Recently I heard Mr. Ma Weidu tell the story of borrowing money and not repaying it. Recalling decades of life experience, I feel the same way. At the same time, I also found that those who borrowed money when they were young and failed to repay it, or who borrowed money with the intention of not repaying it, ended up doing very badly later! Because a person who is dishonest or always wants to take advantage of others without working hard will not have a foothold in society. I would like to advise those who want to borrow money with similar ideas to be honest and trustworthy.
In the 1980s, I was a junior high school student in the county’s No. 1 middle school. I was a residential student and could only go home once a week. On my way home for the weekend, a classmate with a good relationship in the same village borrowed five yuan from me. This was a huge sum of money at the time, and it was saved from the one yuan a week my father gave me for living expenses. In fact, this classmate’s mother is a teacher, and the family conditions are much better than mine. Unexpectedly, after borrowing the money, there was no news. Later, this classmate failed to enter high school and gradually lost contact with him. But I will never forget the matter of borrowing money and not paying it back. Maybe this classmate has long forgotten or selectively forgotten, but it also determines that this classmate will not be a promising person in his life. I heard that he later worked in a county winery. After the winery went bankrupt, he and his wife sold clothes in a shopping mall. The problem of food and clothing has not been solved yet.
On the eve of my graduation from college, a Shandong fellow at the same level suddenly came to me and asked to borrow 200 yuan. The reason didn't seem to be particularly good. I was very surprised, and we were going to go our separate ways soon. I didn’t know him very well, and the school happened to have just issued a dispatch fee of more than 200 yuan. At that time, the employment policy had shifted from unified allocation by the state to a combination of state allocation and independent job selection. Many students’ work units had not yet been determined. He and I are not from the same area. We are 500 kilometers apart and have no contact information. If I borrow money, how will I ask for it and how will he return it? 200 yuan was a huge amount of money in the early 1990s. Although I am a thin-skinned person and not good at rejecting others, it was too obvious that I could not repay the loan this time. Besides, the school paid dispatch fees to every graduate, and he tried to get me again, so I resolutely rejected his request to borrow money. As it turns out, thirty years have passed and we have never met again. Later I heard that he became a lawyer and was doing well.
After joining the workforce, fewer people borrow money directly, but there are many cases where they advance money for weddings and weddings. In fact, it is also a disguised form of borrowing money. The vast majority of colleagues will transfer or repay money promptly, but there are also some colleagues who seem to suffer from amnesia and forget about it intentionally or unintentionally, leaving people speechless. Such colleagues are either leaders and feel that others should advance money, or they have bad character and don't want to comment too much.
Since there are Huabei and various online loans, I believe that there will be much less need to find someone to borrow money in life. Similarly, since there are mortgages and car loans, there are more reasons to refuse others to borrow money.
A person's quality is engraved in his bones. What a person with good character dare not forget is the kindness others have done to him. As the saying goes, "a drop of kindness should be repaid by a spring." But people with bad character are always thinking about how to speculate and how to maximize personal interests by any means. Such people may at least benefit themselves by harming others, but at worst may harm one party. They must be eliminated quickly.
