Introduction
It turns out that among these assets with an average of 3.18 million yuan, real estate accounts for 70%. It can be seen that the rise in housing prices has brought huge economic burdens to countless families. But now the property market may usher in a selling wave. According to industry insiders' predictions, future housing prices are likely to exceed our imagination, which is unbelievable. So what factors affect the level of housing prices? Industry insiders have given 3 views, do you agree?
In the second half of 2021, the housing prices in my country's real estate market rarely declined, and this decline was not in local areas or individual cities, but in major cities across the country. One of the important reasons for this situation is that my country's real estate market is gradually becoming saturated.
At present, the housing ownership rate of urban families has reached 96%. On average, every urban family owns 1.5 houses. Through analyzing the specific data, we can see that as many as 31% of households with two or more properties are currently owned by as many as 31%; and households with three houses also account for about 10.5%. That is to say, about 108 million families own two properties.
and 38 million families own three or more properties, the saturation of the real estate market has become increasingly obvious. In theory, this supply and demand relationship should lead to relatively low prices of real estate, but the facts are exactly the opposite. House prices continue to rise due to the blind speculation of real estate speculators and the unhealthy investment of developers. At present, my country's real estate market is in an immature and unhealthy stage of development, so it has also brought about a series of problems.
is to stabilize the development trend of the real estate market and to ensure that housing prices reach a reasonable and healthy level. As early as 2016, my country introduced policies to implement the concept of housing for living, not for speculation, and severely cracked down on the housing speculation behavior of real estate speculators. Under the influence of this policy, the rate of rising housing prices has also been controlled.
, especially in 2021, due to the influence of multiple factors such as the gradual saturation of the real estate market and the slowdown in urbanization, domestic housing prices have rarely fallen. In order to prevent excessive declines in housing prices and affect economic development, many regions have even introduced a decline limit order, which is unbelievable.
Affected by this, some real estate speculators and illegal businessmen who hoarded commercial housing not only did not make money through real estate speculation, but instead made losses. Therefore, the enthusiasm for real estate speculation has dropped significantly. In addition, the introduction of property tax and property taxes have finally stopped sticking to it and chose to sell the real estate in large quantities to recover their losses. This behavior of real estate speculators will undoubtedly bring more housing resources to the real estate market and will prompt a further decline in housing prices.
At the same time, industry insiders have also made relevant speculations about domestic housing prices. After analyzing the current situation, industry insiders agreed that housing prices will continue to fall and fall to incredible levels for a long time in the future, and there are three main reasons for this situation.
The first is the policy impact of housing for living, not for speculation. Housing is a rigid demand and an important project that concerns the national economy and people's livelihood and people's well-being. If housing prices are allowed to rise excessively, it will bring a greater economic burden to the general public and seriously affect residents' sense of happiness and happiness index. Therefore, in terms of policies, excessive housing prices will be curbed.
The second reason is that the real estate market is about to be saturated. As we said before, the supply of commercial housing has long exceeded the demand. At the same time, due to the slowdown in the domestic urbanization rate, the potential demand for commercial housing is also decreasing. Against this background, a decline in housing prices is inevitable. The third reason for
is that property tax is about to be implemented. After the real estate tax is implemented, families with multiple properties will bear more tax burdens. Therefore, many families with many real estate are selling their real estate, especially those speculators. Because the more real estate they hoard, the more serious their losses will be.
Through the analysis of the above factors, we can come up with a positive answer. Although housing prices in the future will not fall to bargain prices, housing prices in second- and third-tier cities will still shrink seriously. This also reminds us that if it is not a particularly necessary need, don’t buy real estate for the time being and insist on buying it, first-tier cities and new first-tier cities are a good choice.
Conclusion
House prices have touched the hearts of countless people. Whether housing prices rise or fall, they will arouse dissatisfaction among some people. Rising housing prices is very unfriendly for those who have not bought a house, and falling housing prices will make people who have already bought a house dissatisfied. This tells us that the regulation of housing prices should be carried out step by step and should not be too hasty.