on employees' wages.
can apply for a loan of up to RMB 3 million.
Loan processing consultation phone number:
Luohe Entrepreneurship Loan Guarantee Center:
0395-3173526
0395-3166287
18603950056 (Consultation on the same number on WeChat)
Yancheng District Human Resources and Social Security Bureau Entrepreneurship Loan Guarantee Center: 0395—6199266
Yuanhui District Human Resources and Social Security Bureau Entrepreneurship Loan Guarantee Center: 0395—2136337
Zhaoling District Human Resources and Social Security Bureau Entrepreneurship Loan Guarantee Center: 0395—2605959
Development Zone Human Resources and Social Security Bureau Entrepreneurship Loan Guarantee Center: 0395—2661192
Wuyang County Human Resources and Social Security Bureau Entrepreneurship Loan Guarantee Center: 0395—7338080
Linying County Human Resources and Social Security Bureau Entrepreneurship Loan Guarantee Center: 0395—8867536
Luohe Xicheng District Organization, Personnel, Labor and Social Security Bureau :0395—5751168
Luohe Urban-Rural Integration Demonstration Zone Organization, Human Resources, Social Security Bureau :0395—3195011
Application method
(I) On-site application:
Loan applicant goes to (No. 647 Huanghe Road) Municipal Human Resources and Social Security Bureau Entrepreneurship Loan Guarantee Center 504 and 505 acceptance windows.
(II) Online application:
Applicants or enterprises register real-namely through Luohe Government Service Network or WeChat public account and submit complete loan information.
(scan the Henan employment QR code to enter the system and register and log in as an individual or unit)
Information source: Luohe Municipal Human Resources and Social Security Bureau
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