Hello everyone, I’m very happy to meet you. Let’s explain the content of this issue. Will the pension for be increased in 2023? Is the adjustment ratio still 4%? Can it be improved?
For most retirees, there are not many things to pay attention to every year. In addition to pension qualification certification, it is the amount of pension increased. So will the pension increase in 2023? Is the adjustment ratio higher than in 2022? Or continue to increase at a rate of 4%?
As of 2022, the benefits of pension insurance for enterprise employees have been raised for 18 consecutive years. So in 2023, there are still a high possibility of continuing to increase. There are three main reasons:
1. Prices or average social wages of on-the-job workers have increased
0. The reason why our pensions are raised every year is that the prices of our country or the average social wages of on-the-job workers have been increasing, so pensions also need appropriate adjustments. This is still the provisions of Social Insurance Law . Therefore, under normal circumstances, pensions will be raised every year, and 2023 is no exception.
2. Basic principles of pension insurance
According to the basic principles of pension insurance, the basic pension insurance system established by our country is to solve the pension problem of insured persons. If the pension remains unchanged and the cost of living continues to increase, paying pension insurance will not achieve the purpose of pension at all. Therefore, from the basic principles of pension insurance: pensions also need to be adjusted moderately.
3. Pension funds have a large balance
As of now, our country's pension funds are still relatively abundant, and the income of pension funds is slightly greater than the expenditure. As of now, pension funds have a slight surplus every year. In addition to the situation of pension market entry, the annual pension funds have a relatively large investment income.
For example, the investment income of the pension fund in 2021 is 63.18 billion yuan. This income can also effectively increase the surplus of the pension fund, expand the size of the pension fund, and also have the ability to adjust pensions for retirees.
can now be basically confirmed: 's pension in 2023 can be increased, but what is the increase ratio? Can it be improved a little compared to 2022's ?
The pension increase ratio in 2022 is 4%, a decrease of 0.5% from 2021 . From the previous increase ratio, from the adjustment of pension to the present, the adjustment ratio of pension has generally declined, especially in recent years, the adjustment ratio of pension has been 5% or less. So in 2023, it is difficult to increase the adjustment ratio of pension.
On the one hand, it is because the current per capita pension is indeed relatively high, and it has exceeded the standard of 3,000 yuan. on the other hand, the aging of population is aggravated, which has increased the pension pressure in our country. Therefore, in order to cope with the problem of population aging, our country has also taken many measures, such as delaying retirement by , national pension insurance coordination, reducing the proportion of pension increase, etc., which can all alleviate the pressure of population aging.
In summary, pensions will continue to increase in 2023, but the proportion of adjustment is difficult to increase. Compared with 2022, it is already a very good result to be able to increase pensions in a flat manner. However, the possibility of pension adjustment ratio continuing to decline is relatively high.
I wonder what you think after reading the above content? If you don’t understand something, you can leave a message in the comment section below for consultation. Thank you for your support!
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