I am Zhejiang Fangge and a senior real estate investment expert. You wish you met too late, Brother Fang is not like other self-media, who hides you from your home buying mentors and makes you confused! Brother Fang is a practical person and only talks about the most useful operations and suggestions for you.
Follow the WeChat official account of "Zhejiang Fangge" to help you solve the problem of buying a house, let you see the advantages and disadvantages of the property, let you buy a good house and live in a good house, and make a lot of money in investment.
Question: Hello Brother Fang, I would like to ask the three real estate projects of the Lower City Beichunyu Lanting and Chun, Yunjing and Zizhangtai, which is more valuable to buy? Let me first explain that I am not a houseless household.
Answer: These three properties are all in the Sandun North area, which is the best choice. But the investment opportunities are not very big.
First of all, there are too many people staring at, and there are not many corresponding houses. Whether you can get it depends on luck, just like a lottery. Although it is valuable, what opportunities are there?
Secondly, Zizhangtai will probably give 80% of the tilt ratio of households without houses, so if you are not a houseless, you will probably have no chance.
Let’s talk about Chunyu Lanting and Chunhe Yunjing. Both properties have a price limit of 33,000 yuan/m2, which is 14,000 yuan/m2, which is quite tempting. Its investment value is available, and it will generally not be recognized as a hot project, so your investment opportunities will be greater. In short, investment value is one aspect, and investment opportunities are the other. You are not a homeless person, but relatively speaking, some easily available properties have more investment opportunities.
asked: Hello Brother Fang, we want to buy a stacked villa, but the purchase restriction area is 60% down payment, which is a bit difficult. I heard that Qingshan Lake does not have purchase restrictions, and the mortgage repayment is the first home, which meets our needs. I also like the environment of Qingshan Lake. Are there any recommendations for low-density houses near Qingshan Lake with a total price of about 4 million yuan? I now live in Vanke Xilu, Xihu District public education is relatively good, and my child is about to go to elementary school, so I can't sell this set for myself. I hope to buy a stacked villa and you can go there to live there on weekends and relax.
Answer: It is indeed a bit difficult to recommend when buying a duplex villa at this price, because I can’t choose a good duplex villa at Qingshan Lake, I personally don’t think it’s a proposition. You can consider the courtyard house in Yongjingshan. The environment is good, the price is not expensive, and the price is quite good.
asked: Hello, my household registration has been moved to the school this year. Can I buy a house in Xiaoshan ? Can you recommend Xiaoshan real estate with a total price of around 3 million?
Answer: If you move your household registration to the school, you can buy a house in the purchase restricted area in Hangzhou. There are roughly three areas to choose from:
1, , Xiaoshan City North, with a price limit of 37,500 yuan/㎡. You can follow Binjiang Cuiyu Huating, Greentown Guiyu Tinglanxuan, and Xingyao Xingmanli.
2, Xiaoshan urban area, price limit of 34,000 yuan/㎡. You can watch the Binjiang Boyu Huating project, which is very close to Boao Road Metro Station and has a very cost-effective subway platform.
3, Xiaoshan Ningwei, price limit of 33,500 yuan/㎡. In the later stage, we will concentrate on supplying three projects of our group, Ruyue Meijing. As for Shunfa’s projects, this property should not be different from each other. There are quite a lot of choices for
, but the lottery is very difficult. If you are not married, you are not considered a houseless person and you cannot enjoy 50% or more of the house tilt.
asked: Hello, I have a house from Sunac Future Hai. If I sell it now and sign other properties with lottery, is this possible? I am also worried that the house I have is not easy to sell, because the price is not high now. Do you think there is still room for growth in the house I have? Do you need to sign a lottery? I was worried that if I sold it, I wouldn't win.
Answer: Although there are still real estate projects with good cost performance now, just like you said, it may not be defeated if you sell it, so there must be a certain possibility of missing out. You see, if you want to hang it out first, sell it and shake the new house if you are satisfied, and if you are not satisfied, just leave it. This is relatively safer.
asked: Hello Brother Fang, I would like to consult you again. The total price in my mind is 1.5 million. I need to go along the subway or along the future subway. Because I take the subway to and from get off work. If the house is close to the subway entrance, it will not be convenient. I work on Fengqi Road. This price is definitely a small apartment. New or second-hand houses are fine. I live in it myself. An agent recommended Jiuyang Huating Community, a resettlement housing, so I have been undecided. Which one should I buy from old and dilapidated second-hand houses or resettlement housing?
Answer: In fact, the value preservation level of resettlement housing in suburban areas is not as good as that in the old and dilapidated areas in the city, and your commuting time will vary greatly. It is recommended that you consider the convenience of commuting. For old and dilapidated urban areas, follow your work location and search for them along the subway. When buying a second-hand house, you can only go more and see more and compare yourself, and there is no shortcut.
Judging from the location of Jiuyang Huating, it is recommended that you consider visiting the big city courtyard and the sunshine city. The high-rise buildings in Yongjingshan are also fine, although the winning rate is low, at least try it. Then go to see the second-hand house at the same time and make plans for both.
asked: Hello, I want to buy a school district house, the total price is around 6 million. Can you recommend it? My husband wants to buy the best school district for the old and dilapidated small children in Xihu District. I am worried that the school district will become worthless in the future, so I want to buy the new school district house in Binjiang District times. Brother Fang has any comments?
Answer: If you want to have a new house, you can consider Hangzhou Yuanli, the school district may be the Xiawan Campus of Maiyuqiao Primary School, and Daguan Middle School, and ; Coral Century, the school district may be the Qiushi River; Jiangnan experiments can also be considered. It seems that the value of the school district is still there and there will be no big changes.
Question: Hello, I have no house and I am single, an e-level person, and I currently live in a hotel-style apartment. If you want to buy Sky City or Xixi Mansion in Future Science and Technology City, the down payment is about 1.2 million yuan. Is it necessary for me to sell my own apartment now, increase my down payment budget, and buy a larger apartment? Actually, I want to buy Binjiang District more because I am used to living here.
Answer: If a hotel-style apartment can be taken, it will definitely be better if you change it to a residential apartment. You are qualified and have a high probability of shaking the red plate, and the cost-effectiveness will be higher.
The price limit in Xixi Mansion North District has increased, and the cost-effectiveness has dropped significantly. I must have chosen Sky City.
You are used to living in the riverside. If you can increase your budget, you can consider Guiyu Tinglanxuan and Cuiyuhua. The cost-effectiveness is good, and there will be Asian Games Village in the later period.
asked: Hello, I would like to ask how much does the provident fund loan amount in Hangzhou ?
Answer: Hangzhou Provident Fund Loan Loan:
If an employee meets the loan application conditions, the maximum loan amount is 500,000. If both the employee and his spouse meet the loan application conditions, the maximum loan limit for each household is 1 million. 2 specific loan amount is determined based on factors such as the employee's monthly deposit amount, housing price, down payment ratio and personal credit status. The three provident fund centers are based on the average of on-the-job workers in urban units in Hangzhou last year announced by the Municipal Bureau of Statistics. The wage standard and the minimum monthly salary standard for the year are determined, and the corresponding monthly contribution standard for the provident fund loan limit shall be implemented starting from October each year.
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