Today, I would like to introduce the rights and interests of CITIC Credit Card. Since CITIC credit cards are numerous, I will pick a few typical CITIC Credit Cards for you to introduce.
CITIC i Platinum Credit Card
The first one is CITIC i Platinum Card. This card used to be called the "God Card" by card friends. The threshold for applying for the card is not high, and the rights to get the card are many. However, since its rights and interests have been continuously reduced since then, it has slowly stepped down from the altar and turned into a pseudo-platinum card. So what rights does it have? 1. It enjoys the right of 2 hours of delay insurance, but there is a prerequisite to enjoy this right, that is, the consumption of points last month must reach 3000 yuan. 2. Using CITIC iPlatinum for online transactions can get 2 times the points reward, but it also has a rule, that is, sporadic online transactions do not count points. In other words, the network consumption must reach a certain amount to be counted into points. 3. It can be exchanged for airline mileage at a ratio of 50:1. The annual fee for this card is 480 yuan, the first year annual fee can be waived, and the annual fee is waived for 12 times.
CITIC Baitiao co-branded card
The second is the CITIC Baitiao co-branded card jointly launched by China CITIC Bank and JD.com. There are three small white cards of CITIC, which are divided into classic version, heart-warming version and visa version according to different rights. Among them, the rights of the classic version and the warm heart version are the same, but the design is different. Because their rights are much less than the visa version, so here we mainly introduce the rights of the visa version. What are the rights of visa version? 1. Its points will be automatically exchanged for Jingdong Baitiao's steel bars, which can be used by cardholders to deduct cash when shopping on Jingdong. The exchange ratio is 1000 points for 1 steel bar, and 1 steel bar is 1 yuan. Here, the points of the CITIC visa version of the Baitiao co-branded card can only be used to redeem points, and cannot be exchanged with the points of other CITIC credit cards. In other words, the points obtained through the CITIC visa version of the Baitiao co-branded card can not be used to redeem CITIC gifts. Many card friends feel that this credit usage rule restricts the application of this card, but in my opinion, this is actually both good and bad. This rule improves the efficiency of the use of points. In the past, many cardholders’ points were wasted because they did not save enough to redeem gifts, or the remaining points after redeeming gifts were not enough to redeem other gifts, and they could only be wasted. It is also more convenient for cardholders to use it directly when shopping on JD.com. Of course, the benevolent see the benevolent and the wise see the wisdom. If you are keen to redeem CITIC gifts, you can consider other CITIC credit cards recommended by me. 2. When you swipe your card overseas through the visa channel, you can enjoy a 10% cashback discount and at the same time you can waive the overseas currency conversion fee. In addition, there are some rights activities such as JD.com payment discounts and one free visa service. For those card friends who often shop on JD.com and have a strong need for outbound travel, this card is still worth applying.
CITIC Taobao Co-branded Credit Card
The third is the CITIC Taobao Co-branded Card. CITIC’s Taobao co-branded card will be rewarded in different multiples according to the cardholder’s Taobao membership level. For those who have a CITIC Taobao co-branded credit card, quick payment via Alipay online or offline can enjoy multiple reward points. And on the "special day" you can also enjoy the reward of doubled points. What are the special days? On the 9th, 19th, November 11th and December 12th of each month. Next, I will introduce to you its points return rules: if offline payment is not quick payment through Alipay, but use such as POS machine to swipe card, UnionPay cloud QuickPass, Apple pay, etc., enjoy 2 points rewards, that is, spend 1 yuan to get 2 points rewards.
CITIC Easy Card
The fourth card is CITIC Easy Card. This card is a card with two accounts, namely a savings account and a credit account. As we all know, a savings account is an account used for saving, financial management, transfer and other functions. A credit account is naturally an account used for credit consumption. The biggest feature of this card is its multiple points reward rules: according to the cardholder's CITIC credit card grade and the stock of assets held in the CITIC credit card, up to 10 times the reward points can be obtained.
CITIC Air China Credit Card
The fifth is the CITIC Air China World Card. This card is a veritable god card, the rights can be saidIt's a basket, I'll pick a few typical introductions for you. 1. The mileage of PhoenixMiles will be exchanged at a ratio of 8:1, that is, 8 yuan will be exchanged for 1 PhoenixMiles. 2. Its delay insurance guarantee is up to 5,000 yuan for a delay of 2 hours. This guarantee is also very strong. 3. This card has very good rights and interests in medical and health aspects, such as medical services in world-renowned hospitals, unlimited appointment registration services, etc. In addition, there are a lot of exclusive rights, because there are too many, so I won't repeat them. Many card friends see that this card can enjoy so many rights and can't wait to get one. However, there is a precondition for this card, that is, you must be a member of the "Air China Gold Card". If you apply for this card and your "Air China Gold Card" member fails to be successfully relegated, you will need to pay an annual fee of 20,000 yuan.
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