Driven by digitalization, payment services have been deeply integrated into all aspects of economic and social development through financial inclusive methods such as scenario-based construction, and the role of the payment industry in the modern economic and financial system is

Driven by digitalization, payment services have been deeply integrated into all aspects of economic and social development through financial inclusive methods such as scenario-based construction, and the role of the payment industry in the modern economic and financial system is becoming increasingly prominent.

With the acceleration of higher levels of opening up to the outside world and digital transformation, my country's payment industry continues to maintain a high-quality development trend and the industrial structure is accelerating its adjustment.

The digital era, payment has entered the deep waters of transformation

The third-party payment industry has experienced a decade of golden development and ushered in a new stage of development and transformation.

On the one hand, the competition in the stock market is intensifying, and on the other hand, the industry supervision continues to increase. Under the influence of dual factors, the third-party payment industry has entered the era of "stock". The changes in the market of

have caused merchants to continue to upgrade. In addition to the most basic payment services, B-side merchants are also eager to obtain services such as reconciliation, member management, marketing and promotion, so as to comprehensively improve their operating conditions. Judging from the current trend, institutions that can provide more value-added services and release payment value are often favored by merchants. Only when payment institutions truly solve the pain points can they help merchants' digital transformation path.

Even in the stock market, the opportunities left for payment institutions still exist. On the basis of stabilizing the growth of payment business, we must use payment as the entrance to polish our own tools and products, and further expand our growth space through innovative technologies and services.

Botong Analysis "Annual Special Analysis of the Non-Bank Payment Industry" mentioned that with the gradual arrival of the industrial Internet era, the digital upgrades in all walks of life have begun to accelerate, and a large number of offline small and medium-sized merchants and chain merchants who have no experience in digital upgrades have begun to generate new demand for related digital upgrade tools.

In this context, payment platforms can take advantage of the opportunity of channel interconnection to integrate more external resources, scenarios and service providers to create a more decentralized open platform, providing corresponding product, service and traffic support for merchants in need, and helping merchants with digital upgrade process.

Driven by industrial digitalization, signs of ecologicalization in the industrial payment field have become very obvious. For payment institutions, on the one hand, they need to build a rich product system through technological innovation, and on the other hand, they also need to broaden and extend the service boundaries.

Suixingfu has always paid attention to the transformation and development of offline small and micro merchants, and proposed the strategic goal of "reducing costs and increasing efficiency through technological innovation for enterprises." With the core concept of "implementation and refinement", we will build a moat in the sinking market for our own business. Rely on strong enough offline channel construction and scientific and technological innovation capabilities to explore opportunities in the sinking market. From payment innovation to empowering the implementation scenario, the deep integration of payment and industry not only meets the needs of both merchants and consumers, but also creates a new vision.

As one of the few full-licensed payment companies in China, Suixingfu has shown resilience and strength in products and quality services for a long time, injecting positive energy into the steady development of my country's payment industry.

payment experience, quality payment

payment system carries the flow of social funds, and its security and convenience are of great significance.

Safe funds and stable payments are the core demands of all users. From 2011 to 2022, as a veteran payment institution that has been established for 11 years, it always puts safety and compliance first; at the product level, every terminal is a high-end quality strictly controlled in accordance with UnionPay's security requirements; at the payment network level, every transaction has a safe and pure payment system to protect the safety of users' funds and property.

builds a payment security barrier and effectively safeguards the legitimate rights and interests of financial consumers. Protecting the legitimate rights and interests of consumers and protecting the financial security of users’ payment is the lifeline of financial services and the fundamental requirement for the sustainable and healthy development of the payment and clearing industry.

In addition to continuously improving the payment system and providing end users with a continuous, safe, reliable and stable payment experience, Suixingfu also has its own decisions and standards for the current service status of the industry with uneven quality. It was the first to propose the service concept of " Payment Experience, Quality Suixingfu ". It is committed to setting a quality service benchmark for the industry that can meet the needs of the industry's development through services.

It is understood that the four major service commitments are security and stability, super value feedback, transparent fees, and after-sales service .

First of all, by continuously optimizing its own risk control system, starting from many aspects such as merchant access review, transaction monitoring, terminal encryption upgrade, etc., Suixingfu promises to fully defend merchant funds and transaction security, and this will continue to be the case in the next decade and even further in the future. Suixing Pay was established in July 2011 and obtained the "Payment Business License" issued by the People's Bank of China in June 2012. Its qualifications cover bank card collection, Internet payment and mobile phone payment. As a leading old third-party payment institution in China, security and stability are the basis of its ten-year operation.

Secondly, for users who have been using the accompanying payment for a long time, you can enjoy the value of rewards with 5 major exclusive rights and benefits in continuous use.

3, users can check the charging standards through the official App at any time, and the specific charging situation is clear at a glance. In the third-party payment industry, rates are a focus of attention from all parties, so open, unified and transparent charging standards are conducive to long-term stability of the business.

Finally, users who continue to use Suixingfu products can self-service after-sales service or transfer to manual priority treatment services, and can also enjoy free replacement of new machines for machine failures.

Under the dual nodes of key transformation and stable industry, service upgrades may become the winning magic weapon for the third-party payment industry at present.

In recent years, all parties in the payment industry have continued to optimize the supply of payment services and actively introduced measures to reduce fees and concessions. Since the outbreak of the new crown pneumonia epidemic, the People's Bank of China and the China Banking and Insurance Regulatory Commission and other departments have focused on doing a good job in the "six stability" work and implementing the "six guarantees" tasks, and promptly issued financial support policies to promote the financial system to increase the efforts to reduce fees and concessions. All parties in the payment industry optimize the supply of payment services and take measures such as reducing and exempting merchant handling fees to give more than 10 billion yuan in profits to the real economy.

Industry experts pointed out that the payment industry closely focuses on the national strategy, takes the people as the center, and deepens the digital transformation of the industry, playing a positive role in serving and supporting the real economy, stimulating domestic demand, and meeting the people's needs for a better life.

At present, Suxingfu is trying to promote the industry's positive platform through product quality management higher than the industry standards and leading service concepts, using practical actions to promote the industry's positive cycle platform, helping small and micro enterprises to digital upgrade and transform, and playing an important role in driving and leading the industry development.

In the future, Suixingfu user service will focus on the service concept of "payment experience, quality Suixingfu" and continuously optimize the service experience to protect the rights and interests of the majority of users.