In the process of transforming financial technology into a convenient and innovative force, the construction of mobile payment scenarios has played a positive role.

  In the process of transforming financial technology into a convenient and innovative force, the construction of mobile payment scenarios has played a positive role. As a leading payment institution in the industry, Tonglian Payment adheres to the development concept of "payment for the people", goes deep into major scenarios of food, clothing, housing and transportation, continuously optimizes and upgrades products and services, helps small and micro merchants to digital services and operations, and promotes intelligent and convenient payments to continuously integrate into areas closely related to people's livelihood such as transportation, retail, catering, education, and public payments, and fully meets the people's needs for safe, convenient, efficient and smart payment services.

  People's livelihood payment on mobile

  In the past two years, every time the heating period enters, residents do not have to queue up in the cold wind, and they can pay the heating fee without leaving home or moving their fingers. In Xinjiang, Tonglian Payment and Urumqi Xicheng Thermal Power Co., Ltd. have expanded the online heat payment project to upgrade payment services for residents in Urumqi Xinshi District, Shayibak District, Toutunhe District, Urumqi County, Changji Fukang City and other places. People can pay by following the Heat Company WeChat official account through their mobile phones, which is convenient and can clearly check the payment situation. In addition, Tonglian Payment has also actively introduced UnionPay Cloud Flash Payment to bring discounts on cloud flash payments to local residents, greatly promoting the promotion and popularization of online payment services.

  In the Internet era, the epidemic has further catalyzed new business formats such as "home economy", "contactless" and "cloud life". Basic life service payments can be completed without leaving home and relying on mobile phones alone. This is inseparable from the continuous penetration and popularization of digital payments to all industries. Based on payment, Tonglian Payment actively cooperates with government, enterprises, banks and other industries to expand the construction of convenient scenarios and build an interconnected smart ecological network, such as working with the country's largest convenience payment platform "Cloud Payment", to jointly create a new ecosystem for convenient payment. The platform extends from water, electricity, fuel, heating, etc. to various fields such as medical care, education, non-tax, social security, transportation, and property. There are more than 8,000 payment items, basically covering all aspects of residents' lives, government services and enterprise production. Tonglian Payment uses high-quality payment products and advanced financial technology capabilities to provide cloud payment wallet with pure online payment scenarios for convenient small consumption scenarios, helping cloud payment to create a one-stop online convenient payment platform, truly realizing convenient payment and smart life.

  Safe and convenient catering

  At the morning rush hour, after scanning the QR code at the street breakfast shop to pay, when you hear the voice broadcast, you can safely take away a steaming bun soy milk, and the beautiful experience begins a new day. In Shanxi, Tonglian Payment and local banks work together to create a safe breakfast and convenient payment scenario, and deploy Tonglian Payment QR code cards for many breakfast spots in Guyisheng, Jincheng, and superimpose cloud speaker equipment to realize UnionPay Cloud Flash Payment payment acceptance. During the busy breakfast supply period, merchants no longer have to worry about making change for money. With voice broadcasting, it is more convenient to confirm whether customers have paid successfully, which not only improves operating efficiency, reduces transaction errors, but also optimizes customer experience. Tonglian Pay also registers for all breakfast points to participate in the union consumption coupon activities, so that customers can benefit and promote business for merchants.

  On the basis of optimizing collection services for restaurants, Tonglian Payment has further launched Xiaotong smart catering products to help restaurants realize contactless ordering and checkout services. Scan the QR code to complete a number of services such as queuing, ordering, and checkout, and can also enjoy single-item marketing discounts, which not only improves the safety of customers scanning the code to order food without contact, brings a convenient and efficient dining experience, but also saves employment costs for restaurants, improves service efficiency, and realizes digital management. At present, Tonglian Payment’s smart catering solutions have been promoted and applied in Shanxi, Gansu, Xinjiang and other places, and have won the recognition and praise of local catering merchants, becoming a powerful assistant for small and micro catering stores to relieve difficulties during the epidemic.

  Easy to scan

  Whether it is taking a taxi or subway bus, take out your phone and scan it easily to experience the convenient travel of "just one by one".Recently, Tonglian Payment has successively provided "aggregated collection + cloud speaker broadcast" services to local taxi companies and bus companies in Hunan to help drivers solve the problem of digital payment collection. This product supports mainstream QR code scanning payment methods such as WeChat, Alipay, and Cloud Flash Payment to meet the diverse payment needs of passengers and help public transportation companies achieve unified reconciliation. At the same time, the customized broadcasting service of cloud speakers further enhances the payment experience of drivers and passengers, and improves people's travel convenience and happiness.

