At the end of 2020, knowledge internet celebrity Luo Zhenyu gave a New Year's Eve speech, proposing "finding certainty in uncertainty", but he neither drew the key point of "uncertainty" nor gave the answer to "certainty". In the days to come, the world changes suddenly, the old

2025/09/2519:51:38 finance 1332

At the end of 2020, knowledge internet celebrity Luo Zhenyu gave a New Year's Eve speech, proposing

At the end of 2020, knowledge internet celebrity Luo Zhenyu gave a New Year's Eve speech, proposing "finding certainty in uncertainty", but he neither drew the key point of "uncertainty" nor gave the answer to "certainty".

In the next days, the world suddenly changed, the old logic fell apart, and the new paradigm had not yet been implemented.

anti-globalization, supply chain barriers, high inflation, and violent "water collection". "Black swan" and "grey rhino" appear frequently on capital market ... A series of uncertain factors are complicated and complicated.

Global GDP growth has also declined accordingly. World Bank predicts that the global growth rate in 2022 is only 2.9%. More institutions predict that the global growth rate in 2023 will drop below 1.7%. And IMF Vice President Gopinath also finished the fight: the worst time has not come yet.

various fears came unexpectedly.

According to Jiang Guofei, vice president of Ant Group and president of the Digital Technology Business Group, "In a cycle full of uncertainty, industrial digitalization is the greatest certain opportunity at present."

Indeed, emerging digital technologies such as blockchain, Web3, and metaverse have broken the circle against the trend and flooded the screen everywhere, becoming a new hope for everyone to survive and change.

It’s a pity that these high-end and sophisticated technologies make it difficult for ordinary players to get started.

only knows them: recreate digital credit, automatically confirm rights, ensure profit sharing, and can create virtual social interactions, virtual and real interactions... cool and science fiction.

But how to use them, how to drive the business implementation, how to integrate internal and external resources to make products and operational innovations... Everything is like Dan-Ariely, founder of TED, said: Everyone is talking about it, but few people know how to do it.

For example, after the implementation of the "3 Laws and 1 Regulations", data security and privacy protection have become prerequisites. How can mature big data technology connect new technologies and adapt to new rules?

For example, Xiao Hao saw a supply chain financial platform, obsessed with the credit paradigm of blockchain, and competed for resources to form chains by himself. He burned a large amount of financing in half a year, and stopped blockchain applications... The cost of sinking is astonishing.

undoubtedly, if it cannot be universal, it will give most people a sense of gain. No matter how cool blockchain, Web3, etc. are, it is just a mature "touch screen technology" that has been matured in 1972, and in 1975, it was lying in the "digital shooting technology" of the Koda warehouse.

They need Apple and Nikon that can carry forward themselves. And Ant is such a role.

At the end of 2020, knowledge internet celebrity Luo Zhenyu gave a New Year's Eve speech, proposing

Since the early self-developed OceanBase, Ant Group's digital technology line has worked hard to solve the "bottleneck" technical problems and accelerate the industrialization and universalization of technology.

For example, in 2017, an Ant group of technical geeks started blockchain in order to track donations and trace authentic products, and then used them in cross-border payments, medical care, auctions and other fields, and won the "leader" certification selected by the authoritative organization Forrester-Wave.

is similar to it. Its privacy computing won the global iDASH (Privacy Computing) competition. distributed database technology broke the world record of TBC performance testing...

When these new technologies were used by small players such as Changshu Rural Commercial Bank , Chery commercial vehicles, Jingcan Glass, etc., solving problems and saving troubles. Those mourning caused by "uncertainty" are cured by digital "certainty".

Please believe that after experiencing the cold winter, use your certainty to hedge the uncertainty of outside. If you survive, you can achieve great life.

allows data to flow and make gold digging easier

2010 14 pages special topic "Data, omnipresent data" has caused a sensation in the industry. In 2012, "Big Data Age" became popular in China, and big data technology grew rapidly in the country.

Since 2013, big data has become a multi-national strategy, and domestic technology giants have launched related applications one after another. In 2015, the "HTM3 Action Outline for Promoting the Development of Big Data " was released, and the deep integration of big data and the real economy has entered a substantive stage.

Around 2018, various data showed that the development of the big data industry, technological innovation, application expansion, and industry penetration have made rapid progress. In 2020, data officially became the fifth largest production factor besides "land, labor, capital, and technology".

Results, "user portrait, behavior analysis, recommendation response" and other means are quickly implemented, and are recognized as good results and cost less. Points become gold, and it becomes a consensus.

But unexpectedly came, breaking the original track.

Takeout, online car-hailing, online travel " big data killing old customers " cases are one after another, and the call for standardizing big data is getting higher and higher. "3 laws and regulations" quickly fill the spots, and the original gameplay was completely eliminated.

This brings the flow and exchange of data to abruptly, and the "big" necessary for big data analysis cannot be discussed. It is like commerce and finance: beauty lies in smooth circulation and integration; pain lies in the plot of the land, and it is difficult to recover.

For example, car brands cannot obtain vehicle data, cannot accurately grasp user preferences and usage scenarios, improve processes, upgrade configurations, and optimize production, which become difficult.

Now, if big data wants to break the stagnant deadlock, recirculate and integrate, it must load a "filter" of privacy protection and data security. Blockchain and privacy computing are the antidotes.

