If you are like me now, with no credit limit on your credit card, a lot of micro loans, are restless every day, and are worried about life, then you can refer to my experience and practices.
First: You need to calculate all your liabilities, credit cards, loans, friends' or relatives', then calculate the total amount, and then distinguish the priorities and high interest rates from micro loan companies.
Second: Seek help from multiple parties, relatives and friends confess that because the debt is too high and cannot bear it, you need to use external forces to repay it well at that time. Never have bad ideas. The road will always pass and life will always continue.
Third: Never use loans to support loans, as the debt will become higher and higher. Remember to stop loss in time and make a repayment plan. You can also negotiate with the bank and friends to negotiate the repayment plan.
Third: Psychological counseling, this is the most important thing. I also had bad thoughts at one time, but when I thought about my family and children, I slowly gave up. You can communicate more with friends, relax and run. I like writing, although I don’t write well, so I came to Toutiao
No. 4: Make good plans for my life. Where is the reason for the debt? To change it, if you don’t know, you can ask your friends. They may know themselves better than you. The reason why I am in high debt is that I don’t make money in my job. My family has been persuading to change jobs. I said I was persevering, and then I just raised my debts and accumulated debts step by step.
Life is like a play, and you will be saved by your own sorrow. Although the days are hard, they will pass. After the past, you will definitely remember that amazing self and thank the person who accompanied you through the difficult years.
What cannot defeat you will only make you stronger. I hope you can get out of the predicament as soon as possible and see the beauty of this world.
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