  In-depth travel scenarios, Tonglian Payment has continuously optimized and launched a series of financial technology product solutions, from contactless payment and contactless refueling to smart parking and smart U+ industry solutions, vigorously promoting public transportation services to develop in a more efficient, more people-friendly and greener direction. In 2021, Tonglian Payment cooperated with Guiyang's public transportation big data intelligent service platform "Zhuyixing", to provide it with digital payment and intelligent accounting management services, helping the platform realize intelligent operation of big data, and bringing a safer, convenient, comfortable and economical personalized travel experience to the people. While Tonglian Payment’s digital products and services are convenient for people’s travel, they also contribute to the construction of smart travel and smart cities, truly playing a good role in improving people’s livelihood.

  Safe payment of tuition fees for education and training

  At present, education consumption has received more and more attention from more families, and with this, the requirements for education payment are getting higher and higher. Whether it is a school, education and training institution, or teachers, students and parents, they all have to face pain points such as messy payment items, inconvenient offline payment, and difficulty in manual reconciliation and verification. Tonglian Payment has entered the campus scene, built an education payment platform, and helped Jinan Foreign Language School achieve smart payment upgrades. Through the QR code posted by the school, students and parents can view the payment details. Scan the code online to pay the payment is convenient and easy to operate, making it safer and more efficient, time-saving and labor-saving, and greatly improves the payment experience. The school management party effectively solves the problems of charges, refunds, statistics, inquiries, and demands of various charging items, laying a solid foundation for building a smart campus.

  The charging issues in the field of education have always been a hot topic of people's livelihood. Tonglian Payment, which is committed to improving the quality of life for the public, focuses on campus life services, rely on payment, helps schools promote the construction of payment information, and effectively improves its management efficiency. At present, Tonglian Payment has carried out education payment services with schools, education and training institutions in many places such as Shandong, Hubei, Guangxi, and Shanghai, and has actively explored the construction of a pre-paid fund supervision platform for off-campus training institutions to protect students' parents from off-campus registration. On this basis, Tonglian Payment further integrates campus service scenarios, uses advanced financial technology to provide mature smart service solutions, solves the problems of various educational service application scenarios such as school meals, school buses, academic insurance, and campus epidemic prevention, and work with the school to build a smart campus to achieve win-win results from all parties.

   Acquiring agricultural supplies Yijitong

  Improving the payment service environment in rural areas is an important part of convenient payment and inclusive finance, and it is also a key tool to realize the "rural revitalization" strategy. Tonglian Payment focuses on key scenarios for agricultural material purchases, responds to the call of the People's Bank of China, does practical things for the people, cooperates with UnionPay to implement financial technology products, vigorously promote UnionPay Funongtong business in Henan, and improves the payment environment for agricultural product purchases. After connecting to Funongtong, the acquirer can achieve real-time transactions through just one smart machine to avoid credit and wrong deductions, ensuring the safety and convenience of funds. It not only overcomes the problem of large-scale acquisition payment limits, but also solves the trouble of frequent withdrawals of large-scale cash by farmers and banks, reduces the risks in cash use, and allows the people to use it with confidence. At the same time, through Funongtong business data, Tonglian Payment further leverages its financial technology advantages and builds a data service platform to truly connect farmers, acquirers, market management parties and other entities, and improves the credit evaluation system through payment data, further promotes the construction of rural inclusive finance, provides services to multiple parties, and creates value.

 In recent years, Tonglian Payment has gone from upgrading agricultural material purchase payment to building an online agricultural product production and sales platform, and has continued to invest in helping and benefiting farmers, contributing to rural revitalization. At present, Tonglian Payment has brought digital products and services to the acquisition of agricultural supplies and the production and sales of agricultural products in Henan, Shandong, Sichuan, Fujian, Shenzhen, Yunnan and other places, helping to smooth the entire chain of agricultural production and sales, and injecting new vitality into rural economic life. Focusing on the theme of rural revitalization, Tonglian Payment will continue to strengthen product and channel innovation while providing high-quality and convenient payment services in rural areas, and actively use financial technology to create payment products and services that benefit farmers and benefit the people. Using digital platforms as carriers and scenario financial services as means to seek benefits for farmers and do practical things.

  For a long time, Tonglian Payment has always been a consistent pursuit of improving the quality of life for the public. Tonglian Payment will continue to take payment as the entry point, and use advanced financial technology to continuously innovate, providing better and more convenient digital product services for increasingly diversified, technological and convenient payment scenarios, and continuously contribute to expanding domestic demand, promoting consumption, increasing vitality, and promoting economic recovery and development.

(The picture is provided by Tonglian Payment, authorized to be used by China Net Finance)