Nowadays, many people are struggling to make money, and as the number of jobs in society continues to increase, the number of people who need to be employed is also increasing, which has also increased their competitive pressure. In this case, people It takes a lot of hard work t

html Is 1.15 million too much? How many families have a deposit of 150,000? Nowadays, many people are struggling to make money, and as the number of jobs in society continues to increase, the number of people who need to be employed is also increasing, which has also increased their competitive pressure. In this case, people It takes a lot of hard work to make enough money. So, how much savings does a family need to earn to qualify? The real data is out, see if your home meets the standards?

As the world's largest savings country, people in our country are more willing to save money than people in other countries. This is mainly due to the influence of traditional thinking. People in our country prefer to deposit money in banks to cope with emergencies. need. Relevant data shows that at the end of 2019, my country's savings exceeded 190 trillion, showing a growth trend.

calculated based on this data that the average deposit amount of ordinary people in our country is around 70,000 to 80,000, but in fact, not many people can really take out this money. Especially young people, influenced by Western advanced consumption ideas, many are burdened with debts. It is already very good to be able to live without debts.

So, who made these deposits? In fact, it is mainly the middle-aged and elderly people and the rich who have driven up this average figure. However, ordinary young people, with a monthly salary of about four to five thousand, are rarely able to save money, let alone deposit it in the bank.

Therefore, there are more than hundreds of millions of families in our country who have no savings. If the family savings can reach 150,000, it will actually surpass most people. Although everyone seems to have cars, houses and assets, they actually don’t have much cash to spare.

Housing prices in our country are at a high level, which is also the reason why many young people are in debt. In order to solve their marriage problems, many people have taken out loans to buy houses and even bought cars. These people have to bear the burden of all the materials they consumed in advance. The debt is so high that it will take decades to pay it off.

Relevant data shows that the average household assets in our country can reach 3 million, but this includes fixed assets such as houses and cars. In fact, there are not many people with so much savings.

Young people’s monthly salary has to be used for living and repaying car and house loans. It is rare for them to have any leftover money. Therefore, under such circumstances, it is not easy for a family to have a deposit of 150,000. .

Moreover, among the information that people have access to, many Internet celebrity anchors say that their salary is tens of thousands and they can earn a lot of money. However, the salary of most ordinary people does not reach the personal tax threshold. The starting point for personal income tax in our country is 5,000 yuan. Only 80 million people can meet this standard. Among the 1.4 billion people, the wages of the remaining people do not meet this standard.

People in first-tier cities may have higher wages, but for those living in third- and fourth-tier small cities, a salary of around 3,000 yuan is very normal, and even in new first-tier cities like Chengdu, it can reach 5,000 yuan. There are also relatively few people who earn wages.

For people with a monthly salary of 5,000 yuan, it would take a year and a half to save 150,000 yuan without eating or drinking. But this ideal state does not exist, and many couples' combined wages do not even reach 10,000 yuan.

In fact, this has a lot to do with the current rise in prices. In addition, people now need to consume more and more things. In addition to daily food, drink, housing and transportation, there are many aspects that require expenditure. For example, travel or children’s education. In this case, no one can save money at all.

And after the rise of the Internet, there are many loan platforms that also stimulate people to consume, such as , JD.com, Baitiao, , Ant Huabei, etc. These platforms allow people to consume in advance within a certain period of time without interest. The fees have led many young people to develop the habit of using these loan platforms.

This is actually very detrimental to everyone's accumulation of funds, because during the process of using it, many people have no awareness of the crisis of money and often spend a lot of money. Only when they need to repay the debt do they discover the debt they owe. There is no way to fully repay it.

As for the question of whether you have a deposit of 150,000 and whether it meets the standard, there is actually no specific answer. As long as each family's economy can turn over normally and they can live happily.