Nowadays, there are so many credit cards that it is often dazzling, and there is no time to read the long introduction carefully. This time I browsed hundreds of credit cards and dozens of banks, comprehensively compared them, and carefully organized them into a card selection se

2025/10/2021:30:34 hotcomm 1017

Nowadays, there are so many credit cards that it is often dazzling, and there is no time to read the long introduction carefully. This time I browsed hundreds of credit cards and dozens of banks, comprehensively compared them, and carefully organized them into a card selection series, allowing you to easily choose the most worthwhile card!

First of all, from the perspective of banks, there are 9 banks worthy of focus, namely: China Everbright Bank , CITIC Bank , Ping An Bank , Xing Industrial Bank , Industrial and Commercial Bank of China , China Construction Bank, Minsheng Bank , China Merchants Bank ; Next, we will divide the content into 7 issues to conduct a detailed analysis from the bank and its card types.

Ping An Bank

Advantages: 1. Very suitable for car owners; 2. Professional support for 24-hour road rescue service; 3. As long as you apply for the card, you will receive accident insurance, hospitalization subsidy insurance and many other benefits.

Disadvantages: 1. SMS reminder fee is charged; 2. Points are worthless; 3. There are many advertisements.

There are more than 200 credit cards in total, covering all aspects of food, clothing, housing, and transportation. But overall, these are worthy of special attention: 1. Good Car Owner Gold Card. If you own a car, you deserve it! If you spend 30,000 yuan in the current year, the annual fee will be waived for the next year. Spend first and then repay. Up to 50 days Interest-free period Cash rebate on gas up to 1,200 yuan Free car wash and driving per month upon meeting the standard Millions of insurance coverage Ping An Bank of China new account card swiping free annual fee WeChat , Alipay Points for consumption, worry-free report of loss The card is specially made and free of card fees 2. Standard MasterCard Gold Card - Insurance If you need insurance, you can’t miss it! Annual fee is waived for the first year after spending 6 times in the following year. Sea, land and air accident insurance with maximum coverage of RMB 500,000. Gold card. High gas accident insurance. 71-hour theft compensation. Up to RMB 50,000. Supports only repayable financial products. Repayment enjoys high returns. Easily adjust the amount. Good looks. Gold card level 3, Tencent video gold card for young people. Exclusive video VIP is free of annual fees in the first year. Free 3-month Tencent video VIP members can be unlocked if they spend 3 times in the month and each time they make 188. They can get points for WeChat and Alipay membership in the next month. Support smart repayment and financial products. Repay and enjoy high returns. Spend 6 times and get free of annual fees for the next year. Dozens of other benefits can be unlocked.

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