@Zhuhai small and medium-sized enterprises
Are you worried about the difficulty of financing?
Zhuhai Xiangzhou District Industrial Finance Digitalization
Public Service Platform has been officially launched!
provides services to enterprises across the city!
The platform is fully promoted and used less than two months ago.
gathers nearly 40 financial institutions,
provides nearly 100 financing products,
promotes nearly 70 successful online financing of enterprises, and the total credit limit of
exceeds 1.2 billion yuan!
zhiduoD
In order to thoroughly implement the "Industry First" work deployment of the Municipal Party Committee and Municipal Government, with the strong support of the Municipal Financial Affairs Bureau, Municipal Government Service Data Management Bureau and other departments, Xiangzhou District has built an industrial finance digital public service platform to strive to solve the financing problems of small and medium-sized enterprises.
At present, platform has been identified as a pilot reform of market-oriented allocation of data elements across the province. will also be promoted as a pilot for the city's industrial and financial platform, and actively explore the pilot implementation of the central bank's monetary policy tool.
It is understood that Zhuhai Xiangzhou District Industrial Finance Digital Public Service Platform The core business function of this issue is "Technology Credit" , which aims to solve the information asymmetry between technology-based enterprises and banks and other financial institutions. It uses financial technology to digitally build files for technological innovation enterprises. promotes a virtuous cycle of science and technology, industry and finance by establishing a three-party information exchange mechanism for government, banks and enterprises.
After the enterprise settles in the platform, it completes the company's file establishment and independent reporting. The platform combines the data from the government and third-party credit reporting agencies to connect with financial institutions to help enterprises obtain financing support more quickly and conveniently. At the same time, policy support for financing for technological innovation enterprises, such as loan interest subsidies, listing and mergers and reorganizations, is also registered and applied through the platform.
Function introduction
Financing docking
Enterprises upload relevant information through the platform, the platform builds digital files for enterprises through financial technology, and after the enterprise selects suitable financial products and authorizes it, it will targetedly open the enterprise information to designated financial institutions.
Bank institutions publish loan products such as technology credit through the platform for enterprises to choose from and carry out online docking. On June 15, the first credit product of the platform to use government public data to tailor-made for companies entering the company - Zhuhai Rural Commercial Bank "Kerong E-Dai" was officially launched for trial operation. This product and the platform realize joint modeling, and the pre-credit credit limit is released in seconds through the "available and invisible" method.
Policy Application
platform provides an application portal for Xiangzhou District's science and technology innovation whitelist enterprises, loan risk compensation, loan interest subsidies, enterprise listing, mergers and reorganizations, and rent subsidies for financial technology enterprises. Submit information online and check acceptance progress.
Investment docking
Release information on Xiangzhou District government funds and well-known investment institutions in the industry for corporate financing docking.
Industrial Finance
Digital public service platform
How to use it specifically?
Please see the detailed steps to decompose ~
How to find the platform?
access the URL http://www.xzcr.org.cn to enter the platform.
[Warm reminder] Does not support IE8, 9, 10 and other Microsoft official no longer supports updated browsers. It is recommended to use Chrome or Edge browser. How to apply for entry in
?
entry application: currently does not provide open registration on the platform. You need to submit [Residence Application], click [Residence Application] on the upper end of the homepage, and complete the registration after the platform review and the platform review is approved.
Submit the application: Enterprise users choose [I am a company] and fill in the relevant application information. The asterisk is a required item, and the mobile phone number and other information must meet the format requirements. Finally, click [Submit Application].
Please check the platform entry agreement carefully. If you have any questions, please contact Xiangzhou District Financial Service Center. Click [Read and agree to this registration agreement] to complete the signing.How to digitally build files in
?
After receiving the successful text message of the company's entry, enter the platform, click "Enterprise Workstation" - "Enterprise File Building" above the platform, and improve the "basic file" and "independent reporting" information according to the prompts. The more perfect the information, the higher the financing success rate.
[Warm reminder] The information must be true, effective and comprehensive. The selection and rating of the whitelisted companies of science and technology innovation will be determined based on the company's archives. "Independent reporting" information needs to be updated and improved in a timely manner. How to raise funds in
?
financing application is initiated independently by the enterprise side. Companies with financing needs click on the top navigation [Finance Application] to view the technology credit products of various banks and other financial institutions published on the platform. They can be filtered and filtered through product type, annualized interest rate, maximum amount, repayment period and other conditions.
Click the [Apply now] button to apply for technology credit products of each bank. After receiving the application, the bank will contact and communicate with the company based on the data, characteristics and models of the platform enterprise. After the credit is granted, the results will be fed back to the platform and notified the company.
[Warm reminder] When a company applies for a loan, the platform will verify the data richness of the applicant company. When the richness is less than 60%, the probability of bank credit approval is lower. Therefore, the platform will remind enterprises to continue to improve the information they have filed and reported independently. How to apply for policy in
?
Policy Application Portal
Platform homepage has a policy application portal, see the figure below:
View policy application items
Click on the red box area to enter the policy application second-level page and browse all policy application items. There is a distinction between enterprise application and financial institution application. Please be careful not to mistakenly apply for projects that do not meet your own institution type.
Policy application materials submitted
Select the application project that meets your business situation, fill in and upload the application form according to the prompts of the form, and upload the necessary attachments. Attachments are divided into pictures and file formats. The pictures support jpg, png and other formats, and the files support word, pdf, rar, zip and other formats. File size shall not exceed 2MB. After completing the filling and uploading of all the contents, click the Submit button.
Policy application record View
After the application is successful, your application record will be displayed at the bottom of the page, and the review results of government staff will be reviewed, and there will be real-time feedback. The status of policy declaration includes: acceptance, acceptance, rejection, review approval, failure to pass, etc. If you have any problems with the entry of the platform, please contact Xiangzhou District Financial Service Center. Contact number: 0756-2656916, 0756-2656912.
adheres to "industry first",
Zhuhai Xiangzhou District
Industrial Finance Digital Public Service Platform
As a pilot reform of market-oriented allocation in Guangdong Province data elements
,
will help more small and medium-sized enterprises
solve financing problems,
contributes financial strength to the high-quality economic development of Zhuhai
!
Editor: Huang Yaojie
Initial review: Yang Ying, Guo Jun
Re-examination: Cai Zhenfeng
Source; Zhuhai Government Network
