In September this year, Changsha City launched the individual industrial and commercial household service month activity, helping individual industrial and commercial households develop from multiple aspects such as expanding financing methods and implementing tax and fee reduction policies. As of the end of August, among the 1.503 million market entities in Changsha, the number of individual industrial and commercial households was about 940,000.
Changsha release photography group "Zhang Xiaolin"/photo
Individual business entrepreneurs in Changsha What assistance measures can the human resources and social security department enjoy? Xiaobu answers you:
Can individual business owners participate in entrepreneurship training?
Individual business owners are those who enjoy entrepreneurship training subsidies and can participate in entrepreneurship training for free. You can register with your ID card in the residential community, or contact a training institution with entrepreneurship training qualifications to register. Entrepreneurship training includes courses such as "Start up and improve your business (SIYB)" and "Internet Entrepreneurship Training". After completing the courses and exams as required, you can obtain the "Entrepreneurship Training Certificate". The list of entrepreneurial training institutions in Changsha can be checked on the WeChat official account "Changsha Human Resources and Social Security 12333".
consultation phone number: 0731-84907848
Can individual business owners enjoy entrepreneurial subsidies?
If you belong to a key employment group such as college students, migrant workers returning home, or you have obtained the entrepreneurship training graduation certificate , and meet the conditions such as "within five years of entrepreneurship, meet the national industrial development direction, normal operation for more than 6 months, and have no illegal records", you can apply for the following types of entrepreneurship subsidies:
(I) One-time entrepreneurship subsidy. According to the number of employed workers absorbed by urban and rural workers, the subsidy amount ranges from 5,000 to 30,000 yuan.
(II) Subsidies for business premises of start-up enterprises. If the subsidy amount is RMB 800 per month in the first year and RMB 600 per month in the second year, and the actual rent is lower than the subsidy standard, the subsidy shall be given according to the actual rent amount.
(III) Changsha City’s innovation and entrepreneurship drives employment projects. About 160 projects will be evaluated for the best, and a maximum project support of 100,000 yuan will be given at no more than 50% of the actual effective investment.
(IV) Changsha City’s “Xiaohe” Youth Talent Entrepreneurship Project. For entrepreneurs aged 35 (inclusive) or below, a maximum support of 200,000 yuan will be given at no more than 50% of their actual effective investment.
Specific content can be logged into the WeChat official account of "Changsha Human Resources and Social Security 12333" for inquiries.
Consultation phone number: 0731-84907847
If there is a shortage of funds, don’t worry , countries have entrepreneurial guarantee loan policy support!
People can start their own business with a maximum loan of .2 million yuan , and the longest 3 years . After enjoying government interest subsidies, the annual loan interest rate is as low as 2.15% . What conditions do
need to meet before applying?
people apply for entrepreneurial guarantee loans must be within the legal working age and meet the following conditions:
11 is to meet the requirements of the personnel scope, including: urban registered unemployed people, people with employment difficulties, demobilized and transferred retired soldiers , people released from prison, ordinary college graduates within 5 years of graduation, employees and unemployed people in enterprises who have resolved excess capacity, migrant workers returning to their hometowns to start businesses, online merchants, rural self-employed farmers, people who have been lifted out of poverty, and new citizens;
22 Except for student loans, poverty alleviation loans, housing loans, car purchase loans, and small consumption loans below 50,000 yuan (including credit card consumption), the person and his spouse should have no other loans;
33 has specific business projects in Changsha. How much loan can I apply for in
? How long can I borrow?
The maximum loan amount for individuals to start their own businesses is .2 million yuan, and the maximum loan term is no more than 3 years . What is the loan interest rate for
?
loan interest rate shall not exceed loan market quotation interest rate +1.5%. The borrower shall only bear the loan market quotation interest rate -1.5% below, and the remaining part shall provide interest subsidies.
For example: The current loan market quotation rate is 3.65%. When the loan interest rate is 5.15%, the borrower only needs to bear the annual interest rate of 2.15%.How to apply for
?
Individuals who meet the loan conditions can submit an application to the community or street (town) human resources and social security service center (station) where the entrepreneurial place is located, or directly submit an application to the human resources and social security department of the district (county, city) where the entrepreneurial place is located or the municipal human resources and social security department. After review by the human resources and social security department and on-site investigation, it is recommended to go to the handling bank to handle the loan procedures.
consultation phone number
Source: Changsha release
News clues and leaks channel: Download the " Chen Video " client for the application market and enter the "Chenyi Help" special topic; or call the Chen Video News Hotline 0731-85571188.
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