Dahe Daily reporter Hou Bingyu Photography Feng Ziyong
[Core Tips]
A policy that everyone praised when it was promulgated was encountered in reality. In order to make up for the losses of the affected car owners in Zhengzhou to a certain extent, Zhengzhou issued a subsidy policy for replacing a new car with a "water-soaked truck". When purchasing a new car, you can enjoy a subsidy of up to 15,000 yuan.
However, since the promulgation of this policy, the reporter learned that in actual implementation, only more than 5,000 vehicles have been scrapped and are qualified to apply for subsidies. This number is not proportional to the number of hundreds of thousands of "water-soaking trucks" in Zhengzhou during this heavy rain. So, what kind of cars can only enjoy subsidies when replaced? Is it a conflict between claiming and claiming subsidies through insurance channels? What steps are needed to apply for this subsidy?
For the above issues, the reporter of Dahebao conducted an in-depth interview.
Phenomenon | After the water-soaked truck was pulled away by the insurance company and decided to be totally damaged, it was told that it could not apply for a new car subsidy
"My car is the Volkswagen Sagitar comfort version I bought in 2017. The car was completely flooded after the heavy rain." Mr. Shi, a citizen of Zhengzhou, told reporters that he contacted the insurance company on July 28, and the insurance company determined the vehicle to be totally damaged and paid him 98,000 yuan. The compensation has been paid 90% of the time. Two days ago, after seeing the information reported by Dahe Daily that he could enjoy subsidies when purchasing new energy vehicles, he went to the 4S store to prepare to buy a new car. During the inquiry, he was told that the vehicle was not scrapped at the designated recycling and dismantling company, and there was no relevant certificate and he could not enjoy subsidies.
According to a previous report by Dahe Daily, on July 29, the Zhengzhou Municipal Finance Bureau, Municipal Public Security Bureau, Municipal Commerce Bureau and other five departments jointly issued the "Subsidy Measures for the Purchase of New Cars by Car Owners in Zhengzhou who are damaged and scrapped vehicles", which clearly stipulates that the owner of the local licensed Zhengzhou licensed civilian vehicles that are damaged and scrapped during this flood can apply for subsidies by the owner of the car himself repurchasing new energy vehicles, up to 15,000 yuan. Before applying for subsidies, the car owner must obtain the "Certificate of Scrapped Motor Vehicle Recycling" and the "Certificate of Motor Vehicle Deregistration".
Why has the car been completely damaged by the insurance company, but cannot apply for government subsidies when purchasing a new car? The reporter then called several 4S stores, and the clerks said that they only knew that if they wanted to apply for the new car subsidy, they needed to pull the vehicle to the government designated recycling and dismantling company to scrap it, and only then they could apply for it if they were to issue a certificate. The specific application rules are "not sure, not sure, not clear."
So, how should I get the proof?
The reporter then called the relevant person in charge of Zhengzhou Sanlian Scrap Vehicle Recycling and Dismantling Co., Ltd. on the notice. The person in charge told reporters that the "Certificate of Recycling of Scrapped Motor Vehicles" was issued by a recycling and dismantling enterprise authorized by the Zhengzhou Municipal Bureau of Commerce. "This proof must be carried out after the car enters our factory to be dismantled and destroyed, which means that the car must 'disappear' in our hands before it counts." The company's person in charge told reporters that after the vehicle is confirmed to be scrapped, the company will guide the car owners how to apply for subsidies.
The relevant person in charge of Zhengzhou Zhongyuan Shang Renewable Resources Co., Ltd. is basically consistent with Sanlian Company. In addition, the above-mentioned relevant person in charge also revealed that if the vehicle purchases and can pay a relatively ideal amount, it is best to make a claim for the vehicle loss insurance, which is more cost-effective.
If the car has reported insurance, can the insurance company issue this certificate? The reporter then called the insurance companies such as China National Insurance Property Insurance , Dadi Property Insurance, and learned that if the vehicle is determined to be total loss, the insurance company can issue a certificate of total loss, but cannot issue a "Certificate of Scrapped Motor Vehicle Recycling" and a "Certificate of Motor Vehicle Deregistration".
"If the car is taken away by the insurance company and is determined to be completely damaged, it will generally be repaired and treated as a second-hand car to maximize the benefits and will not be scrapped and dismantled." Industry insiders told reporters this. Without scrapping and dismantling it means that you cannot enjoy the new car subsidy.
Response | This policy is intended to help car owners with more difficulties such as auto insurance. It is estimated that
will not be adjusted in the future. So, what is the profound meaning behind this policy? Is it possible for car owners who have passed the insurance compensation to enjoy subsidies?
"In fact, this policy mainly aims to help car owners who have no vehicle damage insurance or car damage insurance, but after soaking in water, they cannot make a claim, and car owners who have relatively few insurance compensations." A relevant person in charge of Zhengzhou Municipal Finance Bureau told reporters that if the vehicle can be paid a certain amount from the insurance company, the insurance company will also bear part of the losses for the car owner. With limited financial funds, car owners in the above situations need this car purchase subsidy even more.
reporter learned from the Zhengzhou Municipal Bureau of Commerce that since the policy was released, there have been about 5,000 vehicles scrapped from recycling and dismantling enterprises, mainly concentrated in the time period before the outbreak after the heavy rain stopped. After the outbreak of the epidemic, the number of scrapped vehicles is gradually decreasing, mainly due to the fact that some communities are controlled by the epidemic and cannot enter the tow truck. According to a relevant person in charge of the Municipal Bureau of Commerce, most car owners will still give priority to taking insurance claims.
reporter saw in the "Subsidy Measures" that for car owners who are not purchasing new energy vehicles, only the consignment fee is exempted when applying for scrapping and dismantling business from motor vehicle recycling and dismantling companies; subsidies for motor vehicle license plate fees, driving license and registration certificate labor costs are exempted when registering new cars. Will car owners who have gone through insurance compensation and non-purchasing new energy vehicles be able to enjoy subsidies for purchasing new cars? In response, a relevant person in charge of Zhengzhou Municipal Finance Bureau said that the policy is not expected to be adjusted.
"My car has only run 40,000 kilometers in recent years, and selling used cars is definitely more than this price." After the reporter reported the interview to Mr. Shi, he seemed a little sad. "A grain of dust from the times, when hitting an individual, it is a mountain."
Q&A Time:
Question: If you successfully obtain these two certificates, how can you apply for subsidies?
Answer: The "Subsidy Measures" shows that the application process is: from the date of the policy issuance to September 30, 2021, the car owner will obtain the "Certificate of Scrapped Motor Vehicle Recycling" and the "Certificate of Motor Vehicle Revocation". Repurchase a new car before December 31, 2021 and obtain a unified motor vehicle sales invoice, and complete the registration and registration procedures in Zhengzhou City.
Car owners who purchase new energy vehicles can upload the required information through the "Zheng Haoban" APP and provide their own bank account. After receiving the information, the subsidy funds will be transferred to the bank account provided by the applicant within 15 working days.
Question: Zheng Haoban has not applied for new car subsidies for related services?
Answer: According to the relevant person in charge of Zhengzhou Municipal Bureau of Commerce, this service column is still under development and is expected to be launched in the near future. Car owners can pay attention at any time.
Question: During this flood situation, many trucks were also soaked in water. Can you apply for subsidies for scrapping?
Answer: According to the relevant person in charge of Zhengzhou Municipal Bureau of Commerce, this subsidy policy is only for civilian cars and trucks cannot enjoy it.
Source: Dahe Baoyu Video Editor: Li Yu
