stocks? Of course
can!
I don’t mean making money once, but making money for a lifetime as a model of wealth accumulation.
As a 20-year-old stock investor and a family office practitioner who manages money for family clients, I suddenly felt the urge to share.
Are you ready to confess your love to the stock market?
Stocks are an important investment product and tool. Since it is a lifelong matter, you cannot have a "one-night stand". You must trust the other person and stay together. Those who engage in "one-night stands" in the stock market are likely to be caught on the spot, and "if you fail to steal a chicken, you will lose a handful of rice."
Seeing that the stock market is doing well recently (in fact, you usually know that when the market is good, the cuckoo has already called, spring has passed, and summer is almost over). I can’t help but rush in and start to test my skills. As the market becomes excited, further progress will be made. Chasing the price, the cost gradually increased, and finally I was trapped on a high mountain, so I had to become a shareholder. In the end, I couldn't bear the suffering and stopped my losses and left the market.
This is one of the standard "leeks" drama.
Famous American investor Peter Lynch found in research: a few critical days can often make or destroy an entire investment plan, while University of Michigan Professor Naget Sihan directly used data to speak, that is, "in a Over a 30-year period, 95% of significant market profits occurred in 90 of approximately 7,500 trading days." How is the Chinese market for
? In the past, Vanke would have a big rise every twelve months, but you never know when it will rise. An important reason for the person who can seize this opportunity is because he has always been there.
In the stock market, are you a "straggler" or a "regular army"?
Investors can't just go around and change places, or they may seem to be blooming everywhere, stocks , and funds have bought a lot. In the stock market, we must fight with purpose and structure like a well-trained regular army.
A fund manager I know changed his destiny by relying on two stocks. One of them is called Tencent . I bought it in 2009 and have been holding it, but the quantity is too small. At best, it is just a "participation award" , the impact on the overall wealth is minimal.
does not mean to bet on one stock, but simple and excessive diversification is not asset allocation. We will talk about this later, but it is because you are not sure and dare not buy, and you are afraid of missing the opportunity. To put it bluntly, it is a A manifestation of greed. Buying some of
and buying some of that will often have little significance in increasing the value of the entire asset. On the contrary, because there are not many, there will be some contempt and no time to take care of; and because they are very homogeneous, a hundred flowers may not bloom when they rise, and they will do their part when they fall, and it is impossible to diversify risks.
For individual stocks and funds, we must "stick to the green hills and never relax". Don't kill the goose that lays eggs casually. The premise is: do due diligence, identify the mountain that is really worth "biting", and let them perform their respective duties. Then stick to what you believe in, believe in what you insist on, and wait for the goose to lay the golden egg.
Only by transforming the "guerrillas" into an organized "regular army" and giving full play to the advantages of group combat can we see results. Otherwise, after "making noises in the east and west, and rushing north and south", we will focus on one thing and lose the other, and work in vain.
If you buy stocks that fund managers make money, will you definitely make money?
Some friends said that among the more than 4,000 stocks, isn’t it just the leader of the fund group that has risen sharply? You can just follow it and buy it. Why let others earn management fees? Your destiny must be in your own hands. However, will you definitely make money if you buy the stocks that the fund is rallying around? No.
There are two reasons:
# First of all, the proportion
is all those stocks. If you buy more and buy less, the outcome will be different. No matter how great Moutai is, if you only have 100 shares, its meaning is just to watch. Of course, if 100 shares are already a full position for you, that's another matter.
# Followed by rhythm
Investment is an art. No matter how good the company is, what price to buy and sell at, what holding strategy, these not only test the investor's wisdom to see through the phenomenon and see the essence, but also require the belief and mentality of an old monk in meditation. On the same stock, some people make a lot of money, while others lose like crazy. Your destiny is in your own hands, but you still threw your life away!
In short, in stock market investment, long-term love is better than short-term love, concentration is better than diversification, and professionalism is better than amateurism.
The party is not over yet, how do you plan to enjoy it?
Li Nan
Li Nan: Master of Economics from Peking University, senior consultant in family wealth management and inheritance , partner and vice president of Jinghua Family Office, chief family inheritance planner, national senior financial planner, CPB (certified private Banker) Distinguished Lecturer, British Management Union IPMA Certified International Vocational Trainer, and obtained British STEP (International Trust and Estate Planning Society) qualification certification.
used to be the producer and host of financial programs at Hunan TV and Beijing TV. He was the founder and host of " Wealth China " and "Wealth is Very Taoist". He has interviewed Soros, Rogers , Jack Ma , Liu Chuanzhi. and other hundreds of domestic and foreign business people, and has written many best-selling books such as " My Most Wanted Financial Management Book ", "Women's Wealth Is Very Straightforward", "Ten Questions about China's Financial Future", etc.
In recent years, Ms. Li Nan has been committed to the dissemination and promotion of family wealth inheritance concepts and knowledge, becoming an enlightenment expert in this field, a pioneer of China's first generation family office and a practitioner of family inheritance concepts, and as a family consultant We have provided implementation and execution of top-level design plans for multiple wealth families, including family wealth protection and inheritance, family risk management, and family governance.