Let Gaoqiao have no difficult business

On September 26, the second "China-Africa Economic and Trade Expo" kicked off at Changsha International Convention and Exhibition Center. At the same time, at Gaoqiao Market, which is only 10 kilometers away from the main venue, China Construction Bank Changsha The Furong Sub-branch relied on the natural advantages of the market and adapted measures to local conditions to jointly establish a sub-exhibition hall, which echoes the main venue remotely, forming a synergistic effect.

Hunan Gaoqiao Market was established in 1996. It has a long history and concentrated commerce and trade. It is the third largest comprehensive market in the country, the national " market procurement trade method pilot market", and the permanent exhibition hall of the China-Africa Economic and Trade Expo. In September 2020, the Hunan Free Trade Zone was officially approved, and the Gaoqiao Market is in a prime location in the Free Trade Zone. In order to further implement the regional foreign trade customer service and help the "Huawei enterprises go to sea" plan, CCB Furong Branch opened a corporate foreign exchange business with Gaoqiao Sub-branch, a branch under its jurisdiction, and invited experts from the Provincial Bank's International Business Department to conduct business with foreign exchange related personnel. Training and guidance. Over the past year, the Furong branch has successively held cross-border matchmaking meetings with Johannesburg and ASEAN matchmaking meetings, attracting foreign trade merchants from all walks of life in the Gaoqiao market to participate.

Unlike the main venue, which focuses on large and medium-sized foreign trade companies, the Gaoqiao Sub-Exhibition Hall is more concerned with export-oriented small and micro enterprises. Furong Sub-branch has been deeply involved in the export business of small and micro enterprises. Through close communication and understanding of their financial demands, and in-depth exploration of the pain points of the industry, they found that foreign trade small and micro enterprises generally have problems such as financing difficulties and slow financing. The Furong Sub-branch took multiple measures, financing and wisdom, starting from the construction of outlets, market linkage, merchant linkage, and third-party ( CITIC Insurance, etc.) linkage, and jointly assisted small and micro merchants in the Gaoqiao market to go overseas and provide them with Handling foreign exchange business, opening settlement accounts, handling cross-border loans and other related financial support.

Photographs of the Gaoqiao sub-exhibition hall of the 2nd China-Africa Economic and Trade Expo.

Since the beginning of the year, digital renminbi has been repeatedly mentioned as a hot topic in cross-border trade-related topics. At this stage, cross-border trade is mainly realized through the US dollar settlement system. The decentralization of digital renminbi and the characteristics of offline payment make exploration New international settlement methods become possible,At present, the industry is vigorously promoting and promoting the digital renminbi. Looking to the future, the China-Africa cross-border trade settlement system may have a place in the digital renminbi. Furong Sub-branch is well versed in it and daring to be the first. With Changsha City’s first-mover advantage as a digital renminbi pilot, Gaoqiao Sub-branch, a branch within its jurisdiction, will fully launch digital renminbi-to-public wallet marketing activities through "point-to-face, public-private linkage" and other methods. In April of 2009, the number of contracts signed was 207, exploring new settlement methods for the cross-border trade of many small and micro enterprises in Gaoqiao.

Furong Sub-branch not only takes it as its mission to help small and micro enterprises go overseas, but also earnestly cares about the various problems encountered in their development. It has learned that there are a large number of small denominations and scattered merchants in the wholesale industry such as department stores, wine, tea, and dry goods in Gaoqiao Market. Demand for cash deposits. In order to efficiently solve the difficulties and time-consuming problems of nearby merchants, the bank actively responded to the call of the superior bank and took the lead in launching the asynchronous cash processing service in Gaoqiao sub-branch. The display of the entire process of entering the account greatly eases the pressure of the counter cash deposit business. This service not only provides customers with the ultimate experience, but also truly empowers and reduces the burden on the grassroots. It is a meaningful practice for Furong branch to fully implement the "I do practical things for the masses" in the party history study and education.

In the future, Furong Sub-branch will continue to leverage its advantages in the large market adjacent to Gaoqiao, continue to make steady efforts, and improve the ability to serve small and micro enterprises in all directions and from multiple angles, and work with customers to ride the wind and waves, so that Gaoqiao has no difficult business. !

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