2020 is a plagued year. From the new crown pneumonia that began at the beginning of the year to the floods in the summer, people's lives have been difficult. Part of the economically disadvantaged groups thought of applying for credit cards to relieve economic pressure. Today, I will introduce to you all major bank credit card types and various rights and interests.
1. Gold card
Gold card occupies a large share of major bank credit cards. The gold card application conditions are low and the card withdrawal rate is high, but the limit is average. However, the card withdrawal rate and limit are different for different cards in the gold card, and the rights and interests are also different. Today I will introduce the CITIC Bank Credit Card.
(1) Yanka
In the 21st century with outstanding personalization, the banking industry has also carried out various innovations according to the needs of the people. Yanka is one of the representatives. CITIC Bank Credit Card Yanka is divided into Yanka marked credit cards, Yanka customized models, Yanka Mars commemorative card, Yanka colorful card, Yanka Longfeng card, Yanka 2020 lucky card, Yanka Koi card. The common interests are: card waived annual fee, 4 hours of 1000 yuan flight delay insurance, transaction calculation points, up to 50 days interest-free period 9 share redemption, 50% off food coupons on Wednesday and Saturday. Standard payment rights: free annual fee by swiping card, discount coupons for food, drink and fun, and flight delay insurance of 1,000 yuan for 4 hours.
There are zodiac cards for customized Yan card, Huanxi card. Relatively speaking, the application is relatively easy to pass, and the quota is less than 50,000.
Yanka has new customer courtesy. New customer gifts include iphone11Pro Max, Boss quartz watch , FllL true wireless Bluetooth in-ear headphones, Xiaomi backpack and so on.
(2) Co-branded card
CITIC, Tencent, Xincheng, Air China and other companies have jointly launched a co-branded card. The card surface is relatively simple and highlights the characteristics of each company. The relative rights enjoyed are also different. For example, the rights and interests of the Air China Ctrip co-branded card are: free annual fee by swiping the card, accumulate mileage during consumption, quick upgrade to PhoenixMiles silver membership, and 4 hours of 1,000 yuan flight delay insurance. Mobile co-branded credit card rights: 9 points to share, 9 yuan to watch blockbuster movies, 50% off on food on Wednesday and Saturday to enjoy mobile exclusive privileges from time to time.
For co-branded cards, you can apply if you meet your needs. For example, if you travel frequently, you can choose a related airline co-branded card. If you have Carrefour near your home, you can choose a Carrefour co-branded card.
Relatively speaking, the pass rate of joint-name card applications is relatively high, and the quota is below 50,000.
will be introduced here today, friends who have questions can comment or private message!
