It’s cool and autumn, and the dressing show in March 8th.
means that autumn is the season of changing seasons, some people have not switched from summer, and some people have entered early winter.
On the street, some people are still wearing short-sleeved shirts, and some are already wearing jackets.
Children have been wearing short-sleeved and jackets in school for several weeks. The weather has remained stable recently, so this kind of clothing can basically keep warm.
In the morning, she suddenly added a thick sweatshirt, turned the white short-sleeved collar outside, and looked at the mirror in a random way, as if she had transformed herself, and she had become a stunning beautiful girl. Is
not hot?
Looking at the scorching sun, I suddenly wanted to laugh.
Last night, someone else took off his coat and uniform and could show off his colorful clothes inside.
Once two things are combined, you will understand the reason.
Adding clothes is not to keep warm, but to show off, show your clothes and look good in your sweatshirt.
Then we can understand why the phenomenon of dressing randomly, as long as you are demeanor and not warm, keeps emerging.
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We are often influenced by others in our behavior and decision-making, without considering what is suitable and what is suitable.
The group is blind, the group is low-intelligent.
We are in the group and are easily influenced by hints and easily influenced by emotions.
The so-called herd effect , the mob, roughly this is the case.
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In the past few months, a product called ibonds was very popular, with an annualized interest rate of up to 9.62%.
Compared with domestic 3.5 certificates of deposit and 4.0 financial management, the difference is more than a little bit.
Because purchasing ibonds requires a social security account, many people were blocked out of the door.
It turns out that the moon in foreign countries is particularly round, and the money outside is particularly easy to make.
Many Chinese people showed envious eyes and wished they could fly to the other side and take root and sprout.
So is ibonds a good product?
Good:
1. Ibodns is a special bond issued by the Ministry of Finance on the other side. The guaranteed capital is certain and the risk is almost zero.
Its interest rate consists of two parts: fixed interest rate + inflation rate, so the interest rate is particularly high.
2. The interest is updated every six months. The interest earned will be added to the principal to form a new principal and earn interest again. It is referred to as profit-making profits. Seeing that money is getting more and more like a snowball.
is not good:
1. Each person purchases only 10,000 yuan, which is not enough to plug into the teeth.
2. Interest income requires federal tax payment. Interest rates vary from state to state, generally 21%, and 9.62% is only 7.6%.
3. The minimum holding time cannot be less than one year. If it is redeemed after less than 5 years, the interest for 3 months will be confiscated.
If you hold it for one year, it will be redeemed. If the interest rate has not changed, the annualized interest rate is only 7.22%, and then tax deducted, leaving only 5.7%.
Then wouldn’t it be great if I held it for 5 years? In 5 years, inflation has decreased and interest rates have long been no longer so high.
4. Rate adjustment every six months, and the next time it will drop to 6.47%.
5. The inflation on the other side is as high as 8.2%. Such a small amount of interest cannot resist high inflation at all.
So ibonds' surface interest is very high, but the actual return on investment will not meet the expectations of many people.
The foreign moon can only be used to see it.
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htmlIn the 180s, many people in rural areas went to Beijing to repair their shoes.
Big cities are easy to make money, and consumption is naturally very high.
batch by batch, saving money.
But no one has ever made a fortune like this. Instead, those who have been rooted in the local area and have become rich in the countryside.
They connect to the city and down-to-earth, and they become ten thousand yuan households and become big bosses.
htmlIn the 190s, those who repaired shoes found that money in big cities was not easy to make. At the same time, they saw that they could make money in rural areas, so they returned to their hometowns one after another.
If you make such a trouble, you will not be able to get it well at both ends and you will have no chance of getting it.
is similar to the current returnees, and it is no longer as popular as before.
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Of course, there is another situation that seems to be possible. People live in China and money lay eggs outside.
This type of drillable hole is very small, and the detour also requires a cost, and the amount is limited, so don’t think about it.
In the torrent of follow-up, in the complicated information, there is a touch that penetrates the soul and a seamless fit, which is the meaning of this account. Any view of the student is not a buying and selling recommendation, but is discussing and studying the market with all the masters. The stock market is risky, so be cautious when entering the market!