At the end of 2020, knowledge internet celebrity Luo Zhenyu gave a New Year's Eve speech, proposing

Like Chery has cooperated with Ant Chain to implant "automatic level" blockchain module in each commercial vehicle, integrate cryptography , privacy computing and other technologies to ensure that the data is "available and invisible", taking into account privacy and security.

In this way, the battery, driving and other data are encrypted and then flowed on the chain. In the words of Bao Siyu, general manager of Chery Commercial Vehicle Company: With the support of data, the data value of the entire chain is opened, and has a support for the digital transformation of .

Similar to "Global Shipping Commercial Network GSBN", it involves more partners such as freight, buying and selling. It uses the technology of Ant Chain, Oracle, Alibaba Cloud and other companies to connect data from all parties and "paperless delivery"; the 2-3-day delivery process has been shortened to 1 or 2 hours, greatly accelerating cargo turnover and alleviating the pressure of slow collection of small and medium-sized enterprises.

In a sentence: Blockchain, privacy computing protects the driving force, the data supply chain establishes a compliant and reliable path, data flows as production factors, breaks boundaries, and reorganizes the production relationship , forming a highly flexible industrial collaboration.

This is just like the Big Data Era said: "The real change is in the data itself and how we use data." Whether it is platforms like Ant or many application companies, they will understand: Only by doing the right method can you achieve twice the result with half the effort, otherwise, you will only suffer in vain.

Small business can also use high-tech

"There are always accidents that can cause trouble, and you can repair them everywhere." This is the common voice of small businesses over the past two years.

In the past two years, upstream energy and raw materials have skyrocketed, downstream demand is not strong, profits have been repeatedly squeezed, making it even more difficult for small businesses to operate.

brokers always say: The deeper reason is that they cannot transform and innovate enough - but they just cannot give solutions to the problem.

This is tantamount to a group of unintelligent theorists who tell the small workshop owners who use the "Jenny spinning machine": You must improve your efficiency, otherwise you deserve to be alive.

But what the latter needs is a practical man like Ackerwright. Because he can provide new technologies and manufacture hydraulic spinning machines, increase efficiency by dozens of times, and evolve the workshop into a factory.

is visible. New technologies that can solve real problems are not the high of the gangsters.

For example, Jingcan Glass, which makes crystal jewelry, is a small business started by couples, and its products are sold to India, Pakistan and Europe and the United States.

However, foreign trade involves too many links such as trading, freight, letter of credit, , etc., and there are many troubles. Even if it is a business in acquaintances, one set of operations can be as long as a week or as long as a month.

The collection of small businesses is dragged down by the process, and they are often short of money and cannot be invested in reproduction and expand new businesses.

And in September 2020, Jingcan's boss Yuan Jing sold the company's main crystal jewelry to Mexico through Ant Chain Trusple, and received the payment the next day, saving 80% of the time cost than before.

Because Trusple is a cross-border trade fulfillment platform, it brings together foreign trade links such as customs declaration, payment, and taxation. When Jingcan and the seller generate a trade order, Trusple automatically rolls it on and starts data flow.

Under the credit system built by blockchain, it saves a lot of manual review processes. Banks will pay based on the agreed terms of orders and automatically pay Jingcan. The latter is no longer afraid of buyers delaying accounts, and can obtain more financing convenience based on the credit history of the order.

Finally, cross-border small sellers like Jingcan can also grasp the lifeline of "payment collection" and improve their "certainty" in the often torn domestic trade relations.

At the end of 2020, knowledge internet celebrity Luo Zhenyu gave a New Year's Eve speech, proposing

And last year, Yunnan Fudian Bank, a junior in the banking industry, used the SOFAStack precipitation solution to build a core accounting system, integrate the OceanBase database, and build a distributed underlying architecture. In one year, it has created a cloud-native system comparable to that of major banks.

result, its transaction capacity per minute has increased by 80 times, and the number of mobile banking users has increased by 43 times year-on-year, achieving double-digit growth for the first time in seven years.

The same digital trick was also learned by friends such as "Changshu Rural Commercial Bank", and the effect was also very impressive (the trading ability was improved 46 times).

They don’t have to poach people with high salary and connect to a one-stop system like Jay Chou , and can enjoy the blessing of digital economy - to get on the system, go on the chain and get on the position.

In Jiang Guofei's words: This is what the "road repairers" in the digital economy should do. Today, Ant Technology has penetrated into more than 80 industries and provided the above-mentioned "full-management" solutions to solve the personal problems of 9,000+ customers.

undoubtedly, technology manufacturers are just like 360 Zhou Hongyi said: be a good supporting role and serve as a good auxiliary role. Positioning Akwright in the 21st century and helping big words such as "resilience, certainty" be implemented, that is what they should have, really ruthless and real insight.

Now, the digital economy accounts for 39.8% of GDP, which has long exceeded the technological singularity of 20%, and is accelerating toward an absolute field of more than 50%. Under the general trend, "hard technologies" such as Web3 and blockchain will definitely be implemented at an accelerated pace.

At this time, whether it is a big company or a small player, as mentioned in "The Analects of Confucius": If you stand in a good position, you will have "stars arched it".

Is this way to take advantage of the general trend and achieve great things, or continue to believe in old common sense, smart people will definitely see it right and do it right.

isn't it?

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