In order to support small, medium and micro enterprises that have encountered operational difficulties due to the epidemic and stimulate the vitality of small, medium and micro enterprises and individual industrial and commercial households, Fujian Province has established a seve

In order to support small, medium and micro enterprises that have encountered operating difficulties due to the epidemic and stimulate the vitality of small, medium and micro enterprises and individual industrial and commercial households, Fujian Province has established a seventh phase of 10 billion yuan in additional bailout loans in addition to the previous six phases of relief loans totaling 60 billion yuan. Yuan special loan to relieve small, medium and micro enterprises to increase production and efficiency.

This phase of the special bailout loan will focus on supporting industries such as transportation, catering, accommodation, tourism, etc. that have been greatly affected by the epidemic. For enterprises in key industries that have enjoyed the previous six phases of bailout loans, those that meet the conditions for this phase of bailout can If you apply again, companies in other industries that have already enjoyed it will no longer be able to enjoy again. The bank provides eligible enterprises with preferential loans with an interest rate not exceeding the one-year loan market quotation rate (LPR) + 50 basis points. Among them, the single-family loan limit for small, medium and micro enterprises and individual industrial and commercial households shall not exceed 10 million yuan and 3 million yuan respectively. The loan period can be independently negotiated by the bank and the enterprise based on the actual needs of the enterprise, but the maximum period shall not exceed three years. The provincial finance department provides an interest discount of 1% of the loan amount. For loans with a term of less than one year, the provincial finance department provides an interest discount based on the actual term; for loans with a term of more than one year, the provincial finance department provides an interest discount of one year.

Banks participating in the issuance of special loans for the seventh phase of bailout to increase production and efficiency include: Industrial and Commercial Bank of China , Agricultural Bank of China, Bank of China , China Construction Bank, Bank of Communications, Postal Savings Bank of China , China Merchants Bank , China CITIC Bank , China Everbright Bank , Shanghai Pudong Development Bank, Minsheng Bank , China Guangfa Bank , Ping An Bank , Hengfeng Bank , Hua Xia Bank , Chiyu Bank and other provincial branches, as well as Industrial Bank Bank , Fujian Rural Credit System, Xiamen International Bank , Straits Bank, Xiamen Bank , Quanzhou Bank and other provincial corporate banks, participating banks will make timely adjustments according to work needs.

Since the beginning of this year, 114 companies in Fengze District have applied for and received the provincial sixth batch of provincial small, medium and micro enterprise relief loans of 495 million yuan through the "Financial Services Cloud" platform. The annualized interest rate is 2.7%-3.2%. The interest rate is low and online. It is easy to apply online and can effectively help small, medium and micro enterprises and individual industrial and commercial households to reduce their financial burden and restore healthy business development.

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