teach children the concept of money? How to let children have the concept of "one vegetable and one meal is hard to get" from an early age? How to instill the concept of financial management in children?
These homework is really not easy for parents, because many parents themselves have not received this kind of enlightenment since childhood, and naturally think that this is not something that children should know. Many people think that children will naturally learn this when they grow up to make money.
In fact, it is not the case. Look at how many young people in life are moonlight people and gnawing old people.
In foreign countries, the way many parents educate their children on the early concept of money is to let their children earn pocket money by doing housework within their power.
I personally do not agree with this approach. I think that we must let children understand from an early age that every member of a family has to do housework. This is an obligation, a responsibility, not a work that can be paid.
But every family will have its own effective way of raising children.
Recently, on the Douyin Overseas Edition, a mother from , Florida, USA, became popular because of sharing a video of parenting experience. This video received 430,000 likes and more than 10,000 comments.
Why is it so popular? Because it is different from the practice of ordinary American parents, this mother not only pays the child for housework, but also charges the child "living expenses."
This mother has a 7-year-old son who is in elementary school. In a video posted on TikTok , she introduced that in accordance with the family's rules, her son has a daily chores to do and can earn one dollar a day.
These "jobs" include: making your own bed and quilt every morning and evening, consciously washing your face and teeth, cleaning your bathroom, organizing your toys, and putting your dirty clothes in the laundry box.
After completing these "jobs", a seven-year-old boy can earn "up to" $30 a month.
But wait, this money is not a monthly net income. Because the little guy has to use part of it to pay for his "living expenses."
These expenses are of course not real living expenses.It was specially selected by my mother, including: the rent is 5 US dollars a month, the electricity bill is 2 US dollars a month, and the WiFi of his iPad is 2 US dollars a month. This means that when everything is paid off, the little boy should still have more than $20 in deposits that can be used as "personal assets."
Of course, if a child is lazy, he will naturally not earn one dollar a day's salary. For example, one day I wake up late and I forgot to make my bed in a hurry. Sorry, I didn't earn my salary this day.
In this way, the child faces a kind of "risk", that is, if his one month's "income" is not enough to pay the "rent", then he must ensure that the "debt" is paid in the next month.
This mother said that if he fails to pay the rent for a month, then he must make sure to pay the debt next month.
This mother said: "I will not borrow various names to recover the child's income, but just put the money directly into his piggy bank. This allows him to understand the value of money and responsibility."
"So far, I am very satisfied with the results of this, and I hope this method can also help you."
This video caused heated discussion. Many people praised this mother's approach. Some people complained that the school did not teach them when they were young. How to manage their own finances, nor did they teach them how to deal with real-life experiences, such as taxes, rent, bills, and so on.
So theoretically, this mother's idea of letting her son understand the importance of money operations is great.
However, some people objected that it was forcing a 7-year-old child to grow up too quickly.
Someone said: "Okay, but he is only seven years old. Why not let him be a child and wait until he is a teenager?"
Someone added: "A child is a child. Wait. When they grow up, they can worry about the bills."
The mother emphasized that this system "played a magical effect" in her home, but also reminded that it may not be suitable for all families and child.
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