Peng Hongxia/Sented from Beijing
"The policy just issued on the evening of April 1st, there were obviously more people visiting the house the next day." Li Yao, the real estate agent in charge of Qinhuang Peninsula , mentioned two policies released by Qinhuangdao .
On April 1, Qinhuangdao Municipal People's Government issued an announcement that the policies stipulated in the two documents "Opinions of the Qinhuangdao Municipal People's Government on Strengthening Real Estate Market Control" and the "Notice of the Qinhuangdao Municipal People's Government on Further Strengthening Real Estate Market Control" are no longer suitable for the market development situation of the city's real estate, and will be abolished after decision.
On the same day, the Qinhuangdao Real Estate Trading Service Center issued a message that in accordance with the provincial reform requirements of " Deregulation, Decontrol and Service ", starting from April 2, 2022, home buyers who purchase existing houses (second-hand houses) will only provide their valid ID when applying for home purchase qualification verification. Since then, remarks about the lifting of purchase restrictions in the Qinhuangdao real estate market have once become a hot topic.
It is understood that Qinhuangdao has implemented a purchase restriction policy since 2017. Migrants need one year of social security to buy a house, and the down payment ratio for the first home is 30%. The lifting of the purchase restrictions in the real estate market that lasted for five years means that Qinhuangdao has launched a starting call to remove the purchase restrictions in the real estate market, and new and second-hand houses have begun to usher in a "small spring".
"Because of the epidemic lockdown, Beidaihe was just unblocked on April 1, and the policy has not been released for a while, so there has not been a major change in housing prices yet. However, some landlords have received news and want to start price increases." Xinglong Zhijia real estate agent Wang Jingjing said that due to the impact of the epidemic, customers in other regions may not be able to get through for the time being, and most of them are looking at houses.
"Now most projects have not had time to raise prices, so it is hard to say how much it will increase." Li Yao admitted that this relaxation of the restrictions did exceed expectations, and the purchase restriction policy was directly cancelled, and the policy was introduced in a timely manner, just in time for the traditional peak season of the "small spring" of the real estate market. If there is no epidemic, the second quarter may usher in a rebound, and the market's wait-and-see sentiment will gradually loosen.
Li Yao said that it is expected that Qinhuangdao will recover in full for some time. How much improvement will be achieved in the future depends on the specific adjustments to credit policies such as down payment for home purchases and mortgage interest rates.
"In fact, Qinhuangdao's purchase restriction policy is still very relaxed, especially for local urgent needs and those who do not buy a house, there is basically no restrictions. The original intention of purchase restriction is to set a threshold for future home buyers. This threshold will not have a great impact on customers with urgent needs, but it will play a certain role in restricting those who want to buy multiple housing investments." Xingfuli broker Li Yang believes that the lifting of the purchase restriction policy for local urgent needs is just a lot of competition for buying a house, and housing prices will also change certainly due to market supply and demand, but overall, the impact will not be too great.
In Li Yang's view, the current real estate market is in an unprecedented trough period. The lifting of purchase restrictions will not bring immediate results, but it will greatly boost market confidence.
g, errui Huanjing Investment Decision System statistics show that in 2021, the supply area of commercial housing in Qinhuangdao was 1.2161 million square meters, a year-on-year decrease of 45%; the transaction area was 1.0359 million square meters, a year-on-year decrease of 50%; the transaction amount was 12.745 billion yuan, a year-on-year decrease of 50%.
htmlOn March 16, the National Bureau of Statistics announced the residential sales of 70 large and medium-sized cities, among which Qinhuangdao's new and second-hand houses ranked among the top in the country in the year-on-year decline. New homes fell 4% year-on-year in February, ranking third in the country, and second-hand residential homes fell 3.1% year-on-year, ranking 10th in the country."The cancellation of purchase restrictions in Qinhuangdao this time fully demonstrates that prefecture-level cities or third- and fourth-tier cities have also begun to enter the ranks of rescue or stabilize the real estate market. From the relaxation of policies last year to the present, on the basis of the relaxation of traditional bank loan policies, it has now entered the core content of regulatory policies." Yan Yuejin, research director of the think tank center of the E-House Research Institute, said that the relaxation of purchase restrictions is a reflection of the extreme relaxation of real estate policies. It is expected that there will be a wave of intensive relaxation in real estate in April, which is a very critical window period for local governments to stabilize the real estate market.
Since March, Fuzhou, Zhengzhou, Harbin, Qingdao and Jimo have canceled restrictions on purchase restrictions and sales restrictions, and Qinhuangdao has also entered the ranks of canceling purchase restrictions this time.
"This is related to the relatively weak performance of the real estate market, the market is strong, the transaction volume and price have been at a low level for a long time, and it is urgent to solve the dilemma, but it also shows that the relaxation of regulation has entered a new stage, from the previous practice of reducing down payments to the loosening of the 'five limits' policy." Yan Yuejin analyzed.
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